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Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial June 13, 2024

Unlocking the Secrets of Inflation: How the Fed is Winning the BattleSupercore inflation saw a rare -0.04% drop in May.Durable goods prices fell by -3.8% YoY.Average home purchase loan sizes are decreasing.Travel costs (car rentals, airline fares, hotel rates) are dropping.Want to understand how these trends affect you? Dive into our latest blog post and learn more!#InflationInsights #HomeFinance #EconomicTrends #TravelCosts #HousingMarket#HousingMarket2024 #MortgageRates #EconomicTrends #HomebuyingTips #FinancialPlanning #RonSiegelRadioSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Frank Garcia

Uncovering Financial Opportunities: Insights from Recent Radio ShowsMaximize Your Social Security and Mortgage BenefitsIn a world full of financial uncertainties, having trusted guidance is crucial. Our recent radio shows delved into the intricacies of Social Security planning, real estate market trends, and smart mortgage strategies. Whether you’re planning for retirement, buying your first home, or refinancing, this comprehensive recap will help you navigate these critical financial decisions.Social Security: The Hidden StrategiesSocial Security can be a complex subject, and many people miss out on potential benefits simply because they don't know the rules. In our discussion with Frank Garcia, a seasoned financial services veteran, we explored various strategies to maximize your Social Security benefits. For instance, did you know that delaying your benefits until age 70 could increase your payout significantly? Or that you might be eligible for a survivor benefit if your spouse passes away?Frank shared real-life examples where strategic planning made a substantial difference. One case involved a couple where the wife wanted to retire at 62 but needed to understand the penalties and limitations. Another case focused on a widow who learned she could optimize her benefits by waiting until full retirement age. These insights are invaluable for anyone looking to secure their financial future.Real Estate Market: Common Buyer MistakesNavigating the real estate market can be daunting, especially with high mortgage rates and rising home prices. Our recent segment highlighted common mistakes that buyers make and how to avoid them. Key points included the importance of getting pre-approved, being realistic about your home search, and not overextending your budget.Working with a local real estate agent can save you time, money, and stress. Agents provide professional legal guidance, market expertise, and support throughout the home-buying process. Remember, buying a home is one of the most significant investments you'll ever make – having a trusted advisor is essential.Smart Mortgage Strategies: Borrow SmartIn our Borrow Smart segment, we discussed the importance of planning your mortgage strategy wisely. Many homeowners overlook the benefits of a reverse mortgage or refinancing options that could save them hundreds of dollars each month. For example, our VA 100 program allows veterans to borrow up to 100% of their home's value, providing an excellent opportunity to consolidate debt and lower monthly payments.Additionally, we shared a cautionary tale about a family who moved out of state and paid cash for their new home, only to find themselves cash poor and non-bankable later. Proper planning and leveraging your home's equity can prevent such scenarios and ensure financial stability.Bottomline: Secure Your Financial FutureUnderstanding the nuances of Social Security, real estate, and mortgage options can significantly impact your financial well-being. Whether you're planning for retirement, buying a home, or looking to refinance, having the right knowledge and expert advice is crucial.For personalized guidance tailored to your unique situation, reach out to me directly. Let’s discuss how you can optimize your financial strategies and secure a brighter future for you and your family.Watch the full video replay of my recent radio program for more insights, and feel free to share it with friends, family, or coworkers who might benefit. For personalized assistance and trusted guidance, reach out to me directly at 800 306 1990 or visit RonSegalRadio.com.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel Radio featuring Scott Schaeffer

Rising Insurance Rates: What Every Homeowner Needs to KnowAs a homeowner, dealing with rising insurance rates can be a daunting task. It's not just about finding the right coverage, but also understanding the complexities of the insurance market, especially with recent changes in California. Today, we’re diving into this critical topic with insights from Cory Newow of Next Tier Insurance Services. Let’s explore the challenges and solutions available to protect your home and your wallet.Understanding the Current Insurance LandscapeInsurance rates have been skyrocketing, and it’s not just a California issue. States like Florida are also feeling the pinch. Why? Insurance companies are pulling out of certain markets or dramatically increasing premiums due to higher risks and regulatory restrictions. For example, the California Department of Insurance limits how much premiums can increase annually, making it difficult for companies to stay profitable. This has led to a reduction in available policies, pushing more homeowners into higher-cost non-admitted or fair plans.The Impact on Homeowners and HOAsHomeowners and Homeowners Associations (HOAs) are both feeling the effects. We've seen premiums double or even triple, causing significant financial strain. HOA members, in particular, are hit hard as the cost of master policies covering entire communities skyrockets. Cory highlighted a case where an HOA’s annual premium jumped from $100,000 to $300,000, leading to hefty special assessments for residents.What Can Homeowners Do?Consider Higher Deductibles: Raising your deductible can lower your premium. It’s a balancing act – save money on premiums but be prepared for higher out-of-pocket costs in case of a claim. To mitigate this, consider setting aside funds specifically for your deductible in a Roth IRA or utilizing home equity through products like the RSR Home Select.Shop Around: Don’t just accept the first renewal notice you get. Insurance underwriting guidelines are constantly changing, so it’s crucial to explore different options and find the best fit for your situation.Home Improvements: Some insurers offer discounts for homes with updated features like modern electrical panels or water shut-off devices. These improvements can make your home safer and more attractive to insurers.Navigating HOA Insurance ChallengesFor HOA members, it’s essential to understand your association's policy and advocate for proactive measures to manage costs. This includes pushing for higher deductibles and ensuring your community meets modern safety standards.BottomlineStaying informed and proactive is key to managing rising insurance costs. If you’re facing challenges with your insurance or need guidance on your mortgage options, I’m here to help. Reach out to me anytime at 800-306-1990 or visit RonSiegelRadio.com. Together, we can navigate these complexities and protect your most valuable asset – your home.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel Radio featuring Cory Neubauer

Rising Insurance Rates: What Every Homeowner Needs to KnowAs a homeowner, dealing with rising insurance rates can be a daunting task. It's not just about finding the right coverage, but also understanding the complexities of the insurance market, especially with recent changes in California. Today, we’re diving into this critical topic with insights from Cory Newow of Next Tier Insurance Services. Let’s explore the challenges and solutions available to protect your home and your wallet.Understanding the Current Insurance LandscapeInsurance rates have been skyrocketing, and it’s not just a California issue. States like Florida are also feeling the pinch. Why? Insurance companies are pulling out of certain markets or dramatically increasing premiums due to higher risks and regulatory restrictions. For example, the California Department of Insurance limits how much premiums can increase annually, making it difficult for companies to stay profitable. This has led to a reduction in available policies, pushing more homeowners into higher-cost non-admitted or fair plans.The Impact on Homeowners and HOAsHomeowners and Homeowners Associations (HOAs) are both feeling the effects. We've seen premiums double or even triple, causing significant financial strain. HOA members, in particular, are hit hard as the cost of master policies covering entire communities skyrockets. Cory highlighted a case where an HOA’s annual premium jumped from $100,000 to $300,000, leading to hefty special assessments for residents.What Can Homeowners Do?Consider Higher Deductibles: Raising your deductible can lower your premium. It’s a balancing act – save money on premiums but be prepared for higher out-of-pocket costs in case of a claim. To mitigate this, consider setting aside funds specifically for your deductible in a Roth IRA or utilizing home equity through products like the RSR Home Select.Shop Around: Don’t just accept the first renewal notice you get. Insurance underwriting guidelines are constantly changing, so it’s crucial to explore different options and find the best fit for your situation.Home Improvements: Some insurers offer discounts for homes with updated features like modern electrical panels or water shut-off devices. These improvements can make your home safer and more attractive to insurers.Navigating HOA Insurance ChallengesFor HOA members, it’s essential to understand your association's policy and advocate for proactive measures to manage costs. This includes pushing for higher deductibles and ensuring your community meets modern safety standards.BottomlineStaying informed and proactive is key to managing rising insurance costs. If you’re facing challenges with your insurance or need guidance on your mortgage options, I’m here to help. Reach out to me anytime at 800-306-1990 or visit RonSiegelRadio.com. Together, we can navigate these complexities and protect your most valuable asset – your home.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Listing Tool Kit: Drew 825 S Arden

The Modern Open House Tool Kit with all kinds of information about this property.We start with the TV Commercial, TrailorVirtual Tour LinkWhat is the difference in Payment and Cash to Close based on various purchase prices? Most people recognize the payment and Cash are not as significant as one might think when it is on paper. Please note we have used OBMMI Average prices when this is created. Precise payments can be presented upon request.Featured on TV Flyer with Demographic InformationVisit our Open House Flyer with Demographic InformationSign Rider that Can be Printed/Displayed in the House with QR CodeReal Estate Report Card for that Specific Zip CodeMarket Report for the Specific Zip CodeA Financing Program that allows one to Secure their New Home before this property sells. The Geneva Transition LoanTo maximize your benefits, we DO NOT recommend handing out flyers. Suggest your guests scan the QR codes. This will get both of us the contact information. We will follow up with the Virtual Tour and a Client Dashboard with materials for them. Obviously, we do this co-branded so we can both earn business.This is not an offer to lend.

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial May 10, 2024

Latest Economic Trends & Mortgage Rates Update! Jobless claims are up, hinting at economic shifts. Mortgage rates remain stable, but keep a watchful eye! If closing soon: Consider cautious floating, but be ready to lock! For loans 30+ days out: Stay floating, watch CPI data for moves. Stay ahead in your homebuying journey with timely insights! #HousingMarket2024 #MortgageRates #EconomicTrends #HomebuyingTips #FinancialPlanning #RonSiegelRadioSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Jay Conner

Unleashing Opportunities: How Real Estate Investments Benefit You and Your CommunityDiscover the Power of Real Estate to Transform Personal Wealth and Local EconomiesInvesting in real estate is more than just acquiring properties—it's a gateway to personal financial growth and a booster for local economic development. Every transaction not only furthers your financial freedom but also injects vitality into your community, creating jobs and enhancing local infrastructure. Here’s how tapping into this lucrative market can yield tremendous benefits for both you and your surroundings.The Economic Ripple Effect of Real EstateWhen you buy or sell a home, you're not just making a personal investment; you're contributing to a cascade of economic activities. The National Association of Home Builders (NAHB) emphasizes that housing is a substantial job creator. For instance, a single-family home construction can sustain three full-time jobs for a year. Moreover, with every typical home sale, the local economy sees a significant boost from related expenditures, whether from newly built or existing homes.But how do you navigate these opportunities? Especially in tight markets or if the idea of handling large transactions seems daunting? This is where sound advice and strategic guidance come into play, helping you to not only make informed decisions but to do so in ways that align with securing and expanding your financial future.Navigating Real Estate Investments with Expert GuidanceDuring a recent segment on Ron Siegel Radio, we explored the crucial aspects of real estate investments, focusing particularly on leveraging private money—a less traditional, yet highly effective method. Forget waiting on banks or traditional lending avenues; private money can expedite your real estate transactions, providing flexibility and speed that the conventional routes cannot match.Jay Conner, a seasoned expert in private money lending, shared insights on the show about securing funds swiftly to capitalize on real estate deals promptly. The key is not just to find any deal but to find the right deal and secure it with the right funding, ensuring both profitability and security.BottomlineAre you ready to dive into real estate investments or wish to push your current endeavors further? Whether you're looking to buy, sell, or invest, real estate offers a solid path to personal wealth and community benefits. If you missed our enlightening discussion on leveraging private money for real estate, I encourage you to watch the video replay. It’s packed with actionable advice that could transform your approach to real estate investing.Watch the full video replay of my recent radio program for more insights, and feel free to share it with friends, family, or coworkers who might benefit. For personalized assistance and trusted guidance, reach out to me directly at 800 306 1990 or visit RonSegalRadio.com.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Listing Tool Kit: Molly 1631 Beechwood

The Modern Open House Tool Kit with all kinds of information about this property.We start with the TV Commercial, TrailorVirtual Tour LinkWhat is the difference in Payment and Cash to Close based on various purchase prices? Most people recognize the payment and Cash are not as significant as one might think when it is on paper. Please note we have used OBMMI Average prices when this is created. Precise payments can be presented upon request.Featured on TV Flyer with Demographic InformationVisit our Open House Flyer with Demographic InformationSign Rider that Can be Printed/Displayed in the House with QR CodeReal Estate Report Card for that Specific Zip CodeMarket Report for the Specific Zip CodeA Financing Program that allows one to Secure their New Home before this property sells. The Geneva Transition LoanTo maximize your benefits, we DO NOT recommend handing out flyers. Suggest your guests scan the QR codes. This will get both of us the contact information. We will follow up with the Virtual Tour and a Client Dashboard with materials for them. Obviously, we do this co-branded so we can both earn business.This is not an offer to lend.

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial May 8, 2024

Understanding U.S. Labor and Economic Trends: A Simple Guide The U-6 underemployment rate signals potential economic downturns, mirroring past precursors to recessions.Rising bank charge-offs and delinquencies hint at increasing household financial stress.Tightened credit conditions reflect cautious consumer spending and banking strategies.Recent surveys show a dip in economic optimism, underscoring public concern over government economic management.Stay informed about how these trends might affect you! Dive deeper into our full analysis and get ahead of the curve. #RonSiegelRadioSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Doug Waldman

Unlocking the Secrets of Smart Mortgage Choices with Ron Siegel RadioHarness the Power of Informed Mortgage DecisionsWelcome to the latest blog post where we dive deep into the world of mortgages, exploring innovative financial strategies that can significantly benefit your family or business. Today, we're unpacking two pivotal episodes from Ron Siegel Radio, filled with insights that could transform your approach to managing home finances and mortgage planning.Episode Highlights: From Financial Guidance to Market OpportunitiesIn our episodes, we featured expert guests and tackled various topics—from the daily shifts in the financial markets to the profound impact of mortgage choices on your financial health. Notably, we discussed the Home Select Loan Product, a revolutionary tool deemed the most disruptive financial instrument in the real estate market in nearly a century.Why the Home Select Loan Product?Imagine a mortgage that aligns more closely with your financial freedom rather than traditional banks' profit margins. This product isn't just another loan; it's a financial strategy designed to:Reduce interest costs dramatically over timeOffer flexibility during financial hardshipsAccelerate home equity growth, allowing for earlier payoffProvide potential savings opportunities, often in the hundreds of thousands of dollarsEngage and Educate: Your Path to Financial LiberationOur discussions don't just scratch the surface. We delve into real-life applications of these financial tools, demonstrating how they can lead to significant savings and more robust financial stability. Whether you're looking to buy your first home, considering refinancing, or curious about innovative mortgage products, Ron Siegel Radio is your go-to resource for strategic financial guidance.Bottomline: Take Action and Transform Your Financial FutureDon't miss out on the wealth of knowledge shared in our latest episodes. Watch the video replays to gain a comprehensive understanding of how you can benefit from smarter mortgage choices. If you're ready to take action or know someone who might benefit from our discussions, refer them to us for tailored mortgage solutions. Visit our website or contact us directly to learn more about how we can help you or your loved ones achieve financial freedom and security.Watch the full video replay of my recent radio program for more insights, and feel free to share it with friends, family, or coworkers who might benefit. For personalized assistance and trusted guidance, reach out to me directly at 800 306 1990 or visit RonSegalRadio.com.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial May 7, 2024

Current Mortgage Rate Insights:Slight improvements in rates as market anticipates Fed rate cuts.Stability expected this week, with focus on upcoming CPI report.Advice for Homebuyers:Short-term closings: Monitor rates closely and float cautiously.Long-term closings: Consider floating to take advantage of potential rate drops.Looking Ahead:Stay updated on economic indicators, especially the CPI report due next week, to make the best mortgage rate decisions.#MortgageRates #HomeBuyingTips #FinanceExplained #RateLockAdvice #HousingMarketUpdate #RonSiegelRadioSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial May 6, 2024

Current Mortgage Rate Insights:Slight improvements in rates as market anticipates Fed rate cuts.Stability expected this week, with focus on upcoming CPI report.Advice for Homebuyers:Short-term closings: Monitor rates closely and float cautiously.Long-term closings: Consider floating to take advantage of potential rate drops.Looking Ahead:Stay updated on economic indicators, especially the CPI report due next week, to make the best mortgage rate decisions.#MortgageRates #HomeBuyingTips #FinanceExplained #RateLockAdvice #HousingMarketUpdate #RonSiegelRadioSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Todd Ballenger

Navigating Real Estate Changes with Expert Insights: Ron Siegel's Home and Finance Radio ShowIn an ever-evolving real estate landscape, staying informed and proactive is key. On the latest episodes of Ron Siegel's Home and Finance Radio Show, industry expert Ron Siegel, alongside guest Beef Wellington Pendell, delve into significant industry shifts and strategies for success.Understanding the Impact of the NAR SettlementThe National Association of Realtors (NAR) settlement has introduced changes that real estate professionals and consumers alike must navigate. Contrary to popular belief, these changes do not signal the end of buyer agent commissions. Instead, they emphasize the need for strategic marketing and adaptability. Siegel and Pendell discuss the settlement in detail, debunking myths and providing actionable insights.Maximizing Opportunities in the Current MarketAmidst these changes, opportunities abound. The 7 Percent Technique, as introduced by Pendell, showcases an innovative approach to real estate marketing. This technique, along with other strategies like commission override clauses, presents a roadmap for agents to thrive and offer unparalleled value to their clients.Empowering Consumers and Real Estate ProfessionalsRon Siegel Radio continues to be a beacon of knowledge, empowering listeners with information to make informed decisions. Whether you're a real estate professional adapting to the new landscape or a consumer navigating your next property transaction, the show offers guidance and strategies to maximize outcomes in the current market.Bottomline:Don't miss the chance to gain invaluable insights from the full episodes. Watch the video replays to stay ahead in the real estate game. If you, your friends, family, or coworkers have any mortgage needs or queries, remember, Ron Siegel and his team are just a call away. Knowledge is power - let's navigate the real estate world together!Watch the full video replay of my recent radio program for more insights, and feel free to share it with friends, family, or coworkers who might benefit. For personalized assistance and trusted guidance, reach out to me directly at 800 306 1990 or visit RonSegalRadio.com.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Listing Tood Kit: Jessica 4203 W Kennewick

The Modern Open House Tool Kit with all kinds of information about this property.We start with the TV Commercial, TrailorVirtual Tour LinkWhat is the difference in Payment and Cash to Close based on various purchase prices? Most people recognize the payment and Cash are not as significant as one might think when it is on paper. Please note we have used OBMMI Average prices when this is created. Precise payments can be presented upon request.Featured on TV Flyer with Demographic InformationVisit our Open House Flyer with Demographic InformationSign Rider that Can be Printed/Displayed in the House with QR CodeReal Estate Report Card for that Specific Zip CodeMarket Report for the Specific Zip CodeA Financing Program that allows one to Secure their New Home before this property sells. The Geneva Transition LoanTo maximize your benefits, we DO NOT recommend handing out flyers. Suggest your guests scan the QR codes. This will get both of us the contact information. We will follow up with the Virtual Tour and a Client Dashboard with materials for them. Obviously, we do this co-branded so we can both earn business.This is not an offer to lend.

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial April 19, 2024

Explore today's slight shifts in mortgage rates and what they mean for you:Rates are stabilizing with minor changes expected.Major rate movements likely delayed until May's economic updates.Lock in rates now for short-term closings to avoid risks.For longer terms, float with caution; key data ahead may influence decisions.Need personalized advice? Consider consulting a financial advisor!#MortgageRates #HomeBuyingTips #FinanceExplained #RateLockAdvice #HousingMarketUpdate #RonSiegelRadioSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Listing Tood Kit: Betsy 22537 Golf Club Dr

The Modern Open House Tool Kit with all kinds of information about this property.We start with the TV Commercial, TrailorVirtual Tour LinkWhat is the difference in Payment and Cash to Close based on various purchase prices? Most people recognize the payment and Cash are not as significant as one might think when it is on paper. Please note we have used OBMMI Average prices when this is created. Precise payments can be presented upon request.Featured on TV Flyer with Demographic InformationVisit our Open House Flyer with Demographic InformationSign Rider that Can be Printed/Displayed in the House with QR CodeReal Estate Report Card for that Specific Zip CodeMarket Report for the Specific Zip CodeA Financing Program that allows one to Secure their New Home before this property sells. The Geneva Transition LoanTo maximize your benefits, we DO NOT recommend handing out flyers. Suggest your guests scan the QR codes. This will get both of us the contact information. We will follow up with the Virtual Tour and a Client Dashboard with materials for them. Obviously, we do this co-branded so we can both earn business.This is not an offer to lend.

Listing Tood Kit: Betsy 18160 Lakeview

The Modern Open House Tool Kit with all kinds of information about this property.We start with the TV Commercial, TrailorVirtual Tour LinkWhat is the difference in Payment and Cash to Close based on various purchase prices? Most people recognize the payment and Cash are not as significant as one might think when it is on paper. Please note we have used OBMMI Average prices when this is created. Precise payments can be presented upon request.Featured on TV Flyer with Demographic InformationVisit our Open House Flyer with Demographic InformationSign Rider that Can be Printed/Displayed in the House with QR CodeReal Estate Report Card for that Specific Zip CodeMarket Report for the Specific Zip CodeA Financing Program that allows one to Secure their New Home before this property sells. The Geneva Transition LoanTo maximize your benefits, we DO NOT recommend handing out flyers. Suggest your guests scan the QR codes. This will get both of us the contact information. We will follow up with the Virtual Tour and a Client Dashboard with materials for them. Obviously, we do this co-branded so we can both earn business.This is not an offer to lend.

Listing Tool Kit: Molly 1205 W Monticello Street

The Modern Open House Tool Kit with all kinds of information about this property.We start with the TV Commercial, TrailorVirtual Tour LinkWhat is the difference in Payment and Cash to Close based on various purchase prices? Most people recognize the payment and Cash are not as significant as one might think when it is on paper. Please note we have used OBMMI Average prices when this is created. Precise payments can be presented upon request.Featured on TV Flyer with Demographic InformationVisit our Open House Flyer with Demographic InformationSign Rider that Can be Printed/Displayed in the House with QR CodeReal Estate Report Card for that Specific Zip CodeMarket Report for the Specific Zip CodeA Financing Program that allows one to Secure their New Home before this property sells. The Geneva Transition LoanTo maximize your benefits, we DO NOT recommend handing out flyers. Suggest your guests scan the QR codes. This will get both of us the contact information. We will follow up with the Virtual Tour and a Client Dashboard with materials for them. Obviously, we do this co-branded so we can both earn business.This is not an offer to lend.

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial April 10, 2024

Your Weekly Mortgage Guide ✨Today's rates not as good as last Thursday.Bond market fluctuates, but should stabilize.Eye on this week’s job reports for rate impacts.Fed watching inflation closely.Closing soon? Lock rates. Got time? Float.Stay tuned for updates!Ready to dive deeper? Click here for more detailed insights!#HomeBuyingTips #MortgageRates #RealEstateAdvice #FinanceSimplified #HousingMarket #RonSiegelRadioSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial April 8, 2024

Your Weekly Mortgage Guide ✨Today's rates not as good as last Thursday.Bond market fluctuates, but should stabilize.Eye on this week’s job reports for rate impacts.Fed watching inflation closely.Closing soon? Lock rates. Got time? Float.Stay tuned for updates!Ready to dive deeper? Click here for more detailed insights!#HomeBuyingTips #MortgageRates #RealEstateAdvice #FinanceSimplified #HousingMarket #RonSiegelRadioSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Victor de la Rose & Diana Trujillo

Navigating Real Estate Changes with Expert Insights: Ron Siegel's Home and Finance Radio ShowIn an ever-evolving real estate landscape, staying informed and proactive is key. On the latest episodes of Ron Siegel's Home and Finance Radio Show, industry expert Ron Siegel, alongside guest Beef Wellington Pendell, delve into significant industry shifts and strategies for success.Understanding the Impact of the NAR SettlementThe National Association of Realtors (NAR) settlement has introduced changes that real estate professionals and consumers alike must navigate. Contrary to popular belief, these changes do not signal the end of buyer agent commissions. Instead, they emphasize the need for strategic marketing and adaptability. Siegel and Pendell discuss the settlement in detail, debunking myths and providing actionable insights.Maximizing Opportunities in the Current MarketAmidst these changes, opportunities abound. The 7 Percent Technique, as introduced by Pendell, showcases an innovative approach to real estate marketing. This technique, along with other strategies like commission override clauses, presents a roadmap for agents to thrive and offer unparalleled value to their clients.Empowering Consumers and Real Estate ProfessionalsRon Siegel Radio continues to be a beacon of knowledge, empowering listeners with information to make informed decisions. Whether you're a real estate professional adapting to the new landscape or a consumer navigating your next property transaction, the show offers guidance and strategies to maximize outcomes in the current market.Bottomline:Don't miss the chance to gain invaluable insights from the full episodes. Watch the video replays to stay ahead in the real estate game. If you, your friends, family, or coworkers have any mortgage needs or queries, remember, Ron Siegel and his team are just a call away. Knowledge is power - let's navigate the real estate world together!Watch the full video replay of my recent radio program for more insights, and feel free to share it with friends, family, or coworkers who might benefit. For personalized assistance and trusted guidance, reach out to me directly at 800 306 1990 or visit RonSegalRadio.com.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel Radio featuring Taylor Wilson

Navigating Real Estate Changes with Expert Insights: Ron Siegel's Home and Finance Radio ShowIn an ever-evolving real estate landscape, staying informed and proactive is key. On the latest episodes of Ron Siegel's Home and Finance Radio Show, industry expert Ron Siegel, alongside guest Beef Wellington Pendell, delve into significant industry shifts and strategies for success.Understanding the Impact of the NAR SettlementThe National Association of Realtors (NAR) settlement has introduced changes that real estate professionals and consumers alike must navigate. Contrary to popular belief, these changes do not signal the end of buyer agent commissions. Instead, they emphasize the need for strategic marketing and adaptability. Siegel and Pendell discuss the settlement in detail, debunking myths and providing actionable insights.Maximizing Opportunities in the Current MarketAmidst these changes, opportunities abound. The 7 Percent Technique, as introduced by Pendell, showcases an innovative approach to real estate marketing. This technique, along with other strategies like commission override clauses, presents a roadmap for agents to thrive and offer unparalleled value to their clients.Empowering Consumers and Real Estate ProfessionalsRon Siegel Radio continues to be a beacon of knowledge, empowering listeners with information to make informed decisions. Whether you're a real estate professional adapting to the new landscape or a consumer navigating your next property transaction, the show offers guidance and strategies to maximize outcomes in the current market.Bottomline:Don't miss the chance to gain invaluable insights from the full episodes. Watch the video replays to stay ahead in the real estate game. If you, your friends, family, or coworkers have any mortgage needs or queries, remember, Ron Siegel and his team are just a call away. Knowledge is power - let's navigate the real estate world together!Watch the full video replay of my recent radio program for more insights, and feel free to share it with friends, family, or coworkers who might benefit. For personalized assistance and trusted guidance, reach out to me directly at 800 306 1990 or visit RonSegalRadio.com.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel Radio featuring Ken Stewart

Navigating Real Estate Changes with Expert Insights: Ron Siegel's Home and Finance Radio ShowIn an ever-evolving real estate landscape, staying informed and proactive is key. On the latest episodes of Ron Siegel's Home and Finance Radio Show, industry expert Ron Siegel, alongside guest Beef Wellington Pendell, delve into significant industry shifts and strategies for success.Understanding the Impact of the NAR SettlementThe National Association of Realtors (NAR) settlement has introduced changes that real estate professionals and consumers alike must navigate. Contrary to popular belief, these changes do not signal the end of buyer agent commissions. Instead, they emphasize the need for strategic marketing and adaptability. Siegel and Pendell discuss the settlement in detail, debunking myths and providing actionable insights.Maximizing Opportunities in the Current MarketAmidst these changes, opportunities abound. The 7 Percent Technique, as introduced by Pendell, showcases an innovative approach to real estate marketing. This technique, along with other strategies like commission override clauses, presents a roadmap for agents to thrive and offer unparalleled value to their clients.Empowering Consumers and Real Estate ProfessionalsRon Siegel Radio continues to be a beacon of knowledge, empowering listeners with information to make informed decisions. Whether you're a real estate professional adapting to the new landscape or a consumer navigating your next property transaction, the show offers guidance and strategies to maximize outcomes in the current market.Bottomline:Don't miss the chance to gain invaluable insights from the full episodes. Watch the video replays to stay ahead in the real estate game. If you, your friends, family, or coworkers have any mortgage needs or queries, remember, Ron Siegel and his team are just a call away. Knowledge is power - let's navigate the real estate world together!Watch the full video replay of my recent radio program for more insights, and feel free to share it with friends, family, or coworkers who might benefit. For personalized assistance and trusted guidance, reach out to me directly at 800 306 1990 or visit RonSegalRadio.com.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel Radio featuring Sarah Perkins

Navigating Real Estate Changes with Expert Insights: Ron Siegel's Home and Finance Radio ShowIn an ever-evolving real estate landscape, staying informed and proactive is key. On the latest episodes of Ron Siegel's Home and Finance Radio Show, industry expert Ron Siegel, alongside guest Beef Wellington Pendell, delve into significant industry shifts and strategies for success.Understanding the Impact of the NAR SettlementThe National Association of Realtors (NAR) settlement has introduced changes that real estate professionals and consumers alike must navigate. Contrary to popular belief, these changes do not signal the end of buyer agent commissions. Instead, they emphasize the need for strategic marketing and adaptability. Siegel and Pendell discuss the settlement in detail, debunking myths and providing actionable insights.Maximizing Opportunities in the Current MarketAmidst these changes, opportunities abound. The 7 Percent Technique, as introduced by Pendell, showcases an innovative approach to real estate marketing. This technique, along with other strategies like commission override clauses, presents a roadmap for agents to thrive and offer unparalleled value to their clients.Empowering Consumers and Real Estate ProfessionalsRon Siegel Radio continues to be a beacon of knowledge, empowering listeners with information to make informed decisions. Whether you're a real estate professional adapting to the new landscape or a consumer navigating your next property transaction, the show offers guidance and strategies to maximize outcomes in the current market.Bottomline:Don't miss the chance to gain invaluable insights from the full episodes. Watch the video replays to stay ahead in the real estate game. If you, your friends, family, or coworkers have any mortgage needs or queries, remember, Ron Siegel and his team are just a call away. Knowledge is power - let's navigate the real estate world together!Watch the full video replay of my recent radio program for more insights, and feel free to share it with friends, family, or coworkers who might benefit. For personalized assistance and trusted guidance, reach out to me directly at 800 306 1990 or visit RonSegalRadio.com.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Open House Tool Kit: 5524 Spinnaker Bay Drive, Long Beach, CA 90803

The Modern Open House Tool Kit with all kinds of information about this property.We start with the TV Commercial, TrailorVirtual Tour LinkWhat is the difference in Payment and Cash to Close based on various purchase prices? Most people recognize the payment and Cash are not as significant as one might think when it is on paper. Please note we have used OBMMI Average prices when this is created. Precise payments can be presented upon request.Featured on TV Flyer with Demographic InformationVisit our Open House Flyer with Demographic InformationSign Rider that Can be Printed/Displayed in the House with QR CodeReal Estate Report Card for that Specific Zip CodeMarket Report for the Specific Zip CodeA Financing Program that allows one to Secure their New Home before this property sells. The Geneva Transition LoanTo maximize your benefits, we DO NOT recommend handing out flyers. Suggest your guests scan the QR codes. This will get both of us the contact information. We will follow up with the Virtual Tour and a Client Dashboard with materials for them. Obviously, we do this co-branded so we can both earn business.This is not an offer to lend.

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial April 3, 2024

Your Weekly Mortgage Guide ✨Today's rates not as good as last Thursday.Bond market fluctuates, but should stabilize.Eye on this week’s job reports for rate impacts.Fed watching inflation closely.Closing soon? Lock rates. Got time? Float.Stay tuned for updates!Ready to dive deeper? Click here for more detailed insights!#HomeBuyingTips #MortgageRates #RealEstateAdvice #FinanceSimplified #HousingMarket #RonSiegelRadioSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial April 1, 2024

Your Weekly Mortgage Guide ✨Today's rates not as good as last Thursday.Bond market fluctuates, but should stabilize.Eye on this week’s job reports for rate impacts.Fed watching inflation closely.Closing soon? Lock rates. Got time? Float.Stay tuned for updates!Ready to dive deeper? Click here for more detailed insights!#HomeBuyingTips #MortgageRates #RealEstateAdvice #FinanceSimplified #HousingMarket #RonSiegelRadioSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Frank Garcia

Navigating Real Estate Changes with Expert Insights: Ron Siegel's Home and Finance Radio ShowIn an ever-evolving real estate landscape, staying informed and proactive is key. On the latest episodes of Ron Siegel's Home and Finance Radio Show, industry expert Ron Siegel, alongside guest Beef Wellington Pendell, delve into significant industry shifts and strategies for success.Understanding the Impact of the NAR SettlementThe National Association of Realtors (NAR) settlement has introduced changes that real estate professionals and consumers alike must navigate. Contrary to popular belief, these changes do not signal the end of buyer agent commissions. Instead, they emphasize the need for strategic marketing and adaptability. Siegel and Pendell discuss the settlement in detail, debunking myths and providing actionable insights.Maximizing Opportunities in the Current MarketAmidst these changes, opportunities abound. The 7 Percent Technique, as introduced by Pendell, showcases an innovative approach to real estate marketing. This technique, along with other strategies like commission override clauses, presents a roadmap for agents to thrive and offer unparalleled value to their clients.Empowering Consumers and Real Estate ProfessionalsRon Siegel Radio continues to be a beacon of knowledge, empowering listeners with information to make informed decisions. Whether you're a real estate professional adapting to the new landscape or a consumer navigating your next property transaction, the show offers guidance and strategies to maximize outcomes in the current market.Bottomline:Don't miss the chance to gain invaluable insights from the full episodes. Watch the video replays to stay ahead in the real estate game. If you, your friends, family, or coworkers have any mortgage needs or queries, remember, Ron Siegel and his team are just a call away. Knowledge is power - let's navigate the real estate world together!Watch the full video replay of my recent radio program for more insights, and feel free to share it with friends, family, or coworkers who might benefit. For personalized assistance and trusted guidance, reach out to me directly at 800 306 1990 or visit RonSegalRadio.com.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial March 27, 2024

Your Weekly Mortgage Guide ✨Today's rates not as good as last Thursday.Bond market fluctuates, but should stabilize.Eye on this week’s job reports for rate impacts.Fed watching inflation closely.Closing soon? Lock rates. Got time? Float.Stay tuned for updates!Ready to dive deeper? Click here for more detailed insights!#HomeBuyingTips #MortgageRates #RealEstateAdvice #FinanceSimplified #HousingMarket #RonSiegelRadio Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial March 26, 2024

Hey everyone, Ron Siegel here! This week's mortgage rates are bringing some calm vibes, and I've got the scoop for you in a nutshell. Here’s a quick peek:Rates are steady: Similar to last week, with no big shake-ups expected.A bit of a gamble: For loans closing soon, floating your rate could pay off.Looking ahead: The next few weeks show promise for even better rates.Stay informed: Each loan situation is unique – keep your options open.Want the full story on mortgage rates? Check out my detailed report! And remember, if you or someone you know is looking to buy, sell, or refinance, I’m here to help guide the way. #MortgageTips #HomeBuying #Refinance #RealEstateTrends #RonSiegelRadioSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial March 25, 2024

Hey everyone, Ron Siegel here! This week's mortgage rates are bringing some calm vibes, and I've got the scoop for you in a nutshell. Here’s a quick peek:Rates are steady: Similar to last week, with no big shake-ups expected.A bit of a gamble: For loans closing soon, floating your rate could pay off.Looking ahead: The next few weeks show promise for even better rates.Stay informed: Each loan situation is unique – keep your options open.Want the full story on mortgage rates? Check out my detailed report! And remember, if you or someone you know is looking to buy, sell, or refinance, I’m here to help guide the way. #MortgageTips #HomeBuying #Refinance #RealEstateTrends #RonSiegelRadioSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial March 22, 2024

Hey there! Ron Siegel here with a quick peek at today's mortgage rate trends. Check out these highlights:Big day at the Fed: Key meeting at 11 AM PT – rate decisions in focus!Mortgage rates: A bit of a gamble today – to lock or float?"Dot Plot" insights: What the Fed's predictions mean for you.Jerome Powell's talk at 11:30 AM PT: Expect some market movements!Curious for more details? Dive into the full report on our website! Perfect for sharing with friends, family, or co-workers looking to buy, sell, or refinance.#MortgageRates #HomeFinance #FedMeeting #RateWatch #HousingMarket #RonSiegelRadio Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Eric Bell

Navigating Real Estate Changes with Expert Insights: Ron Siegel's Home and Finance Radio ShowIn an ever-evolving real estate landscape, staying informed and proactive is key. On the latest episodes of Ron Siegel's Home and Finance Radio Show, industry expert Ron Siegel, alongside guest Beef Wellington Pendell, delve into significant industry shifts and strategies for success.Understanding the Impact of the NAR SettlementThe National Association of Realtors (NAR) settlement has introduced changes that real estate professionals and consumers alike must navigate. Contrary to popular belief, these changes do not signal the end of buyer agent commissions. Instead, they emphasize the need for strategic marketing and adaptability. Siegel and Pendell discuss the settlement in detail, debunking myths and providing actionable insights.Maximizing Opportunities in the Current MarketAmidst these changes, opportunities abound. The 7 Percent Technique, as introduced by Pendell, showcases an innovative approach to real estate marketing. This technique, along with other strategies like commission override clauses, presents a roadmap for agents to thrive and offer unparalleled value to their clients.Empowering Consumers and Real Estate ProfessionalsRon Siegel Radio continues to be a beacon of knowledge, empowering listeners with information to make informed decisions. Whether you're a real estate professional adapting to the new landscape or a consumer navigating your next property transaction, the show offers guidance and strategies to maximize outcomes in the current market.Bottomline:Don't miss the chance to gain invaluable insights from the full episodes. Watch the video replays to stay ahead in the real estate game. If you, your friends, family, or coworkers have any mortgage needs or queries, remember, Ron Siegel and his team are just a call away. Knowledge is power - let's navigate the real estate world together!Watch the full video replay of my recent radio program for more insights, and feel free to share it with friends, family, or coworkers who might benefit. For personalized assistance and trusted guidance, reach out to me directly at 800 306 1990 or visit RonSegalRadio.com.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial March 20, 2024

Hey there! Ron Siegel here with a quick peek at today's mortgage rate trends. Check out these highlights:Big day at the Fed: Key meeting at 11 AM PT – rate decisions in focus!Mortgage rates: A bit of a gamble today – to lock or float?"Dot Plot" insights: What the Fed's predictions mean for you.Jerome Powell's talk at 11:30 AM PT: Expect some market movements!Curious for more details? Dive into the full report on our website! Perfect for sharing with friends, family, or co-workers looking to buy, sell, or refinance.#MortgageRates #HomeFinance #FedMeeting #RateWatch #HousingMarket #RonSiegelRadio Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring “Beef” Wellington Pendell

Navigating Real Estate Changes with Expert Insights: Ron Siegel's Home and Finance Radio ShowIn an ever-evolving real estate landscape, staying informed and proactive is key. On the latest episodes of Ron Siegel's Home and Finance Radio Show, industry expert Ron Siegel, alongside guest Beef Wellington Pendell, delve into significant industry shifts and strategies for success.Understanding the Impact of the NAR SettlementThe National Association of Realtors (NAR) settlement has introduced changes that real estate professionals and consumers alike must navigate. Contrary to popular belief, these changes do not signal the end of buyer agent commissions. Instead, they emphasize the need for strategic marketing and adaptability. Siegel and Pendell discuss the settlement in detail, debunking myths and providing actionable insights.Maximizing Opportunities in the Current MarketAmidst these changes, opportunities abound. The 7 Percent Technique, as introduced by Pendell, showcases an innovative approach to real estate marketing. This technique, along with other strategies like commission override clauses, presents a roadmap for agents to thrive and offer unparalleled value to their clients.Empowering Consumers and Real Estate ProfessionalsRon Siegel Radio continues to be a beacon of knowledge, empowering listeners with information to make informed decisions. Whether you're a real estate professional adapting to the new landscape or a consumer navigating your next property transaction, the show offers guidance and strategies to maximize outcomes in the current market.Bottomline:Don't miss the chance to gain invaluable insights from the full episodes. Watch the video replays to stay ahead in the real estate game. If you, your friends, family, or coworkers have any mortgage needs or queries, remember, Ron Siegel and his team are just a call away. Knowledge is power - let's navigate the real estate world together!Watch the full video replay of my recent radio program for more insights, and feel free to share it with friends, family, or coworkers who might benefit. For personalized assistance and trusted guidance, reach out to me directly at 800 306 1990 or visit RonSegalRadio.com.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial March 19, 2024

Navigating the world of home finance can be tricky, but I'm here to make it simpler for you! Here's a quick snapshot of what's happening in mortgage rates today:Slight improvement in rates – not a big leap, but a positive sign!For loans closing in less than 15 days, hold off on locking in a rate – surprises might be around the corner.Loans closing in 15-30 days? Same strategy – let's see what the Fed meeting brings.Over 30 days to closing? There's potential for better rates, with eyes on the Fed's next move.For a deeper dive into what this means for your home finance plans, check out the full report. And hey, if you have friends, family, or colleagues looking to buy, sell, or refinance, I’d love to help them too! Share this with them and let's navigate this journey together. #MortgageRates #HomeFinance #RealEstateTips #FedMeeting #FinanceSimplified #RonSiegel #Refinance #HomeBuyingJourney #RonSiegelRadio Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial March 18, 2024

Wondering about the latest in home loans? Ron Siegel here with your easy-to-digest mortgage update! Check out the full report for all the details:Rates are steady, much like last Friday.Big decisions ahead! Wednesday's Fed meeting could change the game.If your home loan is closing soon, consider floating your rate.Need advice on buying, selling, or refinancing? I'm here to help!Share this with friends, family, or co-workers who might benefit. Together, let's make smart home financing decisions! Visit [link to full report] for more.#HomeLoans #MortgageRates #FinanceTips #RonSiegel #HomeBuyingJourney #RefinanceSmartSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Open House Tool Kit: 12268 Chapman

The Modern Open House Tool Kit with all kinds of information about this property.We start with the TV Commercial, TrailorVirtual Tour LinkWhat is the difference in Payment and Cash to Close based on various purchase prices? Most people recognize the payment and Cash are not as significant as one might think when it is on paper. Please note we have used OBMMI Average prices when this is created. Precise payments can be presented upon request.Featured on TV Flyer with Demographic InformationVisit our Open House Flyer with Demographic InformationSign Rider that Can be Printed/Displayed in the House with QR CodeReal Estate Report Card for that Specific Zip CodeMarket Report for the Specific Zip CodeA Financing Program that allows one to Secure their New Home before this property sells. The Geneva Transition LoanTo maximize your benefits, we DO NOT recommend handing out flyers. Suggest your guests scan the QR codes. This will get both of us the contact information. We will follow up with the Virtual Tour and a Client Dashboard with materials for them. Obviously, we do this co-branded so we can both earn business.This is not an offer to lend.

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial March 15, 2024

Exciting news in the world of home financing! I'm Ron Siegel, here to simplify the latest mortgage rate trends for you. Check out these key takeaways and visit our full report for more insights:Rates are rising: If you're closing soon, consider locking in your rate.It's a gamble: For closings in 15-30 days, it's a toss-up between locking now or waiting for potential changes.Uncertainty ahead: For those closing in 30+ days, keep a close watch and decide based on your comfort with risk.Upcoming Fed meeting: This could be a game-changer, so stay tuned!Don't forget to share this with friends, family, or co-workers who might be looking to buy, sell, or refinance. Together, we can navigate these changes and find the best mortgage solutions. #HomeFinancing #MortgageRates #HomeBuying #Refinancing #RealEstateTips #RonSiegelRadio Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Kristin Messerli

Navigating Today's Home and Finance Market with Expert InsightsWelcome to the dynamic world of home and finance! In today's market, understanding the interplay of current events, the real estate landscape, and financial markets is crucial. As your dedicated guide, I bring you the latest insights and practical advice to help you navigate these areas confidently.Understanding Today's Seller's MarketThe real estate market continues to favor sellers. A seller's market means there are fewer homes available than buyers ready to purchase. This scenario leads to increased competition, potentially sparking bidding wars. As a buyer, being prepared with a strong offer is vital. For sellers, leveraging this market can result in quick sales at top dollar.Insights for Millennials and Gen ZShifting focus to the preferences of Millennials and Gen Z, we see emerging trends differing from past generations. Gen Z shows a growing interest in suburban living over urban centers. This trend indicates a desire for more space and a different lifestyle, contrasting with the previous urban-centric preferences of Millennials.Empowering Through EducationA significant barrier to home ownership is a lack of knowledge, particularly around down payments. Surprisingly, many believe a 10-20% down payment is necessary, which isn't always the case. Addressing these misconceptions through education is paramount. First Home IQ offers valuable resources, empowering you with the knowledge to make informed decisions.The Role of Technology in Real EstateTechnology continues to influence real estate and finance. Younger generations are turning to social media and video content for information. However, discerning accurate information remains a challenge. It's essential to seek trustworthy sources for guidance.The Bottom LineWhether you're a first-time buyer, seasoned homeowner, or somewhere in between, the market offers opportunities and challenges. Understanding the nuances of a seller's market, the evolving preferences of younger generations, and the role of technology is key. If you're considering buying or selling a home, or have any mortgage-related inquiries, don't hesitate to reach out.Watch the full video replay of my recent radio program for more insights, and feel free to share it with friends, family, or coworkers who might benefit. For personalized assistance and trusted guidance, reach out to me directly at 800 306 1990 or visit RonSegalRadio.com.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel Radio featuring Todd Halterman

Understanding the Current Financial and Housing MarketsRecent discussions on Ron Siegel Radio have shed light on the dynamics of the financial and housing markets. From stock market fluctuations to the resilience of home prices amidst talks of a recession, we dissected key factors influencing these sectors. Understanding these trends is crucial for making informed decisions, whether you’re an investor, homebuyer, or just keeping an eye on your finances.The Real Impact of Interest Rates on Real EstateA hot topic on the show has been the effect of interest rate changes on both residential and commercial real estate. As rates fluctuate, opportunities arise for savvy investors and homeowners. We discussed strategies for leveraging these changes, including the potential benefits of buying properties now and planning for future sales.Empowering Homeowners and InvestorsRon Siegel Radio is dedicated to empowering you with knowledge. Whether it's tackling the complexity of commercial real estate transactions or exploring tax-efficient strategies for selling properties, our goal is to equip you with the insights and tools you need. Understanding the nuances of these markets can lead to smarter decisions and significant financial benefits.Bottomline:Navigating the home and finance landscape can be challenging, but with the right guidance and information, you can make decisions that positively impact your financial future. Don’t miss out on more insightful discussions. Watch the video replay of Ron Siegel Radio for in-depth analysis and expert advice. Remember, if you or someone you know needs assistance with mortgage-related decisions, Ron Siegel and his team are here to help. Empower yourself, take action, and refer friends, family, or co-workers for any mortgage needs.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel Radio featuring Blake Vartanian

Navigating Today's Real Estate and Finance Landscape with Expert Insights from Ron Siegel RadioWelcome to the latest insights from the Ron Siegel Home and Finance Radio Show! In our recent episodes, we delved into critical aspects affecting your roof, your bank account, and everything in between. If you're pondering the current real estate trends, mortgage rates, or just looking for trusted guidance, you're in the right place.Mortgage Rates and Market OpportunitiesThe fluctuating mortgage rates are a hot topic for potential homebuyers. Last year, rates neared 8%, causing many to pause their home-buying plans. But here's the silver lining: rates are expected to drop below 6% by the end of 2024, as long as inflation gets under control. This forecast could be a game-changer for many buyers.Real Estate Insights: Selling in Today's MarketInventory remains tight, creating a unique opportunity for sellers. With less competition and sustained demand, now might be an ideal time to consider selling. We discussed this with Blake Vartanian from Realty Pro 100, emphasizing the significance of leveraging current market conditions to your advantage.The Bottomline: Plan Ahead for Financial SuccessWhether you're a buyer, a seller, or just looking to understand the current market, it's crucial to have a plan. Don't let shifting mortgage rates or market uncertainties derail your financial goals. Remember, real estate is a proven asset class that has consistently appreciated over time.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Open House Tool Kit: 1001 Beckett Ct, Anaheim Hills

The Modern Open House Tool Kit with all kinds of information about this property.We start with the TV Commercial, TrailorVirtual Tour LinkWhat is the difference in Payment and Cash to Close based on various purchase prices? Most people recognize the payment and Cash are not as significant as one might think when it is on paper. Please note we have used OBMMI Average prices when this is created. Precise payments can be presented upon request.Featured on TV Flyer with Demographic InformationVisit our Open House Flyer with Demographic InformationSign Rider that Can be Printed/Displayed in the House with QR CodeReal Estate Report Card for that Specific Zip CodeMarket Report for the Specific Zip CodeA Financing Program that allows one to Secure their New Home before this property sells. The Geneva Transition LoanTo maximize your benefits, we DO NOT recommend handing out flyers. Suggest your guests scan the QR codes. This will get both of us the contact information. We will follow up with the Virtual Tour and a Client Dashboard with materials for them. Obviously, we do this co-branded so we can both earn business.This is not an offer to lend.

Ron Siegel Radio featuring Jeff Clark

Navigating the Complex World of Home and Finance: Insights from Ron Siegel RadioWelcome to another insightful edition of Ron Siegel Radio – your go-to source for clear and actionable advice in the intricate world of home and finance. In this latest episode, we delve into a range of topics from current events and financial markets to the nuts and bolts of group health plans for businesses.The Power of Trusted Guidance in Financial Markets and Real EstateUnderstanding the financial markets and the real estate industry can be daunting. That's where the expertise and experience of seasoned professionals like myself, Ron Siegel, come into play. In my recent radio show, we discussed how connecting the dots of confusing media reports can help you make informed decisions that positively impact your family or business.Group Health Plans: A Must for Every BusinessTravis Robinson from Maxwell Agency joined us to shed light on the importance of group health plans for businesses. The conversation highlighted not just the necessity of these plans, but also the added value they bring in terms of compliance and employee satisfaction.Your Action Plan: Stay Informed and Make Informed DecisionsThe real estate and finance markets are ever-changing landscapes. Staying informed is key to navigating these areas successfully. Whether it's understanding the nuances of mortgage rates or the specifics of group health plans, knowledge is power.BottomlineDon't miss out on these valuable insights. Watch the full video replay of the latest Ron Siegel Radio episode for a comprehensive understanding of home and finance matters. And remember, if you or anyone you know needs expert mortgage advice, my team and I are here to help. Share this information with friends, family, and co-workers who might benefit from it. Together, let's make informed decisions that lead to financial success.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial March 12, 2024

Hey there, it's Ron Siegel! Here's a quick peek at what's happening in the mortgage world right now:Rates are slightly higher today, but not as bad as expected.The CPI report affects your mortgage rates more than you might think.If your loan is closing soon, consider locking in your rate.For those with a bit more time, there's still a chance for rates to shift.For the full scoop and friendly guidance on buying, selling, or refinancing your home, check out my full report. And hey, if you know someone who could use this info, don't hesitate to share it with them!#HomeFinanceSimplified #MortgageRatesToday #RealEstateTips #RefinanceSmart #RonSiegelRadioSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial March 11, 2024

Navigating the ever-changing landscape of home mortgages can feel overwhelming, but don't worry – Ron Siegel is here to break it down for you!Here's a quick snapshot of what's happening in the mortgage world:Mortgage rates are slightly up since last Friday, but big changes are on pause until tomorrow's inflation report.Best to lock in your rate today if you're close to closing and like to play it safe.Tomorrow's inflation data could swing rates either way – it's a bit like predicting the weather in finance!For a more in-depth look at what this means for your home buying, selling, or refinancing plans, check out the full report!Share this with friends, family, or co-workers who might be stepping into the home finance arena. Knowledge is power, especially when it comes to mortgages!#HomeFinance #MortgageRates #InflationData #RealEstateTips #RonSiegelRadioSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Open House Tool Kit: 1709 Camino Real Way, Roseville

The Modern Open House Tool Kit with all kinds of information about this property.We start with the TV Commercial, TrailorVirtual Tour LinkWhat is the difference in Payment and Cash to Close based on various purchase prices? Most people recognize the payment and Cash are not as significant as one might think when it is on paper. Please note we have used OBMMI Average prices when this is created. Precise payments can be presented upon request.Featured on TV Flyer with Demographic InformationVisit our Open House Flyer with Demographic InformationSign Rider that Can be Printed/Displayed in the House with QR CodeReal Estate Report Card for that Specific Zip CodeMarket Report for the Specific Zip CodeA Financing Program that allows one to Secure their New Home before this property sells. The Geneva Transition LoanTo maximize your benefits, we DO NOT recommend handing out flyers. Suggest your guests scan the QR codes. This will get both of us the contact information. We will follow up with the Virtual Tour and a Client Dashboard with materials for them. Obviously, we do this co-branded so we can both earn business.This is not an offer to lend.

Open House Tool Kit: 43995 Medina, Indio

The Modern Open House Tool Kit with all kinds of information about this property.We start with the TV Commercial, TrailorVirtual Tour LinkWhat is the difference in Payment and Cash to Close based on various purchase prices? Most people recognize the payment and Cash are not as significant as one might think when it is on paper. Please note we have used OBMMI Average prices when this is created. Precise payments can be presented upon request.Featured on TV Flyer with Demographic InformationVisit our Open House Flyer with Demographic InformationSign Rider that Can be Printed/Displayed in the House with QR CodeReal Estate Report Card for that Specific Zip CodeMarket Report for the Specific Zip CodeA Financing Program that allows one to Secure their New Home before this property sells. The Geneva Transition LoanTo maximize your benefits, we DO NOT recommend handing out flyers. Suggest your guests scan the QR codes. This will get both of us the contact information. We will follow up with the Virtual Tour and a Client Dashboard with materials for them. Obviously, we do this co-branded so we can both earn business.This is not an offer to lend.

Open House Tool Kit: 660 S Glassell St #28, Orange

The Modern Open House Tool Kit with all kinds of information about this property.We start with the TV Commercial, TrailorVirtual Tour LinkWhat is the difference in Payment and Cash to Close based on various purchase prices? Most people recognize the payment and Cash are not as significant as one might think when it is on paper. Please note we have used OBMMI Average prices when this is created. Precise payments can be presented upon request.Featured on TV Flyer with Demographic InformationVisit our Open House Flyer with Demographic InformationSign Rider that Can be Printed/Displayed in the House with QR CodeReal Estate Report Card for that Specific Zip CodeMarket Report for the Specific Zip CodeA Financing Program that allows one to Secure their New Home before this property sells. The Geneva Transition LoanTo maximize your benefits, we DO NOT recommend handing out flyers. Suggest your guests scan the QR codes. This will get both of us the contact information. We will follow up with the Virtual Tour and a Client Dashboard with materials for them. Obviously, we do this co-branded so we can both earn business.This is not an offer to lend.

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial March 7, 2024

Hello, Ron Siegel here with some key insights on the latest in home mortgages! Here's a quick snapshot:Rates Improving: Mortgage rates are steadily getting better - a good sign for homebuyers and refinancers!Key Dates Ahead: Watch out for the big jobs report (5:30am PT tomorrow) and the Fed meeting on March 20th. These could sway rates!Strategies for Loans: Depending on when you're closing, it might be wise to 'cautiously float' your rate.Opportunities Ahead: Stay informed to make the most of the current market trends.For the full scoop, check out my complete report. And remember, if you or someone you know is looking to buy, sell, or refinance, I'm here to help guide the way. Let's turn these insights into action!#HomeFinance #MortgageRates #RealEstateTips #HomebuyingSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Open House Tool Kit: 72688 Beavertail, Palm Desert

The Modern Open House Tool Kit with all kinds of information about this property.We start with the TV Commercial, TrailorDid you want to see a VirtualWhat is the difference in Payment and Cash to Close based on various purchase prices. Please note we have used OBMMI Average prices when this is created. Precise payments can be presented upon request.What are the financial trends for this Zip CodeWhat is the financial history and forecast for this Zip Code along with median income, how many potential renters might be moving into the areaA Financing Program that allows one to Secure their New Home before this property sells. The Geneva Transition LoanThis is not an offer to lend,

Open House Tool Kit: 337S Cypress St

The Modern Open House Tool Kit shares all kinds of information about this property.What is the difference in Payment and Cash to Close based on various purchase prices. Please note we have used OBMMI Average prices when this is created. Precise payments can be presented upon request.A complete look at the property photosWhat are the financial trends for this Zip CodeWhat is the financial history and forecast for this Zip Code along with median income, how many potential renters might be moving into the areaA Financing Program that allows one to Secure their New Home before this property sells. The Geneva Transition LoanThis is not an offer to lend,

Ron Siegel Radio featuring Dawn Neary

Navigating the Complex World of Home and Finance: Insights from Ron Siegel RadioWelcome to another insightful edition of Ron Siegel Radio – your go-to source for clear and actionable advice in the intricate world of home and finance. In this latest episode, we delve into a range of topics from current events and financial markets to the nuts and bolts of group health plans for businesses.The Power of Trusted Guidance in Financial Markets and Real EstateUnderstanding the financial markets and the real estate industry can be daunting. That's where the expertise and experience of seasoned professionals like myself, Ron Siegel, come into play. In my recent radio show, we discussed how connecting the dots of confusing media reports can help you make informed decisions that positively impact your family or business.Group Health Plans: A Must for Every BusinessTravis Robinson from Maxwell Agency joined us to shed light on the importance of group health plans for businesses. The conversation highlighted not just the necessity of these plans, but also the added value they bring in terms of compliance and employee satisfaction.Your Action Plan: Stay Informed and Make Informed DecisionsThe real estate and finance markets are ever-changing landscapes. Staying informed is key to navigating these areas successfully. Whether it's understanding the nuances of mortgage rates or the specifics of group health plans, knowledge is power.BottomlineDon't miss out on these valuable insights. Watch the full video replay of the latest Ron Siegel Radio episode for a comprehensive understanding of home and finance matters. And remember, if you or anyone you know needs expert mortgage advice, my team and I are here to help. Share this information with friends, family, and co-workers who might benefit from it. Together, let's make informed decisions that lead to financial success.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Blake Vartanian Explains Sellers/Balanced/Buyers Market – Its All Local

Most Real Estate Data we get is National. When we buy or sell, the national data has very little value. Blake Vartanian, 30+ year real estate professional, explains the Seller/Buyer/Balanced Market Concept very simply.

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial February 27, 2024

Navigating the mortgage market can be a bit like predicting the weather – it's always changing! Here's a quick snapshot of what's happening now:Rates are slightly higher today, but not the highest we've seen.This week could see a small rise in rates, depending on upcoming job and inflation reports.If you're closing soon, consider locking in your rate to avoid uncertainty.For those with more time, keep a close eye on the market and be ready to act.For a more in-depth analysis and personalized guidance, especially if you're looking to buy, sell, or refinance, check out the full report on my website. And remember, if you know someone who could benefit from this information, feel free to refer them my way. Your referrals are the heart of my business!#MortgageRates #HomeFinance #RealEstateTips #Refinance #MarketUpdateSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Joe Ingram

Navigating the Complex World of Home and Finance: Insights from Ron Siegel RadioWelcome to another insightful edition of Ron Siegel Radio – your go-to source for clear and actionable advice in the intricate world of home and finance. In this latest episode, we delve into a range of topics from current events and financial markets to the nuts and bolts of group health plans for businesses.The Power of Trusted Guidance in Financial Markets and Real EstateUnderstanding the financial markets and the real estate industry can be daunting. That's where the expertise and experience of seasoned professionals like myself, Ron Siegel, come into play. In my recent radio show, we discussed how connecting the dots of confusing media reports can help you make informed decisions that positively impact your family or business.Group Health Plans: A Must for Every BusinessTravis Robinson from Maxwell Agency joined us to shed light on the importance of group health plans for businesses. The conversation highlighted not just the necessity of these plans, but also the added value they bring in terms of compliance and employee satisfaction.Your Action Plan: Stay Informed and Make Informed DecisionsThe real estate and finance markets are ever-changing landscapes. Staying informed is key to navigating these areas successfully. Whether it's understanding the nuances of mortgage rates or the specifics of group health plans, knowledge is power.BottomlineDon't miss out on these valuable insights. Watch the full video replay of the latest Ron Siegel Radio episode for a comprehensive understanding of home and finance matters. And remember, if you or anyone you know needs expert mortgage advice, my team and I are here to help. Share this information with friends, family, and co-workers who might benefit from it. Together, let's make informed decisions that lead to financial success.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial February 26, 2024

Mortgage Market Update: Navigating the Latest Trends with Ron SiegelKey Insights:Today's rates are better than last Friday, but stay alert for changes!This week is packed with important reports - housing data, economic updates, and crucial inflation news on Friday.For those closing soon: Lock in your rate to avoid risks.If you have more time, consider your options carefully - things might shift soon.Know someone planning to buy, sell, or refinance? Share this update! For the full report and personalized advice.#MortgageRates #HomeBuying #Refinancing #RealEstateTrends #RonSiegelRadioLet's make smart financial moves together!Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial February 23, 2024

Today's Mortgage Rate Update: Understanding the Current Market! Steady Rates: Mortgage rates are holding steady, similar to yesterday's levels. No big changes, but always good to keep an eye on!Fed's Influence: The Federal Reserve's upcoming meeting minutes might give us clues about future rate cuts. Stay tuned for potential impacts on mortgage rates!Lock or Float?: Considering locking in your rate? For short-term loans, it might be wise. For those closing in over 30 days, floating could be beneficial. We're here to help guide you!Looking Ahead: Mark your calendars for March 8th's jobs data and March 20th's Fed meeting. These events could sway rates!Know someone buying, selling, or refinancing? Share this update with them! For the full scoop, visit our complete report.#MortgageRates #HomeBuying #Refinance #RealEstateTips #FedMeetingNeed more insights or assistance? Reach out to us - we're here to help you and your friends navigate these waters! Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial February 21, 2024

Today's Mortgage Rate Update: Understanding the Current Market! Steady Rates: Mortgage rates are holding steady, similar to yesterday's levels. No big changes, but always good to keep an eye on!Fed's Influence: The Federal Reserve's upcoming meeting minutes might give us clues about future rate cuts. Stay tuned for potential impacts on mortgage rates!Lock or Float?: Considering locking in your rate? For short-term loans, it might be wise. For those closing in over 30 days, floating could be beneficial. We're here to help guide you!Looking Ahead: Mark your calendars for March 8th's jobs data and March 20th's Fed meeting. These events could sway rates!Know someone buying, selling, or refinancing? Share this update with them! For the full scoop, visit our complete report.#MortgageRates #HomeBuying #Refinance #RealEstateTips #FedMeetingNeed more insights or assistance? Reach out to us - we're here to help you and your friends navigate these waters! Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial February 20, 2024

Quick Mortgage Market Update from Ron Siegel!Here's a snapshot:Steady Rates: Today's mortgage rates are holding steady, similar to last Friday.Uncertain Week Ahead: Market speculation about the Fed's actions makes this week's rate forecast challenging.Recent Trends: Rates have risen slightly but are still lower than last year's peak.Lock or Float?: Considering the market, locking in your rate might be a wise move right now.For a detailed breakdown and personalized advice, check out the full report on my website. If you or someone you know is looking to buy, sell, or refinance, I'm here to help navigate these waters. Let's connect and explore your options!#MortgageRates #HomeBuying #Refinance #RealEstateTips #MarketUpdate #RonSiegelRadioYour home for wealth-building strategies. Let's create your success story together! Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Travis Robinson

Navigating the Complex World of Home and Finance: Insights from Ron Siegel RadioWelcome to another insightful edition of Ron Siegel Radio – your go-to source for clear and actionable advice in the intricate world of home and finance. In this latest episode, we delve into a range of topics from current events and financial markets to the nuts and bolts of group health plans for businesses.The Power of Trusted Guidance in Financial Markets and Real EstateUnderstanding the financial markets and the real estate industry can be daunting. That's where the expertise and experience of seasoned professionals like myself, Ron Siegel, come into play. In my recent radio show, we discussed how connecting the dots of confusing media reports can help you make informed decisions that positively impact your family or business.Group Health Plans: A Must for Every BusinessTravis Robinson from Maxwell Agency joined us to shed light on the importance of group health plans for businesses. The conversation highlighted not just the necessity of these plans, but also the added value they bring in terms of compliance and employee satisfaction.Your Action Plan: Stay Informed and Make Informed DecisionsThe real estate and finance markets are ever-changing landscapes. Staying informed is key to navigating these areas successfully. Whether it's understanding the nuances of mortgage rates or the specifics of group health plans, knowledge is power.BottomlineDon't miss out on these valuable insights. Watch the full video replay of the latest Ron Siegel Radio episode for a comprehensive understanding of home and finance matters. And remember, if you or anyone you know needs expert mortgage advice, my team and I are here to help. Share this information with friends, family, and co-workers who might benefit from it. Together, let's make informed decisions that lead to financial success.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial February 15, 2024

Navigating the mortgage market can be tricky, but I'm here to simplify it for you! Check out the key takeaways from today's mortgage update and visit our full report for more insights:Slight improvement in mortgage rates today, but stay cautious.Bonds are showing gains, yet rates remain higher than early this month.Upcoming inflation data might impact rates - consider locking in soon.Advice: Lock in rates for near-term needs; cautious floating for loans closing post-March 20.For personalized guidance on buying, selling, or refinancing, I'm just a call away. Share this with friends, family, and colleagues who might benefit too!Visit the full report: [Insert link]#MortgageUpdate #HomeBuying #Refinance #RealEstateTips #MarketInsightsSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Aaron VanTrojen

Navigating Today's Mortgage Market: Insights from Ron Siegel's Radio ShowWelcome to another insightful edition of Ron Siegel's Home and Finance Radio Show! In this post, we dive deep into the current state of the mortgage industry, deciphering complex market dynamics, and offering practical guidance for homeowners and potential buyers. Whether you're looking to understand mortgage rates, the housing market, or seeking reliable financial advice, you're in the right place.Understanding Mortgage Rate TrendsThe recent fluctuations in mortgage rates have been a hot topic, and rightly so. Our featured guest, Aaron Van Trojan, CEO of Geneva Financial, shared his expert insights, predicting a potential decrease in interest rates following the Federal Reserve's anticipated cuts. This could be a silver lining for those worried about the current high rates. Remember, mortgage rates can be unpredictable, but being well-informed can help you make better financial decisions.The Real Estate OutlookReal estate is always a topic of interest, and recent trends show a mixed bag. While some areas are experiencing a dip in home values, others continue to see an increase. Aaron's insights highlight the importance of understanding local market trends and being prepared for shifts in the real estate landscape. Whether you're buying or selling, staying informed is key to navigating the market effectively.Financial Strategies for HomeownersWe also discussed the impact of consolidating debt through mortgage refinancing. In times of financial uncertainty, such strategies can provide much-needed relief by lowering monthly payments and interest rates. However, it's crucial to consider the long-term implications and avoid falling into a debt cycle.The BottomlineThe world of mortgages and real estate can be challenging, but with the right guidance, it's navigable. If you're looking to make informed decisions about your home loan or real estate investments, don't hesitate to reach out. Watch the full video replay of our radio show for more detailed insights, and remember, if you or anyone you know needs mortgage assistance, our team is here to help. Your home and financial success are our top priorities.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial February 14, 2024

Navigating the mortgage market can be tricky, but I'm here to simplify it for you with the latest updates. Here’s a quick snapshot:Rising Rates: Mortgage rates are trending up, influenced by recent inflation data.Federal Reserve Impact: The Fed's decisions directly affect mortgage rates. No rate cuts are expected soon.Locking in Rates:Less than 15 days: Lock in to avoid higher rates.15-30 days: Lock in, as little improvement is expected soon.Over 30 days: Consider floating, but locking is also safe.Read the Full Report: For a deeper understanding,.If you or someone you know is looking to buy, sell, or refinance, let's connect! Your referrals help us assist more people in making informed decisions about their home financing needs.#MortgageUpdates #HomeFinance #RateTrends #RefinanceTips #HomeBuyingSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial February 13, 2024

Good morning! Ron Siegel here with your quick, friendly mortgage market update. Let's make sense of the numbers together! For the full report and expert guidance, visit our website. And hey, if you know someone needing help with home finance, we're here to assist! Mortgage rates are facing changes due to recent inflation data. Be aware of possible rate adjustments today!The Consumer Price Index (CPI) shows higher inflation than expected, influencing mortgage rates.Considering locking in your rate? For loans closing in less than 15 days, it might be wise.For loans closing in over 30 days, there's a chance to see rate fluctuations. Stay tuned!Visit our full report for detailed insights and help your friends and family by referring them to us for any home loan needs. We're here for you! #MortgageRates #HomeFinance #InflationUpdate #LoanHelp #RonSiegelRadio #CommunitySupport #FinancialWellnessSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Jenae Noonan & Butch Chelliah

Navigating Retirement and Beyond: A Guide to Senior Living OptionsThe Journey to Retirement and the Path That FollowsRetirement isn't the final destination; it's a new beginning. As your trusted guide in home and finance, I'm here to illuminate the path that leads not just to retirement, but through it. Today, let's explore what lies beyond the threshold of retirement and how planning for the future is essential – not just financially, but in every aspect of life.The idea of retirement as the end is outdated. Instead, think of it as a transition to do what you truly desire, whether that's traveling the world or simply enjoying a peaceful community life. But what's often overlooked is the "exit strategy" for when we may need additional care. This is where having a plan for senior living options becomes crucial.The New Era of Senior Living: Dispelling the StigmaGone are the days when senior living was synonymous with convalescent homes where life's vibrant colors faded into the background. In our recent radio show, we dispelled the myths and revealed the truth about modern senior living communities. They're more like cruise ships or resorts, bustling with activities, care, and companionship.These communities cater to a variety of needs and budgets, proving that quality senior living isn't a luxury reserved for the few. Whether it's a cozy six-person residence or a sprawling community with a myriad of amenities, there's a place for everyone to call home in their golden years.The Practicalities of Senior Living: Financial Planning and Estate PreservationAs we navigate the senior living landscape, one crucial aspect is ensuring financial viability. Our goal is to prevent the fear that haunts many families: running out of money. It's about matching care quality to budget without compromising on living standards.And for those who've spent a lifetime building their estate, it's about preservation. We delve into how you can keep your property, potentially as a source of income or an inheritance, while still enjoying the care and community you deserve.Bottomline: Your Next Step Towards a Secure FutureIf you or your loved ones are approaching this new chapter, take action today. Watch our video replay for an in-depth discussion on senior living options and how to integrate them into your financial planning. Don't let uncertainty dictate the future. Instead, let's plan for a vibrant, secure life beyond retirement.And if you know anyone — friends, family, coworkers — who might benefit from our expertise in mortgages to potentially finance their journey into senior living, refer them to us. We're here to provide guidance every step of the way.For more information and personalized guidance, reach out to me directly. Let's ensure your senior living plan is as robust as your retirement plan. Together, we can create a future that's not just secure, but truly fulfilling.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial February 12, 2024

Happy Monday from your trusted mortgage guide, Ron Siegel! Here's a quick peek at today's mortgage market:Slight improvement in rates from Friday.Watch for CPI inflation data tomorrow at 5:30 AM PT - could shake things up!Rate lock advice varies: under 15 days? Consider locking. 15-30 days? It's a cautious float. Over 30 days? Keep floating.Need personalized advice or know someone buying, selling, or refinancing? I'm here to help!For the full scoop and expert guidance, check out the complete report. Let's navigate this market together! #MortgageMonday #HomeLoanTips #FinanceInsights #RonSiegelRadioSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial February 9, 2024

Quick Mortgage Market Update! Looking to stay informed in the ever-changing world of home finance? Check out today's key points:Rates Steady: Today's loan rates are similar to yesterday's. No big swings expected until next week. #MortgageRates #HomeLoanInflation Data Ahead: Next week's inflation report is crucial. It could influence rates significantly. Stay tuned! #InflationUpdate #RealEstateLock or Float? Deciding to lock in your rate or wait? It depends on your closing timeline. Let's navigate this together. #HomeBuying #RefinanceNeed Guidance? Whether buying, selling, or refinancing, I'm here to help. Let's make your journey smooth and successful! #RonSiegelRadio #FinancialAdviceFor the full report and more insights, visit [Your Report Link]. And remember, if you have friends, family, or co-workers looking to step into the world of home finance, I'm here to assist. Let's make informed decisions together!#HousingMarket #MortgageExpert #HomeOwnershipSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial February 8, 2024

Exciting News in the Mortgage World! Check out these key highlights and visit our full report for more details:Rates are slightly up, but there's potential for change with upcoming Treasury auctions. #MortgageRates #FinanceTrendsFederal Reserve decisions are crucial. A May rate cut looks less likely, impacting rates. #FedWatch #InterestRatesInflation data next week could be a game-changer for mortgage rates. Stay tuned! #InflationUpdate #EconomicInsightsConsidering locking in your rate? We've got tailored advice for loans closing in less than 15, 15-30, and 30+ days. #HomebuyingTips #MortgageAdviceDon't keep this info to yourself! Share it with friends, family, or co-workers looking to buy, sell, or refinance. Let's navigate this together! #ReferralNetwork #RonSiegelRadio#MortgageRates #HomeFinancing #RealEstateTrends #RateLockAdvice #RefinanceOpportunities #MarketInsightsSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial February 7, 2024

Staying informed in today's dynamic mortgage market is crucial, especially if you're thinking about buying, selling, or refinancing your home. Here's a quick snapshot of the latest trends, and don't forget to check out the full report for more detailed insights!"Mortgage Rates Improving: Thanks to bond market shifts, we're seeing better rates than yesterday.Key Event - 10 am PT Treasury Auction: Today's auction is a big deal and could influence rates.Fed Rate Cut Expectations Rising: Increased likelihood of cuts in March and May, boosting mortgage prospects.Advice on Rate Locks: Different strategies for loans closing in less than 15 days, 15-30 days, and over 30 days.For a deeper dive into these topics and personalized advice, head over to our full market summary. And if you know anyone who could benefit from this information, feel free to share it – your referrals are always appreciated!#MortgageRates #HomeFinancing #RealEstateTrends #RateLockAdvice #RefinanceOpportunities #MarketInsights #RonSiegelRadioSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Honorable David S. Milton

Navigating Retirement and Beyond: A Guide to Senior Living OptionsThe Journey to Retirement and the Path That FollowsRetirement isn't the final destination; it's a new beginning. As your trusted guide in home and finance, I'm here to illuminate the path that leads not just to retirement, but through it. Today, let's explore what lies beyond the threshold of retirement and how planning for the future is essential – not just financially, but in every aspect of life.The idea of retirement as the end is outdated. Instead, think of it as a transition to do what you truly desire, whether that's traveling the world or simply enjoying a peaceful community life. But what's often overlooked is the "exit strategy" for when we may need additional care. This is where having a plan for senior living options becomes crucial.The New Era of Senior Living: Dispelling the StigmaGone are the days when senior living was synonymous with convalescent homes where life's vibrant colors faded into the background. In our recent radio show, we dispelled the myths and revealed the truth about modern senior living communities. They're more like cruise ships or resorts, bustling with activities, care, and companionship.These communities cater to a variety of needs and budgets, proving that quality senior living isn't a luxury reserved for the few. Whether it's a cozy six-person residence or a sprawling community with a myriad of amenities, there's a place for everyone to call home in their golden years.The Practicalities of Senior Living: Financial Planning and Estate PreservationAs we navigate the senior living landscape, one crucial aspect is ensuring financial viability. Our goal is to prevent the fear that haunts many families: running out of money. It's about matching care quality to budget without compromising on living standards.And for those who've spent a lifetime building their estate, it's about preservation. We delve into how you can keep your property, potentially as a source of income or an inheritance, while still enjoying the care and community you deserve.Bottomline: Your Next Step Towards a Secure FutureIf you or your loved ones are approaching this new chapter, take action today. Watch our video replay for an in-depth discussion on senior living options and how to integrate them into your financial planning. Don't let uncertainty dictate the future. Instead, let's plan for a vibrant, secure life beyond retirement.And if you know anyone — friends, family, coworkers — who might benefit from our expertise in mortgages to potentially finance their journey into senior living, refer them to us. We're here to provide guidance every step of the way.For more information and personalized guidance, reach out to me directly. Let's ensure your senior living plan is as robust as your retirement plan. Together, we can create a future that's not just secure, but truly fulfilling.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial February 6, 2024

Good morning, everyone! Ron Siegel here with your quick and friendly mortgage market update! Here's what you need to know:Rates showing signs of stability – a good sign for homebuyers and homeowners!Key Federal Reserve members speaking today – their views can impact future rates.Eye on the Treasury auction this afternoon, but no big waves expected.Looking ahead to next week’s inflation data for more clues on rate trends.For the full scoop and expert guidance on buying, selling, or refinancing, check out the complete report! Your referrals – friends, family, or coworkers – are always welcome and deeply appreciated. Let's navigate this together!#MortgageUpdate #HomeBuying #Refinance #RealEstateTips #FinancialFreedom #RonSiegelRadioSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial February 5, 2024

Exciting News in the Mortgage World! Here's a sneak peek into the latest market trends. For the full scoop, check out our detailed report. Perfect for anyone planning to buy, sell, or refinance!Unexpected twists in mortgage rates – a surprise this morning!Fed's decisions playing a key role – what does this mean for you?Short-term and long-term rate lock advice – stay informed!Economic indicators at play – how they affect your mortgage.Don't miss out on understanding these changes! For the full story and expert guidance, visit our report. And remember, if your friends, family, or colleagues need mortgage advice, we're here to help. Referrals are always welcome and appreciated!#MortgageUpdates #HomeFinance #RateTrends #RefinanceTips #HomeBuyingJourney #RonSiegelRadioSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial February 2, 2024

Staying informed about mortgage rates can be simple! Check out my latest report for easy-to-understand insights: Today's rates are higher, but it's not a long-term concern. #MortgageRatesJob market data was surprising, but we've seen this before and expect a rebound. #EconomyWatchMy advice? Keep floating your loans. Patience is key right now. #HomeFinanceMore economic updates are coming, which could help with future rate decisions. #FinancialPlanningFor a detailed, jargon-free breakdown, visit the full report. And remember, if you or anyone you know needs guidance in buying, selling, or refinancing a home, I'm here to help. Let's make informed decisions together! #RealEstateTips #Homebuying #RonSiegelRadio Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Rick Bitzer

Navigating Retirement and Beyond: A Guide to Senior Living OptionsThe Journey to Retirement and the Path That FollowsRetirement isn't the final destination; it's a new beginning. As your trusted guide in home and finance, I'm here to illuminate the path that leads not just to retirement, but through it. Today, let's explore what lies beyond the threshold of retirement and how planning for the future is essential – not just financially, but in every aspect of life.The idea of retirement as the end is outdated. Instead, think of it as a transition to do what you truly desire, whether that's traveling the world or simply enjoying a peaceful community life. But what's often overlooked is the "exit strategy" for when we may need additional care. This is where having a plan for senior living options becomes crucial.The New Era of Senior Living: Dispelling the StigmaGone are the days when senior living was synonymous with convalescent homes where life's vibrant colors faded into the background. In our recent radio show, we dispelled the myths and revealed the truth about modern senior living communities. They're more like cruise ships or resorts, bustling with activities, care, and companionship.These communities cater to a variety of needs and budgets, proving that quality senior living isn't a luxury reserved for the few. Whether it's a cozy six-person residence or a sprawling community with a myriad of amenities, there's a place for everyone to call home in their golden years.The Practicalities of Senior Living: Financial Planning and Estate PreservationAs we navigate the senior living landscape, one crucial aspect is ensuring financial viability. Our goal is to prevent the fear that haunts many families: running out of money. It's about matching care quality to budget without compromising on living standards.And for those who've spent a lifetime building their estate, it's about preservation. We delve into how you can keep your property, potentially as a source of income or an inheritance, while still enjoying the care and community you deserve.Bottomline: Your Next Step Towards a Secure FutureIf you or your loved ones are approaching this new chapter, take action today. Watch our video replay for an in-depth discussion on senior living options and how to integrate them into your financial planning. Don't let uncertainty dictate the future. Instead, let's plan for a vibrant, secure life beyond retirement.And if you know anyone — friends, family, coworkers — who might benefit from our expertise in mortgages to potentially finance their journey into senior living, refer them to us. We're here to provide guidance every step of the way.For more information and personalized guidance, reach out to me directly. Let's ensure your senior living plan is as robust as your retirement plan. Together, we can create a future that's not just secure, but truly fulfilling.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial February 1, 2024

Exciting news in the mortgage world! Here's a quick peek at the latest trends, but don't miss the full report for all the juicy details.Rates are improving, better than yesterday and way better than earlier this week!Federal Reserve hints at rate cuts later this year - keep an eye out!For loans closing in less than 15 days, consider floating your rate, but stay alert.For those closing in 15-30 days or more, floating is your friend - no rush to lock in!Thinking about buying, selling, or refinancing? Let's chat! Your family, friends, and coworkers can also benefit from this info. Share the love!Check out the full report for more insights and don't forget to use our trending hashtags: #MortgageTrends #HomeFinance #RateWatch #RefinanceNow #HomeBuyingJourney #RonSiegelRadioLet's navigate these exciting times together!Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Blake Vartanian & Jim Norton

Navigating Real Estate and Mortgage Rates: Insights from Ron Siegel RadioThe Future of Mortgage Rates and Equity: A Deep DiveAs we sail through the unpredictable waters of the financial world, understanding the trajectory of mortgage rates and harnessing the power of home equity becomes crucial. Ron Siegel, seasoned mortgage expert, shares his latest insights on his syndicated radio show, Ron Siegel Radio, offering guidance to navigate these changes effectively.Interest Rates: The Forecast AheadPredicting the ebb and flow of interest rates, Ron anticipates a drop come May, contrary to the Federal Reserve's stance on maintaining current levels. He underscores that while the Fed influences the discount rate, it's the fed funds rate that impacts the prime rate and, by extension, home equity lines of credit. With a bold forecast of rising unemployment rates, Ron predicts a reduction in federal rates to rejuvenate the economy.Real Estate Values in Recessions: An Opportunity UnveiledHistory has shown that real estate values often climb during economic downturns, presenting a silver lining amid recessionary clouds. With abundant equity at their disposal, homeowners find themselves at a crossroads of opportunity. Ron encourages leveraging this equity, whether it's through purchasing investment properties or considering strategic moves like reverse mortgages for those golden years.The Bottomline: Harness Equity and Secure Your Financial FutureNow is the time to act on the equity in your home and position yourself advantageously for the future. Don't miss the wisdom imparted in the full video replay of Ron Siegel Radio. Watch, take action, and share this treasure trove of knowledge with friends, family, or co-workers considering their mortgage options.For more information and personalized guidance, reach out to me directly. Let's ensure your senior living plan is as robust as your retirement plan. Together, we can create a future that's not just secure, but truly fulfilling.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel Radio featuring Tom Borsuk

Navigating Retirement and Beyond: A Guide to Senior Living OptionsThe Journey to Retirement and the Path That FollowsRetirement isn't the final destination; it's a new beginning. As your trusted guide in home and finance, I'm here to illuminate the path that leads not just to retirement, but through it. Today, let's explore what lies beyond the threshold of retirement and how planning for the future is essential – not just financially, but in every aspect of life.The idea of retirement as the end is outdated. Instead, think of it as a transition to do what you truly desire, whether that's traveling the world or simply enjoying a peaceful community life. But what's often overlooked is the "exit strategy" for when we may need additional care. This is where having a plan for senior living options becomes crucial.The New Era of Senior Living: Dispelling the StigmaGone are the days when senior living was synonymous with convalescent homes where life's vibrant colors faded into the background. In our recent radio show, we dispelled the myths and revealed the truth about modern senior living communities. They're more like cruise ships or resorts, bustling with activities, care, and companionship.These communities cater to a variety of needs and budgets, proving that quality senior living isn't a luxury reserved for the few. Whether it's a cozy six-person residence or a sprawling community with a myriad of amenities, there's a place for everyone to call home in their golden years.The Practicalities of Senior Living: Financial Planning and Estate PreservationAs we navigate the senior living landscape, one crucial aspect is ensuring financial viability. Our goal is to prevent the fear that haunts many families: running out of money. It's about matching care quality to budget without compromising on living standards.And for those who've spent a lifetime building their estate, it's about preservation. We delve into how you can keep your property, potentially as a source of income or an inheritance, while still enjoying the care and community you deserve.Bottomline: Your Next Step Towards a Secure FutureIf you or your loved ones are approaching this new chapter, take action today. Watch our video replay for an in-depth discussion on senior living options and how to integrate them into your financial planning. Don't let uncertainty dictate the future. Instead, let's plan for a vibrant, secure life beyond retirement.And if you know anyone — friends, family, coworkers — who might benefit from our expertise in mortgages to potentially finance their journey into senior living, refer them to us. We're here to provide guidance every step of the way.For more information and personalized guidance, reach out to me directly. Let's ensure your senior living plan is as robust as your retirement plan. Together, we can create a future that's not just secure, but truly fulfilling.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial January 31, 2024

Today's mortgage market is buzzing with anticipation! Here's a quick snapshot:Mortgage rates are improving, with potential for further gains. #MortgageRates #HomeFinanceFed Chair Powell's speech at 11:30 AM PT could be a game-changer. #FederalReserve #EconomicUpdateFor loans closing soon, be ready to lock in rates. For those with more time, a cautious wait might pay off. #HomeLoans #RateWatchUncertain about when to lock in your rate? We're here to help guide you through these dynamic times. #MortgageAdvice #RealEstateTipsFor the full scoop, check out our detailed report. And remember, if you or someone you know is looking to buy, sell, or refinance, our team is always here to provide expert advice and support. #RonSiegelRadio #HomebuyingJourneySubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial January 30, 2024

Navigating the ever-changing mortgage landscape can be tricky, but I've got your back! Here's a quick peek at today's market trends:Rising Rates: Mortgage rates have ticked up recently.Economic Growth: Surprisingly strong growth in the economy!Rate Lock Advice: For loans closing soon, consider locking in your rate.Floating Options: More time before closing? Floating could be your strategy.For a detailed understanding and tailored advice, visit the full report on our website. And remember, if you or someone you know is looking to buy, sell, or refinance, I’m here to help. Your referrals are the heart of my business! #MortgageUpdate #HomeBuying #RateTrends #Refinance #RealEstateAdviceSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Brian Fox

Maximizing Home Value: Expert Insights from Ron Siegel and Brian FoxUnlocking the True Potential of Your PropertyIn the dynamic landscape of Southern California real estate, understanding the market's nuances is key to maximizing property value. Recently, I had the pleasure of welcoming Brian Fox of Fox Group Real Estate to my radio show, where we delved into the art of enhancing a home's appeal to fetch top dollar in any market condition.Transforming Spaces: The Art of Staging and DesignBrian Fox brings a unique approach to real estate by combining his expertise in design and staging with his real estate acumen. His strategy revolves around not just selling a property but presenting it in a way that amplifies its value. By providing complimentary staging services, Fox Group ensures that each property is curated to resonate with potential buyers, leading to faster sales and higher prices.Market Adaptation: Pricing Strategies That WorkOur conversation shed light on the critical balance between pricing and presentation. Brian's philosophy is not to simply chase the market but to set a property's value by its presentation. Whether it's a distinctive horse ranch or a uniform Irvine home, his tailored strategies reflect an in-depth understanding of market-specific demands.Empowering Decisions: Educating Sellers and BuyersAs we navigated the complexities of real estate transactions, it became evident that educating clients is at the heart of what we do. From advising on minor enhancements that rejuvenate a property's look to helping sellers understand the importance of first impressions in the digital age, our goal is to empower homeowners with knowledge and confidence.Bottomline: Take the Next Step Towards Financial SuccessWhether you're considering selling your home or exploring mortgage options, the insights from my discussion with Brian Fox can guide you towards informed decisions. Watch the video replay to grasp the full breadth of our conversation and take action on the valuable advice shared.If you're ready to harness these strategies for your real estate journey, or know someone who is, don't hesitate to reach out to us for personalized guidance. At Ron Siegel Radio, we're committed to helping you and your loved ones achieve financial prosperity through smart property and mortgage solutions.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial January 29, 2024

Navigating the ever-changing mortgage landscape can be tricky, but I've got your back! Here's a quick peek at today's market trends:Rising Rates: Mortgage rates have ticked up recently.Economic Growth: Surprisingly strong growth in the economy!Rate Lock Advice: For loans closing soon, consider locking in your rate.Floating Options: More time before closing? Floating could be your strategy.For a detailed understanding and tailored advice, visit the full report on our website. And remember, if you or someone you know is looking to buy, sell, or refinance, I’m here to help. Your referrals are the heart of my business! #MortgageUpdate #HomeBuying #RateTrends #Refinance #RealEstateAdviceSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Damien Weston

Unlocking Opportunities in Healthcare: A Pathway to Career AdvancementIn a time when career stability and advancement are more important than ever, many individuals are seeking paths that offer both. The healthcare industry, burgeoning with potential, stands as a beacon of opportunity. On a recent episode of Ron Siegel Radio, we delved into how Western Medical Training Center is equipping individuals with the skills needed to make a tangible difference in the healthcare sector – and their lives.The Demand for Healthcare ProfessionalsThe aging population and the aftermath of the pandemic have created a tsunami of demand for healthcare workers. From certified nursing assistants to licensed vocational nurses, the need is critical. With the Bureau of Labor Statistics citing a shortage nearing a million caregivers, the industry is calling for passionate individuals ready to step into these vital roles.A Stepping Stone to a Brighter FutureWestern Medical Training Center offers programs that redefine accessibility to healthcare education. With options ranging from six-month programs to shorter certifications like EKG technicians, the Center provides a springboard into the healthcare field for a fraction of the cost and time of traditional degrees.Bottomline:If you're contemplating a career change or seeking a pathway that offers growth, purpose, and financial stability, consider the healthcare industry. Watch the full replay of our enlightening discussion on Ron Siegel Radio to understand how this could be the moment you step towards a future you've envisioned. And if you or anyone you know is navigating mortgage needs, remember, Ron Siegel and the team are your trusted guides. Reach out to us, and let's explore how we can assist you.Remember to share this with friends, family, or co-workers who may benefit from this golden opportunity. Your referral is the highest compliment we can receive.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial January 25, 2024

Navigating the ever-changing mortgage landscape can be tricky, but I've got your back! Here's a quick peek at today's market trends: Rising Rates: Mortgage rates have ticked up recently. Economic Growth: Surprisingly strong growth in the economy! Rate Lock Advice: For loans closing soon, consider locking in your rate. Floating Options: More time before closing? Floating could be your strategy. For a detailed understanding and tailored advice, visit the full report on our website. And remember, if you or someone you know is looking to buy, sell, or refinance, I’m here to help. Your referrals are the heart of my business! #MortgageUpdate #HomeBuying #RateTrends #Refinance #RealEstateAdviceSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial January 24, 2024

Stay ahead in the ever-changing mortgage landscape! Check out my latest market summary for key insights and make informed decisions:" Slight uptick in mortgage rates, but big changes unlikely. #MortgageRates Economic data this week could sway rates; stay alert! #FinanceNews For loans closing soon: consider locking in rates. #HomeBuying Longer-term loans? Floating could be your best bet. #RefinanceVisit the full report for detailed guidance. And remember, if your friends, family, or coworkers need mortgage advice or are looking to buy, sell, or refinance, I'm here to help. Let's secure the best possible deal together! #HomeFinance #RealEstateTipsSubscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial January 23, 2024

Navigating the maze of mortgage rates? Here's a snapshot of what's trending:Rates today remain steady, echoing yesterday's patterns.Watch out for the CPI inflation data tomorrow—it could sway rates.Wholesale inflation data today indicates rising prices.Majority sentiment: Rates are expected to hold steady or improve slightly in the near term.For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend?Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial January 22, 2024

Navigating the maze of mortgage rates? Here's a snapshot of what's trending:Rates today remain steady, echoing yesterday's patterns.Watch out for the CPI inflation data tomorrow—it could sway rates.Wholesale inflation data today indicates rising prices.Majority sentiment: Rates are expected to hold steady or improve slightly in the near term.For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend?Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Eric Bell

Unlocking Financial Wisdom: Navigating Taxes and Insurance with Expert InsightIn the labyrinth of financial decision-making, understanding the intricate dance of taxes and insurance is pivotal for safeguarding your assets and fostering wealth growth. On the latest episode of Ron Siegel Radio, we delved deep into the realm of strategic tax planning and the potent benefits of insurance instruments with industry maven Eric Bell.Tax Strategies: More Than Just NumbersTaxation isn't merely about fulfilling civic duties; it's about astute planning and timing. As Benjamin Franklin posited, our obligation ends where the law does, and our discussion illuminated the paths to minimize tax burdens legally. From the timing of tax planning (hint: it's not just April!) to the complexities of familial financial dynamics, the show emphasized proactive approaches. Whether it's blending households or navigating business taxes, the message was clear: strategic timing and open-mindedness are your allies.The Insurance Advantage: A Double-Edged SwordInsurance isn't a mere contingency plan; it's a financial tool. We explored how instruments like Index Universal Life policies can serve dual purposes, providing a safety net while bolstering retirement income. The conversation tackled misconceptions head-on, showcasing how these policies can be tailored for cash accumulation and borrowing, all while ensuring a tax-advantaged stance.The Bottomline: Take Control of Your Financial FutureThe insights from this episode are too valuable to miss, so I encourage you to watch the replay. Take the knowledge, implement the strategies, and witness your financial landscape transform. If you find resonance in our discussion, take action. Review your financial plans, consult with your advisors, and consider how these strategies can benefit you.And remember, if you or anyone you know is grappling with mortgage decisions, my team and I are here to guide you. Referrals are the lifeblood of our service, and your trust is our highest honor.-Watch the replay, harness the knowledge!-Share the wisdom with friends, family, and coworkers.-Contact us for any mortgage guidance: 800 306 1990.#FinancialWisdom #TaxPlanning #InsuranceStrategies #RonSiegelRadio #MortgageTips #SecureYourWealth #FinancialFreedom #EstatePlanningFor more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial January 19, 2024

Navigating the maze of mortgage rates? Here's a snapshot of what's trending:Rates today remain steady, echoing yesterday's patterns.Watch out for the CPI inflation data tomorrow—it could sway rates.Wholesale inflation data today indicates rising prices.Majority sentiment: Rates are expected to hold steady or improve slightly in the near term.For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend?Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Franck Bideau

Unlock the Potential of 1031 Exchanges: A Wealth-Building Strategy for InvestorsAre you an investor looking to maximize your real estate portfolio's potential? Understanding the power of 1031 exchanges could be the game-changer you need. Let's delve into this tax-deferring strategy that savvy investors are using to enhance their wealth-building journey.Discovering the 1031 Exchange: A Tax-Deferred Path to GrowthA 1031 exchange, named after Section 1031 of the IRS Code, allows investors to defer capital gain taxes by reinvesting the proceeds from the sale of an investment property into a new one. This tactic is not just a loophole but a legal financial planning tool that's been around for decades.Here's the deal: when you sell a highly appreciated investment property, you're usually hit with hefty taxes, which can take a significant bite out of your capital gains. However, by leveraging a 1031 exchange, you could defer these taxes indefinitely. Imagine having a million-dollar gain and being able to reinvest the entire sum, rather than losing up to 40% to taxes. It's like getting an interest-free loan from the government to reinvest in your next property!The Compounding Effect: Building Wealth Over TimeThink of a 1031 exchange as a snowball effect for your investments. By reinvesting the full amount of your sale into another property, you're not only preserving your capital but also amplifying your potential for growth. It's not just about deferring taxes; it's about using each property as a stepping stone to bigger, better opportunities.Consider the numbers: reinvest $100,000 without paying immediate taxes, and if your investment grows by 10% over two years, you're looking at a significant increase in your investment value. And remember, real estate isn't just about appreciation; it's about leveraging depreciation, tax write-offs, and someone else paying off your mortgage through rentals.Strategy Over Speed: Timing Your 1031 ExchangeThe process of executing a 1031 exchange is delicate and requires strategic timing. You have a 180-day window to complete the exchange, which means planning is crucial. Whether you're conducting a standard or reverse exchange, aligning your sales and purchases can maximize your financial benefit.Bottomline: Take Action and Expand Your PortfolioIf you're contemplating a real estate investment, consider a 1031 exchange as your secret weapon. Don't let taxes diminish your gains. Instead, use this strategy to reinvest and expand your portfolio.Watch the full video replay for an in-depth discussion on 1031 exchanges and take action based on the insights provided. If you’re ready to capitalize on this opportunity or know someone who could benefit, refer them to us. Your friends, family, or co-workers might just thank you for it. Let’s build wealth together!For a detailed consultation on how a 1031 exchange can work for your investment strategy, reach out to me at 800 306 1990. Let’s navigate this journey to financial growth together.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial January 18, 2024

Navigating the maze of mortgage rates? Here's a snapshot of what's trending:Rates today remain steady, echoing yesterday's patterns.Watch out for the CPI inflation data tomorrow—it could sway rates.Wholesale inflation data today indicates rising prices.Majority sentiment: Rates are expected to hold steady or improve slightly in the near term.For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend?Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Mary Gaston

Decoding the Year of Fives: Insights on Home Appreciation and Mortgage RatesAs we navigate through the shifting tides of the real estate and financial markets, the "Year of Fives" stands as a pivotal marker. But what does it spell for homeowners and buyers alike? Join us as we delve into the intricacies of mortgage rates, home sales, and appreciation trends that could shape your decision-making in 2024.The real estate forecast has been a hot topic, especially with the prediction that 2024 will be the 'Year of Fives.' This forecast predicts a five handle on interest rates, 5.5 million total home sales, and a 5% appreciation in home values. But what does this mean for you, whether you're sitting cozy in your current home or scouting the market for a new one?As a seasoned mortgage expert and consumer advocate, I, Ron Siegel, took to the airwaves with Mary Gaston from RealtyPro100 to dissect these projections and what they mean for our listeners. Our discussion touched on the normalization of the market and how current trends compare to the long-term history of mortgage rates.We unraveled that the 'norm' varies for different generations, with millennials rarely seeing a five handle during their time in the real estate sphere. We also looked at how the rates' ebb and flow could influence both buyers' and sellers' decisions.We can't ignore the 'lock-in effect,' where current low rates may dissuade homeowners from selling. Yet, we may be at its peak, with more homeowners realizing that rates of 3% and 4% are likely a thing of the past. This might be the push needed for a market influx of available homes.For those considering selling, we've entered an era where the gap between your current rate and the new rate isn't as staggering as before, making moves more palatable financially. Plus, with more buyers re-entering the market due to the downward trend, demand for your home could be on the rise.Bottomline:If you've been on the fence about selling due to higher mortgage rates or perceived buyer scarcity, it's time to re-evaluate. Opportunities are emerging for both sellers and buyers as we witness mortgage rates descend from their peak. Take action based on education and real-time market insights. If you're considering leveraging your current home's value or stepping into a new one, visit RonSegalRadio.com to get the full video replay for a comprehensive understanding.For personalized advice tailored to your unique situation, don't hesitate to reach out. My team and I are here to guide you with precise market evaluations and strategic planning, ensuring you make the most informed decisions.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial January 17, 2024

Navigating the maze of mortgage rates? Here's a snapshot of what's trending:Rates today remain steady, echoing yesterday's patterns.Watch out for the CPI inflation data tomorrow—it could sway rates.Wholesale inflation data today indicates rising prices.Majority sentiment: Rates are expected to hold steady or improve slightly in the near term.For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend?Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial January 16, 2024

Navigating the maze of mortgage rates? Here's a snapshot of what's trending:Rates today remain steady, echoing yesterday's patterns.Watch out for the CPI inflation data tomorrow—it could sway rates.Wholesale inflation data today indicates rising prices.Majority sentiment: Rates are expected to hold steady or improve slightly in the near term.For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend?Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Kathleen Garito

Embracing Timeless Home Design Trends and Smart Remodeling Dive into the heart of home design trends that turn the ordinary into extraordinary, guided by seasoned pro Kathleen Garito. Discover how embracing the right design can transform not just spaces, but lives. With the new year unfolding, it’s the perfect season to rejuvenate our living spaces. Join me, Ron Siegel, as I explore the evolving world of interior design with expert Kathleen Garito. From the organic allure of natural wood tones to the sophistication of modern grays, we delve into how these trends can bring a breath of fresh air into your home.The New Wave of Interior Design: Beyond the GrayWhile gray has dominated the design scene for years, it’s time to usher in a more organic palette. Kathleen reveals that warmer wood tones, such as the ever-popular white oak, are making a comeback in cabinetry and flooring, offering a coastal and organic vibe. For those seeking a bolder statement, darker hues paired with brass fixtures are set to make waves, infusing rooms with a chic, contemporary feel.Smart Remodeling: Maximizing Impact without Breaking the BankKathleen emphasizes the importance of strategizing your remodel. Whether it’s a forever home or a five-year stay, it’s crucial to approach remodeling with a clear plan. A professional touch can not only save time and money but also ensure that your investments are wisely allocated for maximum resale value.The Vinyl Revolution: Durable, Stylish, and PracticalWe also touch on the innovative shift to vinyl tile flooring – a practical and stylish solution that withstands the elements while providing a high-end look. Perfect for both condos and townhomes, this flooring is an excellent choice for those seeking durability and style.The Bottom Line: Your Home, Your HavenYour home is your sanctuary, and it deserves the best. Whether you’re considering a full remodel or simply refreshing your space, let’s chat about how to bring your vision to life. And don't forget, for any mortgage guidance or assistance, my door is always open.Encourage your friends, family, and co-workers to explore the possibilities for their homes and finances. Watch the video replay for more insights and inspiration. Let’s make your dream home a reality this year! Ready to transform your space or need mortgage advice? Don’t hesitate to reach out. Let's craft a home that tells your unique story. Visit RonSegalRadio.com or call 800 306 1990. Share this journey with friends and family – let’s create beautiful homes together! For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial January 12, 2024

Navigating the maze of mortgage rates? Here's a snapshot of what's trending:Rates today remain steady, echoing yesterday's patterns.Watch out for the CPI inflation data tomorrow—it could sway rates.Wholesale inflation data today indicates rising prices.Majority sentiment: Rates are expected to hold steady or improve slightly in the near term.For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend?Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Chris Karalis

Navigating Financial Challenges: A Guide to Debt Resolution and Mortgage SolutionsTackling Debt Head-On: Empowering Strategies from Ron Siegel RadioIn today's financial landscape, many Americans find themselves grappling with high credit card rates and mounting debts. On a recent episode of Ron Siegel Radio, I had the privilege of discussing these challenges with Chris Karalis of Advantage First Financial. We delved into the intricacies of debt resolution and the role of credit card companies in consumer credit scores. Here's a breakdown of our enlightening conversation, offering a beacon of hope to those feeling overwhelmed by financial burdens.Understanding the Plight: Rising Credit Card Rates and Shrinking LimitsChris Karalis illuminated the harsh reality many face: credit card companies slashing credit limits, thereby skyrocketing utilization rates and inadvertently damaging credit scores. This practice not only strains individual finances but also contributes to the trillion-dollar national credit card debt.The Solution: Debt ResolutionThe concept of debt resolution, as explained by Karalis, can be a lifeline. Unlike bankruptcy or credit counseling, this approach involves negotiating debt directly with creditors, potentially halving the owed amount and stopping daily compounding interest. This method offers a practical path to financial recovery, especially when traditional avenues like bankruptcy seem daunting.The Process and Its Impact on Credit ScoresDebt resolution typically unfolds over 3 to 6 months, with the aim of settling all debts within this timeframe. While it may initially impact credit scores, especially for those with higher ratings, the long-term effects are positive. As debts get resolved and payments are made, credit scores begin to improve.The Role of Mortgage SolutionsAs a seasoned mortgage loan originator, I also emphasize the importance of exploring mortgage solutions in tandem with debt resolution strategies. Refinancing, for example, can provide the necessary funds to settle debts and potentially save money in the long run.Bottomline: Take Control of Your Financial FutureThe journey to financial freedom is challenging but achievable. I encourage you to watch the full video replay of our discussion for detailed insights and strategies. If you or someone you know is struggling with mortgage or debt issues, don't hesitate to reach out to us. Our team is dedicated to providing tailored solutions that address your unique financial needs.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial January 11, 2024

Navigating the maze of mortgage rates? Here's a snapshot of what's trending:Rates today remain steady, echoing yesterday's patterns.Watch out for the CPI inflation data tomorrow—it could sway rates.Wholesale inflation data today indicates rising prices.Majority sentiment: Rates are expected to hold steady or improve slightly in the near term.For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend?Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Sarah Perkins

Unveiling the Mysteries of Credit Scores and Financial Wisdom with Ron SiegelAre you navigating the complex world of credit scores and financial planning? Dive into the expert insights shared on Ron Siegel's Home and Finance Radio Show. Discover the truth behind credit reporting, the impact of financial decisions, and strategies for securing your financial future.Credit Scores: The Unseen Anchor of Your Financial ShipYour credit score is more than just a number; it's a reflection of your financial reliability. But did you know that credit reports are often riddled with inaccuracies? Ron Siegel, in his enlightening discussion with Sarah Perkins from Blue Water Credit, reveals a startling fact: even a score as high as 834 can have errors.Understanding Re-aging and Statute LimitationsSiegel and Perkins dive into the concept of 'reaging' – a critical factor affecting your credit score. Reaging occurs when the date of first delinquency on a debt is unlawfully changed, often leading to prolonged negative marks on your credit report. The duo emphasizes the importance of understanding the statute of limitations and how making even a small payment can reset this clock, inadvertently prolonging your financial woes.The Role of Debt in Credit ReportingThe conversation also sheds light on the murky practices of debt collectors and the legalities surrounding debt ownership and disputes. Perkins highlights a crucial point: disputing inaccuracies is paramount, but navigating these disputes requires expertise, especially when it involves complex issues like bankruptcy reporting.Empowering the Next Generation: Building Credit EarlyA key takeaway from the show is the importance of early financial education. Siegel discusses strategies for helping minors build a credit profile, such as adding them as authorized users on credit cards. This proactive approach can set them on a path to financial success from a young age.The Impact of Financial Decisions on Your Credit ScoreUnderstanding the implications of paying off loans and managing credit card debt is vital. Siegel emphasizes the fine balance between paying down debts and maintaining a healthy credit mix, crucial for optimizing credit scores.Bottomline: Take Control of Your Financial DestinyDon't let financial confusion hold you back. Watch the full video replay of Ron Siegel's radio show for in-depth insights and actionable advice. Take control of your financial future, and remember, for any mortgage needs or queries, Ron Siegel and his team are your go-to experts.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel Radio featuring Joelie Piccolini

Revolutionizing Real Estate: The Power of Revive and Market InsightsIn a dynamic real estate landscape, staying ahead requires innovative approaches and a deep understanding of market trends. My recent radio show highlighted two key aspects transforming today's market: the unique Revive program and the current state of real estate in areas like Orange County.Embracing Innovation: How Revive is Changing the GameRevive is a game-changer for homeowners looking to sell. This program empowers sellers by financing home improvements before the sale. The concept is simple yet powerful: Revive fronts the cost for refurbishments, enhancing the property's appeal and market value. As a result, sellers can maximize their returns without the upfront financial burden.The process involves a comprehensive assessment, ensuring only value-adding improvements are made. From essential kitchen upgrades to impactful front door enhancements, Revive targets changes that offer a real return on investment. This approach not only benefits sellers but also appeals to buyers seeking turnkey homes.Orange County Real Estate: A Snapshot of Today’s MarketThe current real estate scenario in Orange County is marked by low inventory and rising prices. With only about 1,171 single-family homes on the market, we're seeing a significant shift from the historical average of around 6,000. This scarcity is driving up prices, challenging buyers, and creating unique opportunities for sellers.Despite these conditions, some buyers remain hesitant, waiting for a potential drop in prices. However, historical data and economic principles of supply and demand suggest this wait might be in vain. Properties, especially in sought-after districts like Cypress with top schools, continue to fetch premium prices.Bottomline: Taking Action in Today's MarketWhether you're looking to sell your home and maximize profits or navigating the complexities of buying in a competitive market, understanding these dynamics is crucial. I invite you to watch the video replay of my show for a deeper dive into these topics.Remember, knowledge is power in real estate. If you're considering buying, selling, or simply exploring your options, don't hesitate to reach out. And if you know anyone in need of mortgage guidance or looking to enter the real estate market, my team and I are here to help.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial January 9, 2024

Navigating the maze of mortgage rates? Here's a snapshot of what's trending:Rates today remain steady, echoing yesterday's patterns.Watch out for the CPI inflation data tomorrow—it could sway rates.Wholesale inflation data today indicates rising prices.Majority sentiment: Rates are expected to hold steady or improve slightly in the near term.For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend?Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Jeff Clark

Navigating the Complexities of Today's Financial and Real Estate MarketsIn a world where the financial and real estate markets are constantly evolving, staying informed and ahead of the curve is crucial. On my latest radio show, we delved into these topics, offering insights that are invaluable for anyone looking to make informed decisions in today's dynamic environment.Understanding the Current Financial LandscapeThe financial markets are a complex web of interrelated factors, where a single event can have a ripple effect across the globe. In our latest episode, we dissected the current state of financial markets, including the Dow Jones, S&P, NASDAQ, and oil prices. Particularly noteworthy is the impact of geopolitical events in the Middle East on oil prices. This discussion is not just about numbers on a screen; it's about understanding the forces that shape our economy and how they affect your personal finances.Real Estate Trends: A Closer LookThe real estate market, always a topic of interest and concern, was another key focus of our show. We analyzed recent predictions by Chapman University about California housing, discussed median home prices, and the dynamics of inventory levels. For those contemplating buying or selling property, this segment offered a wealth of information, breaking down complex data into actionable insights.Empowering Veterans Through Financial EducationA significant portion of the show was dedicated to our veterans, with special guest Travis Winfield shedding light on the need for financial education among military personnel. We explored the intricacies of VA loans and debunked common misconceptions about them. This segment is particularly close to my heart, as it underscores our commitment to those who have served our nation, ensuring they have the knowledge and tools to make sound financial decisions.Engaging With Our ListenersAs always, the show is not just about disseminating information; it's about interaction and engagement. I encourage listeners with home or finance-related questions to reach out directly for personalized advice and support. This two-way communication is the cornerstone of our show, making it a valuable resource for our audience.Bottomline:The financial and real estate landscapes are constantly changing, and it's essential to stay informed and proactive. Whether you're a veteran looking to understand VA loans, a homeowner pondering the right time to sell, or simply someone interested in the economic forces at play, there's something in our show for you. Remember, knowledge is power, and in these markets, it's also the key to success. Reach out for guidance, and let's navigate these waters together.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial January 8, 2024

Navigating the maze of mortgage rates? Here's a snapshot of what's trending:Rates today remain steady, echoing yesterday's patterns.Watch out for the CPI inflation data tomorrow—it could sway rates.Wholesale inflation data today indicates rising prices.Majority sentiment: Rates are expected to hold steady or improve slightly in the near term.For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend?Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Your Back Page Mag Ad – FREE!

Hi Ron!Your marketing tips and social media content for next week are below – don't miss the "Oh No!" real estate video reel we made for you! (link below in the social media calendar) Let me know if there is absolutely anything I can do for you or your clients. With our extensive offering of traditional and non-traditional products, we're always happy to be your preferred lender or even look at clients that have been turned down by other lenders. Have a great week ahead! Did You Know? Our marketing team has created an entire HGTV style ecosystem with original content that people actually want to read! From DIY to design, home maintenance tips and recipes galore, Home By Geneva provides the content today's homeowners and home-dreamers are looking for ... ...and we co-brand it all with you for every borrower we close a transaction with! Additionally, we publish a quarterly Home By Geneva magazine that we will do a full page co-branded ad on the back for you so you can print a small quantity and drop off at locally-owned shops in your area! PREVIEW THE MAGAZINE - and let me know if you'd like your back page ad for the upcoming Winter edition! NOW OPEN: A private invitation-only online community with coaching, graphics, classes, recordings, guest experts and more.JOIN NOWTip of the WeekSTART YOUR OWN "ANGIE'S LIST"! Keep your own "Angie's List" of home and neighborhood professionals to refer to your clients. Plumbers, painters, landscapers, dog groomers, hair stylists, etc. Call every client 1 week after closing just to check-in on how they're doing. Near the end of the conversation mention that you make it part of your community commitment to know the best-of-the-best vendors and small business owners and to call you if they ever need a referral. DO NOT give them the whole list at one time. You want them to have to call you – become a part of their life. Check-in quarterly and remind them you're a resource. When your vendor pool starts to notice how many people you've referred – guess what they'll start doing? Referring back. PRO TIP: It's likely you don't have a vendor for every imaginable home or personal service – run a social media strategy where you ask your audience their favorites for the area. "Who's the best moving company you've worked with in the Phoenix area?" for example. Store all your recommendations on a spreadsheet so you have it handy when your clients need a referral.Social Media Planner MondayPost this motivational quote graphic to kick-off the week!DOWNLOAD TuesdayPost this real estate topic video – include some thoughts of your own and your contact info in written part of the post.DOWNLOAD WednesdayEngagement PostCAPTION: What actor would play you in a movie about your life?[People on social media can't resist giving their opinion. Getting them to engage on fun posts will help deliver your real estate posts to their timeline.] ThursdayPost this real estate video REEL we made for you!Don't know how to do reels? Watch these tutorials: instagram  Facebook DOWNLOAD FridayLocal EventsSpotlight local events happening over the upcoming weekend. Choose a stock photo to post and use written part of post to type out details for 4 or 5 events in your targeted market.[If you want to commit to being a source of info for a specific community, start a Facebook Group or instagram page and go all-in with contest, local business owner interviews, etc.] SaturdayFeatured Home PostGrab images from one of your listings (or one of your Broker's listings) and do a spotlight post on social media. Try making a reel with photos or video of the listing and share to the stories function of Facebook and instagram.Make sure you include what neighborhood the home is in and how to schedule a showing with you. If you're the type that likes to hop on video – play tour guide of the area and spotlight coffee shops, restaurants and other shops nearby. SundayReal Estate InfographicPost this infographic to your social platforms – make sure to include some thoughts of your own and your contact info in the written part of the post.DOWNLOAD For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel Radio featuring Chris Bissonnette

Navigating College Financial Aid in 2024: Key Changes and Strategies from Ron Siegel RadioIn a world where college education costs are skyrocketing, understanding the intricacies of financial aid can be a game-changer. On a recent episode of Ron Siegel Radio, we dove deep into the complexities of the Free Application for Federal Student Aid (FAFSA) with expert Chris Bissette. With changes in the FAFSA process and strategies for maximizing aid, this blog unpacks crucial insights for families facing college financing challenges.Understanding FAFSA Changes: What Families Need to KnowIn 2024, the FAFSA process underwent significant changes, impacting families across the nation. One of the most notable changes is the elimination of the discount for families with multiple children in college. This shift could mean a considerable increase in expected family contributions, especially for those with children in high-cost institutions.Another change targets small business owners. Previously, small businesses with fewer than 100 employees were not included in FAFSA calculations. However, the new guidelines now consider small businesses with zero employees, which could significantly impact many entrepreneurs' financial aid eligibility.Lastly, for divorced or separated parents, the criterion has shifted from the custodial parent (the one with whom the child lives 51% of the time) to the parent who provides the most financial support. This change could lead to significant adjustments in financial aid calculations.Strategies for Maximizing College AidDespite these challenges, there are effective strategies for maximizing college aid. The key lies in understanding how to accurately report assets and income on the FAFSA form. For instance, when reporting business or home equity value, it's essential to consider the fire sale value rather than the market value. This approach can lead to more favorable aid calculations.Appealing financial aid decisions is another powerful strategy. With many colleges possessing substantial endowments, there's often room for negotiation. In some cases, families have successfully increased their financial aid packages by tens of thousands of dollars through effective appeals.Bottomline: Take Action and Spread the WordThe landscape of college financial aid is complex but navigable with the right knowledge and strategies. If you're facing challenges with the FAFSA or need guidance on maximizing your college aid, don't hesitate to reach out. And remember, watching the full video replay of our discussion can provide even more insights.For those in your circle who might be grappling with mortgage needs or seeking financial advice, our team is here to help. Share this blog and encourage them to watch the video replay for valuable information.Navigating college financing is a journey, but with the right tools and guidance, it's one that can lead to a brighter educational future for your loved ones.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial January 5, 2024

Navigating the maze of mortgage rates? Here's a snapshot of what's trending:Rates today remain steady, echoing yesterday's patterns.Watch out for the CPI inflation data tomorrow—it could sway rates.Wholesale inflation data today indicates rising prices.Majority sentiment: Rates are expected to hold steady or improve slightly in the near term.For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend?Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial January 4, 2024

Navigating the maze of mortgage rates? Here's a snapshot of what's trending:Rates today remain steady, echoing yesterday's patterns.Watch out for the CPI inflation data tomorrow—it could sway rates.Wholesale inflation data today indicates rising prices.Majority sentiment: Rates are expected to hold steady or improve slightly in the near term.For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend?Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial January 3, 2024

Navigating the maze of mortgage rates? Here's a snapshot of what's trending:Rates today remain steady, echoing yesterday's patterns.Watch out for the CPI inflation data tomorrow—it could sway rates.Wholesale inflation data today indicates rising prices.Majority sentiment: Rates are expected to hold steady or improve slightly in the near term.For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend?Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial January 2, 2024

Navigating the maze of mortgage rates? Here's a snapshot of what's trending:Rates today remain steady, echoing yesterday's patterns.Watch out for the CPI inflation data tomorrow—it could sway rates.Wholesale inflation data today indicates rising prices.Majority sentiment: Rates are expected to hold steady or improve slightly in the near term.For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend?Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial December 27, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending:Rates today remain steady, echoing yesterday's patterns.Watch out for the CPI inflation data tomorrow—it could sway rates.Wholesale inflation data today indicates rising prices.Majority sentiment: Rates are expected to hold steady or improve slightly in the near term.For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend?Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

3 Things They Never Taught You About the VA Home Loan in Boot Camp

VA Home Loans: What They Didn't Teach You in Boot CampUnlocking the Benefits of VA Home Loans: Essential Insights for VeteransThe journey from military service to homeownership is filled with opportunities, particularly the VA home loan benefits. But, are you fully aware of what your VA home loan can do for you? Many veterans, unfortunately, miss out on key aspects of these loans, simply because they weren't covered in boot camp. Here's a closer look at three crucial things about VA home loans that you might not know.1. Reusing Your VA Home Loan Benefit: A Repeated AdvantageContrary to popular belief, VA home loans aren't a one-time benefit. Veterans can actually use their VA home loan multiple times throughout their lives. The catch? It's all about your remaining entitlement, which is detailed in your Certificate of Eligibility from the Department of Veterans Affairs. This entitlement indicates the amount the VA will guarantee on your loan. Keep in mind, if you're still paying off an existing VA loan, your remaining entitlement could be affected.2. Understanding VA Home Loan Funding FeesWhile VA home loans typically don't require a down payment, they do come with funding fees. These fees are determined by several factors, including your military service, down payment amount, and previous use of the VA loan benefit. Ranging from 0.5% to 3.6% of the loan amount, these fees offset the cost of managing VA loans. If you're a disabled veteran, you might be exempt from these fees. Make sure to verify your eligibility through your Certificate of Eligibility, or reach out to our team for assistance.3. The Unique VA Appraisal ProcessPurchasing a home with a VA loan? Prepare for a VA-specific appraisal. This process is more comprehensive than standard appraisals and includes recommendations for necessary repairs before loan approval. However, don't mistake it for a home inspection, which is a separate, more detailed evaluation. It's also crucial to remember that VA appraisers don't confirm compliance with local building codes – that's on you to verify.The Bottomline: Embrace Your VA Loan KnowledgeAs a veteran, you're entitled to a powerful tool in achieving homeownership: the VA home loan. But, to truly harness its benefits, it's essential to understand its intricacies. Need help navigating the VA home loan landscape? Don't hesitate to give us a call. And for more invaluable insights, visit rsrmoney.com. Here, you can monitor your credit, search for properties, plan your budget, and access many more resources. Remember, knowledge is power, especially when it comes to realizing your dream of homeownership.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Top 3 Things You Need to Know About Getting a VA Loan

Unlock the Benefits of VA Loans: Essential Guide for VeteransVA Loans: A Veteran's Path to HomeownershipBrought to you by creditsanitizer.com, where your credit report's accuracy is our priority. Correct your credit scores today and take control of your financial future.VA loans offer unparalleled opportunities for veterans, featuring low interest rates and no down payment requirements. Here’s a streamlined guide to what you need to know:Certificate of Eligibility: Your First StepSecure your Certificate of Eligibility to verify your VA loan eligibility. Obtain it online, by mail, or let us assist you at 800-306-1990.No Loan Limit: Greater Borrowing PowerAs of 2020, VA loans have no fixed loan limit, allowing more freedom in borrowing. Lender limits may apply, so consult with us for personalized assistance.The VA Funding Fee: Know Your CostsThe one-time VA funding fee supports the program's longevity. The amount varies, with exemptions for certain veterans. Include this in your financial planning.Bottomline: Embrace the VA Loan OpportunityMaximize your VA loan benefits. For expert advice, contact us at 800-306-1990 or visit rsrmoney.com. Our team is ready to help you navigate every step towards homeownership.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial December 22, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending:Rates today remain steady, echoing yesterday's patterns.Watch out for the CPI inflation data tomorrow—it could sway rates.Wholesale inflation data today indicates rising prices.Majority sentiment: Rates are expected to hold steady or improve slightly in the near term.For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend?Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial December 21, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending:Rates today remain steady, echoing yesterday's patterns.Watch out for the CPI inflation data tomorrow—it could sway rates.Wholesale inflation data today indicates rising prices.Majority sentiment: Rates are expected to hold steady or improve slightly in the near term.For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend?Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial December 20, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending:Rates today remain steady, echoing yesterday's patterns.Watch out for the CPI inflation data tomorrow—it could sway rates.Wholesale inflation data today indicates rising prices.Majority sentiment: Rates are expected to hold steady or improve slightly in the near term.For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend?Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial December 19, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending:Rates today remain steady, echoing yesterday's patterns.Watch out for the CPI inflation data tomorrow—it could sway rates.Wholesale inflation data today indicates rising prices.Majority sentiment: Rates are expected to hold steady or improve slightly in the near term.For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend?Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Travis Winfield

Navigating the Complexities of Today's Financial and Real Estate MarketsIn a world where the financial and real estate markets are constantly evolving, staying informed and ahead of the curve is crucial. On my latest radio show, we delved into these topics, offering insights that are invaluable for anyone looking to make informed decisions in today's dynamic environment.Understanding the Current Financial LandscapeThe financial markets are a complex web of interrelated factors, where a single event can have a ripple effect across the globe. In our latest episode, we dissected the current state of financial markets, including the Dow Jones, S&P, NASDAQ, and oil prices. Particularly noteworthy is the impact of geopolitical events in the Middle East on oil prices. This discussion is not just about numbers on a screen; it's about understanding the forces that shape our economy and how they affect your personal finances.Real Estate Trends: A Closer LookThe real estate market, always a topic of interest and concern, was another key focus of our show. We analyzed recent predictions by Chapman University about California housing, discussed median home prices, and the dynamics of inventory levels. For those contemplating buying or selling property, this segment offered a wealth of information, breaking down complex data into actionable insights.Empowering Veterans Through Financial EducationA significant portion of the show was dedicated to our veterans, with special guest Travis Winfield shedding light on the need for financial education among military personnel. We explored the intricacies of VA loans and debunked common misconceptions about them. This segment is particularly close to my heart, as it underscores our commitment to those who have served our nation, ensuring they have the knowledge and tools to make sound financial decisions.Engaging With Our ListenersAs always, the show is not just about disseminating information; it's about interaction and engagement. I encourage listeners with home or finance-related questions to reach out directly for personalized advice and support. This two-way communication is the cornerstone of our show, making it a valuable resource for our audience.Bottomline:The financial and real estate landscapes are constantly changing, and it's essential to stay informed and proactive. Whether you're a veteran looking to understand VA loans, a homeowner pondering the right time to sell, or simply someone interested in the economic forces at play, there's something in our show for you. Remember, knowledge is power, and in these markets, it's also the key to success. Reach out for guidance, and let's navigate these waters together.For more insights and personalized advice, don't hesitate to contact me directly or visit ronsiegelradio.com. Let's turn knowledge into action.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial December 18, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending:Rates today remain steady, echoing yesterday's patterns.Watch out for the CPI inflation data tomorrow—it could sway rates.Wholesale inflation data today indicates rising prices.Majority sentiment: Rates are expected to hold steady or improve slightly in the near term.For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend?Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel Radio featuring Holly McDonald

Navigating Today's Real Estate Market: Insights from My Conversation with Holly McDonaldThe Ever-Evolving Landscape of Real EstateIn a recent episode of the Ron Siegel Home and Finance Radio Show, I had the pleasure of hosting Holly McDonald from Compass, a renowned expert in the real estate field. Our discussion delved into the current state of the real estate market, revealing critical insights for anyone looking to buy or sell in today's environment.Understanding Buyer Preferences and Market DynamicsOne of the most striking changes we discussed is the shift in buyer preferences. Today's buyers are increasingly leaning towards turnkey properties. This trend poses both challenges and opportunities for sellers and underscores the importance of understanding market dynamics. Holly and I explored the reasons behind this shift and how it's shaping the way properties are being bought and sold.The Role of Mortgage Rates in Decision MakingAnother key topic we covered was the impact of mortgage rates on homebuying decisions. With the financial markets in flux, buyers are understandably cautious. Holly shared her insights on how rising mortgage rates are influencing buyer behavior and the overall real estate landscape.Strategies for Home Sellers in a Sensitive MarketFor home sellers, the current market demands a strategic approach. We discussed the criticality of pricing homes correctly to attract serious buyers. In a market where every dollar counts, getting the price right can be the difference between a swift sale and a prolonged listing.Leveraging Real Estate Agents for Optimal ResultsThe value of professional real estate guidance cannot be overstated. Holly highlighted the advantages of leveraging agent networks, especially for access to off-market properties. This insight is invaluable for both buyers and sellers in navigating the complex real estate terrain.Bottomline: Seek Expert Guidance for Your Real Estate JourneyWhether you're a first-time homebuyer or a seasoned investor, the current real estate market offers unique challenges and opportunities. As your trusted advisor, I'm here to guide you through every step of your real estate journey. If you're considering buying or selling, or simply need advice on navigating the market, don't hesitate to reach out. Let's work together to achieve your real estate goals.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SUBSCRIBE:✅ Subscribe to my YouTube channel: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬LET'S CONNECT:Let's connect to discuss your home-buying strategy:→ Send me a text (800) 306-1990→ Shoot me an email: Ron@RonSiegelRadio.com→ Visit my website: http://www.RonSiegelRadio.com→ Book a free call with me: Book Now→ Connect with me: linktr.ee/RonSiegel▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬RELATED VIDEOS:► Check out my LATEST VIDEO that I just published!   • Uploads from Ron Siegel  ► CHECK OUT THE LATEST REAL TIME REAL ESTATE:   • REAL TIME REAL ESTATE► CHECK OUT THE LATEST MORTGAGE MINUTE:   • MORTGAGE MINUTE ► CHECK OUT THE LATEST YOUR CREDIT MATTERS:   • YOUR CREDIT MATTERS ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬OUR PROCESS:We can help you save thousands on your next home without spending a ton of time! My team and I will customize your home financing strategy so you can quickly and efficiently get the home you are looking for at the right price. Here’s how our two-step process works:First, we get you pre-approved so you know your options and what your buying power is. Next, we get you aligned with one of our top real estate partners who will help you negotiate the best deal on your home.Whether you are a first time home buyer or looking to invest in your next rental property, we have helped over thousands of clients save thousands of dollars without spending a ton of time on the home-buying process. Ready to get started? Let's discuss your options.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬SOCIAL:→ Follow me on Instagram: https://instagram.com/ronsiegel→ Friend me on Facebook: https://facebook.com/ronsiegelradio→ Subscribe to me on YouTube: RonSiegel1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬TOOLS:→ Get my FREE Homebuyers Guide: RSRHBG.COM→ Track your home value: RSRHomeScout.COM→ Get the latest market data for your city: RSRLISTANA.COM▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ABOUT ME:My name is Ron Siegel, Radio Host and Branch Manager at Geneva Financial. And I'm dedicated to helping homebuyers like you get pre-approved on your mortgages across America. Whether you're purchasing, refinancing, downsizing, buying a rental, or even your first mortgage, we got you covered. Specifically, I'm licensed in these states: California, Idaho, and Texas. Our Company is licensed in 48 States. For more licensing information, please visit https://www.genevafi.com/disclosures-...The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative. Geneva Financial LLC. All rights reserved. NMLS ID# 42056 (http://nmlsconsumeraccess.org). Equal Housing Opportunity. This information is not intended to be an indication of loan qualification, loan approval, commitment to lend, or offer to enter into an agreement. Loans are subject to credit and property approval. Not all customers will qualify. Information, rates, terms, and availability of programs are subject to change without notice. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. VA loans subject to VA eligibility. Other restrictions and limitations apply.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬HASHTAGS: #RonSiegelRadio #GenevaFinancial

Ron Siegel Radio featuring Holly McDonald

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial December 15, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: Rates today remain steady, echoing yesterday's patterns. Watch out for the CPI inflation data tomorrow—it could sway rates. Wholesale inflation data today indicates rising prices. Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial December 14, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: Rates today remain steady, echoing yesterday's patterns. Watch out for the CPI inflation data tomorrow—it could sway rates. Wholesale inflation data today indicates rising prices. Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial December 13, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial December 12, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial December 11, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial December 8, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial December 7, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial December 6, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial December 5, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial December 4, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial December 1, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial November 30, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial November 29, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial November 28, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial November 27, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial November 22, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial November 21, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial November 20, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial November 17, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial November 16, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial November 16, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

A Sophisticated Loan Program for Savvy Borrowers – Home Select by Geneva

Hello... What is a Home Select Loan? It is a mortgage that works like a checking account, a revolutionary alternative to the traditional mortgage that allows funds deposited in the checking account to “Offset” the balance of your home loan, significantly reducing the amount of interest accruing daily. It is a first lien position, 30-year open-ended mortgage (HELOC) tied with an embedded transactional sweep-checking account. • No balloon payment or pre-payment penalty • Provides 30 years of draw access to equity money • Allows for loans to $2 Million without geo-limits • Can be used for purchases and refinances • Applies to primary, second and investment properties • Single-family as well as multi-family homes What are the benefits of Home Select? It comes with banking access features including online bill-pay management, direct payroll deposit, ACH transferring, ATM-VISA POS cards, personal checks, digital money transferring (wire), automatic bill-pay, mobile check imaging-deposits, all the features of a traditional checking account. This provides borrowers the flexibility to use their income dollars to drastically reduce their mortgage interest costs, without requiring them to change their budget or lifestyle. What are the guidelines for Home Select? Requirements: • 700 min FICO: Primary and Second Home • 720 min FICO: Investment Property • 90% max LTV 2: Primary Home, Purchase or R/T Refi • 75% max LTV 2: Investment Property, Purchase or R/T Refi • 43% max DTI: Requires up to 15% of LOC in reserves • Applicants must possess strong positive cash-flow Rate Options: • 5-year fixed • 3-year fixed • 1-month adjustable • Uses the 1-year CMT index (Maximum rate cap applies) • Rates are competitive to conventional mortgages The HomeSelect Program is a unique Home Loan where you pay the principle before interest. If you look at a 30-year fixed-rate mortgage amortization table, you will see it takes about 20 years to pay off half the 30-year loan. With the Home Select, we frequently see the entire loan paid off in 10-12 years. These are NOT offers to lend, just samples to understand the program. If you would like a custom scenario, we simply need: ---Your existing mortgage statement and income profile or ---Purchase price, anticipated down payment and income profile We can replay with a custom scenario.

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial November 14, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial November 10, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial November 9, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial November 8, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial November 7, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial November 6, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial November 3, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial November 2, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial November 1, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial October 31, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial October 30, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Perfect Offer – Save$ Money w Smart Strategies to Monthly Payments – Mark Parnell

Hello, Have you had trouble getting offers approved on the Home You recently found? Have you had sticker shock when you heard what is happening in the current interest rate environment? STRATEGY BEATS RATE, ALWAYS!!!! Today, we present an Advanced Technique and Strategy to write the winning offer on the home of your dreams, with lower payments/interest rates and save you money over time. We will also present the two biggest concerns we hear when we present the strategy. Once you watch the video, you will have the opportunity to view/download the graphics we present in case they are too small to see in the video. You can find them either below or to the right, depending on your device. If you would like us to create a custom analysis for you, just reach out and we will help you, too.

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial October 27, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial October 26, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial October 25, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial October 24, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial October 23, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial October 20, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial October 19, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial October 18, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial October 16, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial October 13, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial October 12, 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial October 11 2023

Navigating the maze of mortgage rates? Here's a snapshot of what's trending: ~Rates today remain steady, echoing yesterday's patterns. ~Watch out for the CPI inflation data tomorrow—it could sway rates. ~Wholesale inflation data today indicates rising prices. ~Majority sentiment: Rates are expected to hold steady or improve slightly in the near term. For a deeper dive, check out the entire report. Stay informed and make the best decisions for your home finance journey! #MortgageTrends #RateUpdate #HomeFinance #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial October 10 2023

Staying Ahead in Today's Mortgage Climate ~Unexpected surge: September saw a massive 336,000 new jobs, double the forecasted 170,000. ~Mortgage rates affected: Rate sheets are taking a hit, prompting reconsideration for those looking to lock in rates today. ~Bright horizon: Despite current fluctuations, potential for stabilization in bond yields and slight adjustments in mortgage rates can be anticipated. ~Fed's move: Strong job market hints the Federal Reserve may not be lowering interest rates soon. To get the full scoop on how this impacts your home financing decisions, dive into the complete report. Stay informed and make wise choices! #MortgageRates #JobDataSurprise #HomeFinanceUpdate #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial October 6 2023

Staying Ahead in Today's Mortgage Climate ~Unexpected surge: September saw a massive 336,000 new jobs, double the forecasted 170,000. ~Mortgage rates affected: Rate sheets are taking a hit, prompting reconsideration for those looking to lock in rates today. ~Bright horizon: Despite current fluctuations, potential for stabilization in bond yields and slight adjustments in mortgage rates can be anticipated. ~Fed's move: Strong job market hints the Federal Reserve may not be lowering interest rates soon. To get the full scoop on how this impacts your home financing decisions, dive into the complete report. Stay informed and make wise choices! #MortgageRates #JobDataSurprise #HomeFinanceUpdate #RonSiegelRadio Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

What Builders Do to Maintain Home Values that ReSale Agents Don’t

Hello, The above video is a segment we did on radio to discuss what Builders do to Maintain Home Values. Builders NEED to maintain value to protect the project, however nationally, 37.5% of Current Listings (nationally) have executed a Price Reduction. We discuss what the builders do to help the Consumer with what is most important to him/her.**************************************************** We have included: -Over View Video from Radio Program -Total Cost Analysis Showing the List Price, The Effect of a Price Reduction on Affordability. We then look at what a builder would do by holding the price and using a Concession to lower the rate which lowers the payment and helps affordability. Finally, we look at how large a price drop would be required to have the same payment effect. STRATEGY BEATS RATE, ALWAYS!!!!

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial October 5 2023

If you're eyeing a new home or considering a refinance, you'll want to know the latest in mortgage rates. Spoiler alert: they're on the rise. Here's a quick rundown: Rates are Climbing: Expect a base rate around 7.5%, possibly hitting 7.75% by week's end. Fed Isn't Helping: Don't count on a rate cut from the Federal Reserve anytime soon. Government Shutdown?: Unlike before, a shutdown likely won't lower mortgage rates this time. For the full lowdown, don't miss out on reading the complete report. Stay savvy, my friends! #MortgageRates #HomeBuying #FederalReserve #RateLock Hope this helps you navigate these choppy waters. Until next time! Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial October 4 2023

If you're eyeing a new home or considering a refinance, you'll want to know the latest in mortgage rates. Spoiler alert: they're on the rise. Here's a quick rundown: Rates are Climbing: Expect a base rate around 7.5%, possibly hitting 7.75% by week's end. Fed Isn't Helping: Don't count on a rate cut from the Federal Reserve anytime soon. Government Shutdown?: Unlike before, a shutdown likely won't lower mortgage rates this time. For the full lowdown, don't miss out on reading the complete report. Stay savvy, my friends! #MortgageRates #HomeBuying #FederalReserve #RateLock Hope this helps you navigate these choppy waters. Until next time! Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial October 3 2023

If you're eyeing a new home or considering a refinance, you'll want to know the latest in mortgage rates. Spoiler alert: they're on the rise. Here's a quick rundown: Rates are Climbing: Expect a base rate around 7.5%, possibly hitting 7.75% by week's end. Fed Isn't Helping: Don't count on a rate cut from the Federal Reserve anytime soon. Government Shutdown?: Unlike before, a shutdown likely won't lower mortgage rates this time. For the full lowdown, don't miss out on reading the complete report. Stay savvy, my friends! #MortgageRates #HomeBuying #FederalReserve #RateLock Hope this helps you navigate these choppy waters. Until next time! Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial October 2 2023

If you're eyeing a new home or considering a refinance, you'll want to know the latest in mortgage rates. Spoiler alert: they're on the rise. Here's a quick rundown: Rates are Climbing: Expect a base rate around 7.5%, possibly hitting 7.75% by week's end. Fed Isn't Helping: Don't count on a rate cut from the Federal Reserve anytime soon. Government Shutdown?: Unlike before, a shutdown likely won't lower mortgage rates this time. For the full lowdown, don't miss out on reading the complete report. Stay savvy, my friends! #MortgageRates #HomeBuying #FederalReserve #RateLock Hope this helps you navigate these choppy waters. Until next time! Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial September 28 2023

If you're eyeing a new home or considering a refinance, you'll want to know the latest in mortgage rates. Spoiler alert: they're on the rise. Here's a quick rundown: Rates are Climbing: Expect a base rate around 7.5%, possibly hitting 7.75% by week's end. Fed Isn't Helping: Don't count on a rate cut from the Federal Reserve anytime soon. Government Shutdown?: Unlike before, a shutdown likely won't lower mortgage rates this time. For the full lowdown, don't miss out on reading the complete report. Stay savvy, my friends! #MortgageRates #HomeBuying #FederalReserve #RateLock Hope this helps you navigate these choppy waters. Until next time! Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Perfect Offer – Save$ Money w Smart Strategies to Monthly Payments

Hello, Have you had trouble getting offers approved on the Home You recently found? Have you had sticker shock when you heard what is happening in the current interest rate environment? STRATEGY BEATS RATE, ALWAYS!!!! Today, we present an Advanced Technique and Strategy to write the winning offer on the home of your dreams, with lower payments/interest rates and save you money over time. We will also present the two biggest concerns we hear when we present the strategy. Once you watch the video, you will have the opportunity to view/download the graphics we present in case they are too small to see in the video. You can find them either below or to the right, depending on your device. If you would like us to create a custom analysis for you, just reach out and we will help you, too.

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial September 27 2023

If you're eyeing a new home or considering a refinance, you'll want to know the latest in mortgage rates. Spoiler alert: they're on the rise. Here's a quick rundown: Rates are Climbing: Expect a base rate around 7.5%, possibly hitting 7.75% by week's end. Fed Isn't Helping: Don't count on a rate cut from the Federal Reserve anytime soon. Government Shutdown?: Unlike before, a shutdown likely won't lower mortgage rates this time. For the full lowdown, don't miss out on reading the complete report. Stay savvy, my friends! #MortgageRates #HomeBuying #FederalReserve #RateLock Hope this helps you navigate these choppy waters. Until next time! Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial September 26 2023

If you're eyeing a new home or considering a refinance, you'll want to know the latest in mortgage rates. Spoiler alert: they're on the rise. Here's a quick rundown: Rates are Climbing: Expect a base rate around 7.5%, possibly hitting 7.75% by week's end. Fed Isn't Helping: Don't count on a rate cut from the Federal Reserve anytime soon. Government Shutdown?: Unlike before, a shutdown likely won't lower mortgage rates this time. For the full lowdown, don't miss out on reading the complete report. Stay savvy, my friends! #MortgageRates #HomeBuying #FederalReserve #RateLock Hope this helps you navigate these choppy waters. Until next time! Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial September 22 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial September 21 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial September 20 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial September 18 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial September 14 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial September 13 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial September 12 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial September 11 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial September 8 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial September 7 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial September 6 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial September 5 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial September 1 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial August 31 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial August 30 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial August 29 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial August 24 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial August 23 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial August 22 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial August 21 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial August 18 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial August 17 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial August 16 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial August 15 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial August 14 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial August 11 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial August 10 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial August 9 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial August 8 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial August 7 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial August 4 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial August 2 2023

Navigating the world of mortgages can seem complex, but it doesn't have to be. Here's a brief snapshot of the current market: • Mortgage rates are on an upward trajectory, meaning locking in your rate sooner might be a smart move. • The Federal Reserve's future actions could impact rates significantly, with new data being a potential game-changer. • Your loan's closing timeline plays a crucial role: under 15 days, consider locking your rate; 15-30 days, it's advisable to lock; over 30 days, lock in if you can given the current uncertainties. Understanding these nuances is key to making informed decisions. For a more comprehensive exploration, I invite you to visit the full report. It's a worthwhile read, I promise you. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial August 1 2023

Let me give you a quick run-down of today's mortgage market status: -The cost of home buying has notably risen since yesterday, with moderate chances of more changes today. -Mortgage rates could increase unless we see a downturn in the jobs data by Friday. -Immediate closings? Stay cautiously optimistic but consider locking in your rate. -15-30 day closings? Cautious optimism again, but keep an eye on jobs and CPI data. -For loans closing in 30+ days, floating your rate could be beneficial as we watch the data trends. The housing mortgage market is always on the move. To get a full understanding of what's going on, take a look at our detailed report. Stay informed and make the best decisions for your financial future! Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial July 31 2023

Navigating the mortgage market can be complex. Let's break it down into a few key points: -Today's mortgage rates remain similar to Friday's, with some possibility of minor improvement. -Rates are influenced by many factors, with potential increases on the horizon from the Fed. -Depending on your loan closing date, "floating" cautiously might be the right strategy. These are just the headlines. For a deeper dive into today's market landscape and how it might impact your mortgage decisions, I urge you to read the full report. Remember, knowledge is power in the world of home finance. As always, I'm here to help guide you on this journey. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial July 28 2023

As your financial compass, let me simplify the latest mortgage market updates: -Despite a recent hit, we still expect a potential rate increase by year-end. -Current conventional/conventional rates remain between 6.75 and 7.25, barring any major market changes. -Future rates hinge on upcoming job data and inflation trends. For a deeper dive into these market movements and how they could impact you, I invite you to read the full report. As always, I'm here to help you navigate the financial waves. Your financial journey, your choice! Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial July 27 2023

Embark on today's financial journey with me, Ron Siegel, as we navigate through the ebbs and flows of the mortgage market: • Today's mortgage rates are showing a slight improvement. Watch out for changes, as our economy's strength may cause rates to climb in the coming weeks. • The Fed's recent actions and the non-committal stance of Fed Chair, Jerome Powell, led to a minor enhancement in rates. • For loans closing soon or in the near future, cautiously floating is advised. Be proactive and lock in rates if favorable pricing presents itself. To delve deeper into these points and understand the broader picture, I invite you to visit the full report. Knowledge is power, let's empower you with the right information for your mortgage decisions. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial July 26 2023

Navigating the maze of mortgage rates can be daunting, especially when the market's as volatile as it is today. Here's a snapshot to simplify what's happening: -Today's mortgage rates might improve compared to yesterday, dependent on early bond trends. Fasten your seat belts for a roller coaster afternoon! -The Federal Reserve meeting could lead to a 25 basis point rate hike announcement, and Jerome Powell's press conference often stirs the bond market. -Rates could go up if the sentiment for more than one hike strengthens or go down if the data suggests slowing inflation. -Planning is key. Be ready to lock in a rate, based on the market's reactions to today's events. For a deeper dive into today's mortgage market landscape, check out the full report. Stay informed, stay ahead! Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial July 25 2023

Welcome to your daily mortgage market update! Today, we've got some critical points you need to know: -Slight dip expected in rate sheets due to early losses in the bond market. -Major changes forecasted tomorrow after the Fed meeting; keeping our loan options open is wise. -Fed's policy about future rate hikes will significantly influence the mortgage landscape. -Depending on the loan closing date, floating might be the best strategy right now. There's a lot more to the story, so I strongly recommend you take a closer look at the entire report for a more comprehensive understanding of today's mortgage market scenario. Remember, knowledge is power when it comes to your home finance. Stay informed, stay ahead. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial July 24 2023

Looking to understand the current mortgage trends in simple terms? Here's a snapshot: -Mortgage rates are likely to remain stable until the upcoming Federal Reserve meeting this week. -Depending on the outcome of the meeting, we might see rates slightly improve or increase to previous highs. -If you're closing a loan soon, the recommendation is to wait unless you're risk-averse or your loan could face issues with a rate increase. This is just a brief overview, dive into the full report for a more detailed look at what's happening in the world of mortgages and how it might impact you. Remember, knowledge is power when it comes to making the best decision for your home finance needs. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial July 21 2023

Today, we've got some interesting updates on mortgage rates that could be good news for homebuyers and homeowners alike: - Today's mortgage rate sheets are looking favorable, making it a good day for potential deals. - The upcoming Federal Reserve meeting could further improve mortgage rates. - Those closing loans within the next 15 days might consider "floating" (waiting to lock in a rate), unless highly risk-averse. - For those closing loans beyond 15 days, the advice is to wait as rates might improve further. These insights are just the tip of the iceberg! For a comprehensive look at today's housing mortgage data, and advice tailored to your situation, do check out the full report on our website. Navigating the world of home financing can be complex, but I'm here to help guide you through. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial July 20 2023

Hey there! It's Ron Siegel with a quick snapshot of today's mortgage market trends. -Bonds took a slight hit today, affecting rate sheets, but no need for alarm - we may see improvement soon. -The Federal Reserve meeting next week could influence future rates, so let's keep an eye on it. -If your loan is closing in less than 15 days, it's best to wait a bit before locking anything in. -For loans closing in 15-30 days or more, consider "floating" - there's no immediate rush to lock in. Want to dig deeper? For a detailed look at these trends, and advice on how to navigate them, check out the full report on my website. Let's conquer this mortgage market together! Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial July 19 2023

Navigating the mortgage world doesn't need to be intimidating! Here are key takeaways from today's housing market analysis: -Today's mortgage rates are quite similar to yesterday's. No major worries on the horizon! -Upcoming Federal Reserve meeting could impact rates, but already factored into the market. -Suggestion for loans closing in less than 15 days, 15-30 days, and 30+ days: Consider floating your rate. -Recent signs suggest rate hikes may slow, potentially leading to more favorable mortgage rates. For a full breakdown of what these points mean for you, I encourage you to check out my detailed report. As always, I'm here to help you understand and make the best decision for your home financing needs. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Your Ultimate Guide to Student Loan Management

Hi, It's Ron Siegel again. As you're preparing to buy a home and figuring out your financial plans, you might wonder, "Should I pay off my student loans faster, or should I pay less each month?" Good question! Let's dig into this. Conventional wisdom often tells us to pay off loans quickly, but that's only sometimes the best choice for everyone. Are there times when it's better to pay less? Absolutely! Here are a couple of essential factors to think about when deciding if you should pay less or pay more quickly: ⚡️Your employer: If you work for a public services organization like a school, university, nonprofit hospital, city, state, or county government, or any other kind of charitable nonprofit, then you could be eligible for Public Service Loan Forgiveness (PSLF). This means you can pay less based on your employment rather than your income. ⚡️Your income: If you earn less than 1.5 times your total student loan debt each year, you might also be an excellent candidate to pay less. For example, this could be if you earn $30,000 a year and owe $45,000 in student loans or if you earn $200,000 and owe $350,000. Even if you work in the private sector, you can still qualify for an income-driven repayment plan based on your debt-to-income ratio. But remember, private-sector loan forgiveness programs are less generous than public-sector ones. You might be making payments for a more extended period and face a "tax bomb" or taxation on the amount forgiven. If you work in the public sector, your student loan debt can be forgiven after 120 on-time qualifying payments, and it's not taxed. Plus, you don't have to make those payments consecutively. So if you leave the public sector and then return, you can pick up where you left off. ⚡️Some critical things for you to think about: Could you keep track of your qualifying payments? You can do this by looking at your student loan data file, or LoanSense can tell you this on your "My Loans" dashboard. Know when you need to file your annual paperwork. This is called your "IDR Anniversary date." Could you make sure to file ahead of this date each year to avoid an increase in your payment? Understand which paperwork you need to file each year. If you're trying to qualify for PSLF, you must file two annual forms - your employer verification form and your IDR renewal paperwork. Know which plan will save you the most money - REPAYE, PAYE, IBR, or ICR. If you're married, determine how filing your taxes will impact student loan payments. Can you file separately and save more money? Paying faster is the right choice if you're in the private sector, have a stable income, and owe less in student loans than you earn in a year. For instance, paying off your loans quickly is a good strategy0,000 a year, and you owe $80,000 in student loans, primarily if you work in the private sector, you earn $10. ⚡️Some questions for you to consider: Can you make larger monthly payments to pay off your loans faster? If you want to pay your loan off quicker, have a stable job, and are close to cutting your payoff timeline to 5 years, have you considered refinancing your loan? Remember, understanding your options is the key to making the best financial decisions. If you have any other questions, feel free to let me know.

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial July 18 2023

Hello folks, here is a quick snapshot of what's happening in the mortgage world: -Today's mortgage rates are looking better than yesterday, making it a good time to consider a loan. -The Federal Reserve is having a big meeting next week, which could impact rates. -Inflation data came in better than expected, which is good news for rates. -Depending on when you're closing your loan, you might want to wait before locking in a rate. For a more detailed breakdown, I invite you to check out the full report. It's packed with insights to help you navigate your home finance journey. Stay informed, stay empowered! Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial July 17 2023

Keeping up with the latest news in home loans can seem complex, but I'm here to make it simple for you. Here are some key points to keep in mind: -Current loan rates have risen slightly from last week's all-time lows. -The future outlook for loan rates looks brighter due to recent positive inflation data. -If your loan is closing soon or in the next month, it might be best to "float" your rate instead of locking it in. Remember, these are just the highlights. For a more detailed breakdown that can help guide your home loan decisions, I invite you to read the full report. Together, let's make informed financial choices! Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial July 14 2023

This week in the world of mortgages has been eventful! Let's break it down: -Mortgage rates dipped, returning to levels last seen on June 20th. A favorable week for anyone eyeing a new home! -The Federal Reserve plans to raise rates, but the financial market is skeptical. This could mean changes in the future. -If you're closing your loan soon, 'floating' your loan might be the best strategy. Don't worry, I'm here to guide you through it! Curious to know more? Read my full report on the twists and turns of this week's mortgage market. It's an exciting journey, and I'm here to help you navigate every step of the way. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial July 13 2023

Hello folks, Ron Siegel here! We've seen some interesting shifts in the mortgage market recently. Let's get you up to speed: -Today's mortgage rates continue to improve, offering a better scenario for borrowers compared to last week. -The Federal Reserve is managing to keep inflation in check without pushing the economy into a recession. -Rates might drop slightly, but a significant decrease isn't expected unless a recession hits. -Depending on when you plan to close your loan, your strategy might differ - from locking your rate in now to waiting for further improvements. This is just a snapshot of the larger picture. I encourage you to check out the complete report for a more comprehensive understanding and guidance on navigating this dynamic landscape. Let's keep you informed because knowledge is power! Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Your 3% Mortgage Is Killing You… Want a Bigger House with Less Debt?

In this Video we will discuss Converting your 3% Mortgage into a 6.75% rate, buying a larger house and pay off all debt and only increase your total household payment by a couple hundred dollars.

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial July 12 2023

Great news for those eyeing the housing market! Here's a quick snapshot of today's mortgage landscape: -Today's mortgage rates are better than yesterday, thanks to positive reactions from bonds to recent inflation data. -The market doesn't expect a second rate increase from the Fed, but if sentiment shifts, rates could rise again. -The latest inflation data shows the lowest core inflation since 2021, a potential turning point that's causing a rally in bonds. -For your home loan, you can cautiously float, but consider locking in your rate if bonds start to lose their gains. For a more detailed understanding, I encourage you to visit the full report. It's always a good idea to stay informed about these changes as they can significantly impact your home financing decisions. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial July 11 2023

In Today's Mortgage Update: -Mortgage rates today could be more favorable than yesterday morning's offers, yet close to any improved rates you might've noticed later in the day. -Big happenings tomorrow could shake things up: We're awaiting the release of the Consumer Price Index inflation data and observing the 10-year Treasury bond auction and Federal Reserve's Beige Book report. -The market's slow response to a likely second Federal Reserve rate hike this year means we might see a sudden surge in mortgage rates. -It might be wise to lock your rate now, given the uncertainty. However, risk-takers might benefit if rates do indeed improve. This is just a quick snapshot. For a deeper dive into what these developments could mean for your mortgage, I encourage you to read the full report. Remember, knowledge is power when it comes to home finance! For a more detailed breakdown, I invite you to read the full report. It's important to stay informed, and I'm here to help you every step of the way. Let's secure your future home together! Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial July 10 2023

Navigating the world of mortgage rates can be tricky, but I'm here to simplify it for you. Here's a quick snapshot: -Mortgage rates have improved slightly, but don't expect big changes today. -The Federal Reserve's decisions and upcoming inflation report could influence rates. -It might be a good idea to lock in your mortgage rate now to secure a good deal. For a more detailed breakdown, I invite you to read the full report. It's important to stay informed, and I'm here to help you every step of the way. Let's secure your future home together!Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Surviving the End of Student Loan Forbearance: Essential Tips for Homeowners

Hi Ron Siegel here andI'm here to alert you about the imminent resumption of federal student loan payments in October 2023. This significant change might affect your family budget, especially if you're a homeowner. Here's what you need to know: -Student loan payments were paused during the pandemic. This pause ends on August 29, 2023. -This new expense might affect your financial stability. Be proactive and prepare now. -There are ways to navigate this - from adjusting payments to qualifying for loan forgiveness programs. -Watch out for companies attempting to consolidate your federal loan into a private one, potentially losing you federal protections. -I've written an in-depth article on this topic. Please read it and contact me for personalized advice. Your family's financial health and well-being is our shared goal. Let's tackle this change together.

Can President Biden’s New student loan plan SAVE borrowers?

Hi, It's Ron Siegel again. We want to share a lot of information regarding the Biden Administration's new plan that was rolled out after the Supreme Court turned down loan forgiveness, called the "SAVE" plan, or the Saving on Valuable Education plan. Here's a summary of some key points you shared: 1. Supreme Court Decision: The Supreme Court rejected the authority of the Biden Administration to give blanket forgiveness of student loans, of around $10,000 to $20,000. The administration is now considering other options, including refiling for forgiveness using the Higher Education Act instead of the Heroes Act. 2. Biden's SAVE Plan: In response to the court's decision, the Department of Education rolled out an email detailing the SAVE repayment plan. This plan aims to reduce loan repayments for those earning under $32,800 to $0 and reduce repayments for a family of four earning up to $67,500. 3. Discretionary Income Increase: The plan increases the discretionary income used in calculating the borrower's repayment. The threshold has increased from 150% of the poverty line to 225%, which allows borrowers to earn more before having to start repaying their student loans. 4. Interest Reduction: The SAVE plan will eliminate 100% of interest for both subsidized and unsubsidized loans after a scheduled payment is made under the plan. 5. Spousal Income Exclusion: The SAVE plan will exclude spousal income for borrowers who are married but file their taxes separately. 6. Implementation Time: The SAVE plan will come into effect in July 2024, and its details will be clarified before then. 7. Streamlining: The plan also includes other updates to streamline the process, such as ending interest capitalization when borrowers leave income-driven repayment (IDR) plans, automatic IDR recertification, and the option for catch-up payments to gain credit for periods of deferment or forbearance. However, there are still questions and concerns regarding some aspects of the plan, like the moving target timeline for repayment based on how much one has borrowed, the implementation of secure access to tax information, and more. It's important for student loan borrowers to stay informed about these developments, as they can have a significant impact on their repayment strategies and financial planning. If you have any further questions or need more clarity, feel free to ask. Remember, understanding your options is the key to making the best financial decisions. If you have any other questions, feel free to let me know.

Ron Siegel’s Mortgage Market Update brought to you by Geneva Financial July 7 2023

Navigating the world of home financing can seem like a maze, but I'm here to make it simpler for you. • Today's mortgage rates haven't improved much from yesterday due to fluctuations in the bond market. • The current volatility suggests it's best to lock in your loan rate if you can, rather than waiting for lower rates. • Recent job reports, despite showing some weakness, keep the door open for potential interest rate hikes by the Federal Reserve. Want to understand more about how these factors can influence your mortgage? Visit the full report to get the complete picture. Remember, making informed decisions can make your home financing journey much smoother. Get this report from a friend? Subscribe and receive it daily ABSOLUTELY FREE at http://www.RSRMarketMinute.com

Ron Siegel’s Mortgage Minute brought to you by Geneva Financial July 6 2023

Here's the latest on home loan rates: -Rates are set to rise due to a booming labor market. -This surge in employment may lead the Federal Reserve to increase interest rates further, directly affecting home loan rates. -No signs of a near-term slowdown means this trend could continue. Get the full scoop in the detailed report. Staying informed can help protect your financial future.

Ron Siegel’s Mortgage Minute brought to you by Geneva Financial July 5 2023

Understanding the complexities of home financing can be challenging. Here are the key takeaways from the recent mortgage market report: -Mortgage rates have been increasing and are likely to continue this trend. -Predictions of lower rates and a recession have proven to be incorrect. -The Federal Reserve may raise interest rates further, potentially increasing mortgage costs. -Securing a mortgage rate now may be advisable, given potential future increases. For a more comprehensive understanding, we strongly recommend you read the full report. It breaks down these points and more, giving you a clear picture of the current state of the home financing landscape.

Ron Siegel’s Mortgage Minute brought to you by Geneva Financial July 3 2023

Welcome to our simplified guide on the home loan market. -Home loan rates are likely to stay steady but could rise in the future due to predictions of the Federal Reserve increasing interest rates. -Market activity might be unpredictable today because many traders are off for a long weekend, and the bond market closes early. -Important economic events this week, like a Federal Open Market Committee meeting and job growth reports, could impact loan rates. -Prepare for potential rate changes and secure your current rate unless you're comfortable with risk. There's much more to understand about the home loan market. For a deeper insight, check out the full report.

Ron Siegel’s Mortgage Minute brought to you by Geneva Financial Jun 30 2023

Home loans can be complex, but understanding the changes in rates and what they mean for you is crucial. Here's a quick rundown of what you need to know: - Home loan rates are at their highest in over a month and may continue to rise due to a strong economy and job market. - Mortgage bonds have shown a small improvement but it's still uncertain how this will impact rates in the near future. - There's important job market data coming up next week that could potentially influence home loan rates. - For those closing home loans in the next 30+ days, it might be a good idea to lock in your rate due to the upward trend. To fully grasp these points and understand their implications, be sure to check out the full report. It provides an in-depth look at recent changes, future predictions, and helpful advice for those navigating the home loan process.

Mortgage Minute brought to you By Geneva Financial Jun 29 2023

Hello! Here's a quick snapshot of what's happening with home loans, or 'mortgages'. - Mortgage rates are expected to rise due to strong economic growth and increased consumer confidence. - The Federal Reserve, our nation's bank, plans to increase interest rates to manage inflation. - If you're planning to get a home loan soon, it might be a good idea to lock in your rate now, as they're expected to keep rising. For a more detailed explanation, check out the full report. It breaks down these points and more, helping you understand what's happening in the world of home finance.

Your Loans: Should You Pay Faster Or Pay Less?

Hi, It's Ron Siegel again. As you're preparing to buy a home and figuring out your financial plans, you might wonder, "Should I pay off my student loans faster, or should I pay less each month?" Good question! Let's dig into this. Conventional wisdom often tells us to pay off loans quickly, but that's only sometimes the best choice for everyone. Are there times when it's better to pay less? Absolutely! Here are a couple of essential factors to think about when deciding if you should pay less or pay more quickly: ⚡️Your employer: If you work for a public services organization like a school, university, nonprofit hospital, city, state, or county government, or any other kind of charitable nonprofit, then you could be eligible for Public Service Loan Forgiveness (PSLF). This means you can pay less based on your employment rather than your income. ⚡️Your income: If you earn less than 1.5 times your total student loan debt each year, you might also be an excellent candidate to pay less. For example, this could be if you earn $30,000 a year and owe $45,000 in student loans or if you earn $200,000 and owe $350,000. Even if you work in the private sector, you can still qualify for an income-driven repayment plan based on your debt-to-income ratio. But remember, private-sector loan forgiveness programs are less generous than public-sector ones. You might be making payments for a more extended period and face a "tax bomb" or taxation on the amount forgiven. If you work in the public sector, your student loan debt can be forgiven after 120 on-time qualifying payments, and it's not taxed. Plus, you don't have to make those payments consecutively. So if you leave the public sector and then return, you can pick up where you left off. ⚡️Some critical things for you to think about: Could you keep track of your qualifying payments? You can do this by looking at your student loan data file, or LoanSense can tell you this on your "My Loans" dashboard. Know when you need to file your annual paperwork. This is called your "IDR Anniversary date." Could you make sure to file ahead of this date each year to avoid an increase in your payment? Understand which paperwork you need to file each year. If you're trying to qualify for PSLF, you must file two annual forms - your employer verification form and your IDR renewal paperwork. Know which plan will save you the most money - REPAYE, PAYE, IBR, or ICR. If you're married, determine how filing your taxes will impact student loan payments. Can you file separately and save more money? Paying faster is the right choice if you're in the private sector, have a stable income, and owe less in student loans than you earn in a year. For instance, paying off your loans quickly is a good strategy0,000 a year, and you owe $80,000 in student loans, primarily if you work in the private sector, you earn $10. ⚡️Some questions for you to consider: Can you make larger monthly payments to pay off your loans faster? If you want to pay your loan off quicker, have a stable job, and are close to cutting your payoff timeline to 5 years, have you considered refinancing your loan? Remember, understanding your options is the key to making the best financial decisions. If you have any other questions, feel free to let me know.

Extended Repayment: Why Does It Cost More Money?

Hi, I wanted to chat with you about something that needs to be clarified: extended student loan repayment plans. Understanding these plans can be crucial as you research and buy a home. Let's break this down. Extended repayment plans may seem like a good deal initially because they start with lower payments. But there's a catch - you pay more in the long run. There are two main types of these plans: ⚡️Extended Graduated Plans: Your monthly payment increases every two years, and the repayment period extends beyond ten years. ⚡️Graduated Plans: You pay the same monthly amount, but the repayment period is over ten years. These options result in lower payments than the standard 10-year plan, which everyone is automatically put on. But here's the thing: if your interest rate is over 5%, stretching out your loan with these extended plans is like turning your student loan into a long-term mortgage. You'll pay more over time; these plans don't forgive any interest. According to the US Department of Education, nearly 2 million Americans are on these extended plans. If you're struggling to afford your payments, an income-driven plan, such as PAYE, REPAYE, or IBR, may be a better option. You can see which repayment plan is best for you on the recommendations tab with LoanSense. The great thing about income-driven plans is that you can receive government interest subsidies and forgiveness over time. Yes, you'll need to file paperwork every year, but it's worth avoiding the thousands of extra dollars you might end up paying on an extended plan. Remember, it's all about understanding your options and making informed decisions. Don't hesitate to ask if you have any questions.

Hugh Mistake People Make IN PSLF Program

Hello, As we navigate the world of loans and mortgages, I want to share some common mistakes people make regarding student loan payoff approaches. This is especially important if you're considering purchasing a home soon. First, it's crucial to understand your loan payoff strategy. Consider whether you want to pay faster or pay off your loans and prefer smaller monthly payments. Once you've made that decision, avoid these common pitfalls: ⚡️Mistake #1: Overpaying When Aiming for Public Service Loan Forgiveness (PSLF) Let's say you work for an employer that qualifies for the PSLF program. You want your loans forgiven but keep paying more than your monthly minimum payment. If you're on track for loan forgiveness, paying more doesn't get you there faster. Instead, you're essentially wasting money that could be forgiven. Rather than overpaying, use your money to build up your savings, invest in retirement, or save for a down payment on a house. Plus, overpaying can put you in a "pay ahead" status, which might invalidate additional charges you make. So, keep an eye on your "qualifying payments" and stick to the minimum. ⚡️Mistake #2: Neglecting Paperwork Another common mistake is when people plan for PSLF but only fill out the income-driven repayment form, forgetting about the PSLF Employment Verification form. They hope that after ten years, they can file the state, and all their payments will be counted for forgiveness. But the US Department of Education needs proof that your 120 payments were made while working for a qualifying employer. If you keep careful records and track your employers, FedLoans will automatically count your costs for forgiveness. So, remember to fill out all the necessary paperwork. ⚡️ Mistake #3: Refinancing Too Soon This mistake often involves people who work for qualifying nonprofits. They refinance their student loans even though they don't plan to leave their government or nonprofit job. Imagine having a $100K student loan from your master's degree in public health and landing an appointment with the local government. Your payment is over $1000 a month. You refinance and reduce the cost by $50 a month. But what if you had chosen an income-driven plan instead? You could have reduced your monthly income to $600 and gotten almost $30K of loan forgiveness with no remaining balance after 120 charges. That extra $400 a month could have gone towards your savings for a house or other financial goals. Remember to consider the potential of the federal program to help you out. These mistakes can be easily avoided with careful planning and proper guidance. As your mortgage lender, I help you navigate these decisions. If you have any questions, feel free to let me know.

How Is Your Credit Is Actually Calculated And How To Improve Your Credit Score

Hi, How is your Credit Calculated, and How to Improve your Credit Score? Please look at how different factors can affect your credit score and pro tips on improving it. ➡️ Items that affect your credit score include: Your payment history (35%) - Pay all your bills on time and for the total monthly amount. You can get your student loans into good standing and lower your monthly payments based on your finances. Monthly payments can be as low as $0, and these $0 payments will still count as a whole, one-time payment. ➡️ The amount of money you owe (30%) - Keep your credit card balance under 30% of your total limit, as this can lower your credit score. ➡️ The length of your credit history (15%) - Lenders look at how long you’ve had a credit history by taking the average age of all your accounts - the longer your record, the better your credit score. ➡️ Types of credit you’ve used (10%) - A diverse mix of credit types, including student loans, credit cards, mortgages, etc., will help improve your credit score. ➡️ Your pursuit of new credit (10%) - Limit the hard inquiries you make. Applying for multiple stores or credit cards will negatively impact your credit score as they pull a tricky question for every application.

New FHA Guidelines Make It Easier To Qualify For A Mortgage

Hey there, It's Ron Siegel again. If you're looking to buy your first home, I have some good news. The FHA (Federal Housing Administration) recently updated its rules, which could make it easier for you to qualify for a mortgage. Before, when you applied for an FHA mortgage, they used to consider 1% of your total student loan debt when calculating your Debt-to-Income ratio (DTI). This is important because your DTI can influence your approval for a mortgage. But, starting from June 19th, things have changed. Now, the FHA considers your monthly student loan payment amount instead of 1% of the total debt. This could significantly improve your chances of getting a mortgage. What if your monthly student loan payment is $0, or your loans are in forbearance/default? The FHA uses .5% of your total student loan debt when calculating your DTI. The new FHA guidelines can benefit you in two ways: it makes it easier to qualify for a mortgage, and FHA loans allow for lower credit scores and down payment amounts. For a more detailed explanation, check out the video above. This is an excellent opportunity for first-time homebuyers like you. So, make sure to take advantage of this!

How To Purchase A Home With High Student Loan Debt Levels

Hi, This is Ron Siegel. If you're carrying a heavy load of student debt, you might think buying your home is out of reach. But that's not necessarily the case. I'd like to share some good news on how you can still purchase a home despite high student loan debt. Firstly, remember that the size of your student debt doesn't necessarily damage your credit score. Credit cards impact your credit score more than your student loans, especially if you're keeping up with your student loan payments. Being on the right repayment plan for your student loans helps when it comes to your Debt-to-Income (DTI) ratio. This ratio can influence your ability to get a mortgage. Plus, being on the right plan can also free up some of your income, which can help you save for a down payment on a house. Speaking of down payments, did you know they can be as low as 4 - 4.5%? That includes closing costs, moving expenses, and other costs associated with buying a home. So, even with a large amount of student debt, keep pursuing your dream of owning a home. For more information on this, make sure to watch the video above. Remember, carrying student debt doesn't mean you can't start building equity in a home now.

The Pros and Cons of Mortgage Refinance to Pay Down Student Loans

It's Ron Siegel here. You might be considering refinancing your mortgage to pay off your student loans. While it can sound like a smart move, it's essential to understand the pros and cons of this decision. If you choose to refinance and cash out to pay down your student loans, remember that the money must go directly to the loan servicer when closing. Also, the loans must be under your name. Consider the repayment period. Most student loans are set up to be paid off over 10 or 20 years. But if you include this debt in your mortgage, you could be looking at a 30-year repayment period. That's a significant extension. Also, remember that federal student loans come with some valuable protections. You could qualify for $0 payments or payment forbearances if you run into financial difficulties. There's even the possibility of loan forgiveness or discharge if you become disabled. If you refinance your mortgage to pay off these loans, you'll lose all these benefits. Before making a decision, weigh the pros and cons carefully. For more details, check out the video above. It's essential to make the best choice for your situation.

Mortgage Minute brought to you By Geneva Financial Jun 28 2023

Welcome to a simple breakdown of the current housing mortgage landscape: - Mortgage rates have been steady for over a month and are expected to remain so until new job data is released on July 7th. - The Federal Reserve (Fed) might increase interest rates next month, but this could change if job market conditions weaken or inflation improves. - President Biden believes the U.S. might avoid a recession, reflecting the current strength of the economy and job market. - If you're closing on a home loan soon, it might be a good idea to lock in your rate now, as rates aren't expected to improve significantly in the near future. For a more detailed understanding, please [visit the full report](#). It's written in easy-to-understand language, perfect for those new to home finance.

Mortgage Minute brought to you By Geneva Financial Jun 27 2023

Welcome to the world of home loans! Here's a quick snapshot of what's happening: - Mortgage rates, or the cost of borrowing money for a house, are expected to stay about the same as they were yesterday. - The Federal Reserve (the Fed), our central bank, is expected to increase a key interest rate next month. If people start to believe the Fed will increase rates again this year, mortgage rates will slowly go up. - If you're closing on a house soon, it might be a good idea to lock in your mortgage rate now. If you're not closing for a while, you can wait, but don't expect rates to go down. For a more detailed explanation, check out the full report. It breaks down these points and more, helping you understand the current state of home loans.

Mortgage Minute brought to you By Geneva Financial Jun 26 2023

Sure, here's a simplified introduction and key points from the report: "Today, we're looking at how the decisions of the Federal Reserve (the Fed) might affect mortgage rates. Here are the main points: - Mortgage rates are likely to stay the same as they were last Friday. There's a small chance they could go down, but it's more likely they'll go up. - The main thing affecting mortgage rates is what the Fed plans to do. Right now, people think the Fed will increase rates next month and keep them at 5.25% for the rest of the year. - If you're closing a loan soon, it might be a good idea to lock in your rate now. If you're not closing for a while, you could wait, but be careful because rates might go up. For more details, check out the full report. It breaks down these points and gives more information on what could happen in the future."

Mortgage Minute brought to you By Geneva Financial Jun 23 2023

Home loan rates might be a little better today than yesterday, influenced by a variety of factors, including decisions made by a group called the Federal Reserve, or the 'Fed'. Key points: - The Fed's expected actions play a significant role in the fluctuation of home loan rates. - If you're finalizing your loan in less than 15 days, it's suggested to lock in your rate. - If your loan is finalizing in 15 to 30 days, consider locking your rate, but floating is an option. - If your loan isn't due for 30+ days, float cautiously or consider locking your rate. For more details on this topic and what influences these suggestions, be sure to read the full report.

Mortgage Minute brought to you By Geneva Financial Jun 22 2023

Navigating the world of home finance can be tricky, but we're here to make it simpler. Here's a quick snapshot of the current housing market: Key Points: - Today's housing prices are slightly better than yesterday's, but not as good as the best we've seen recently. - The Bank of England's recent decision to increase its main interest rate has had a negative impact on our market. - If you're planning to close a loan soon, it might be a good idea to lock in your rate now, as rates haven't improved much in weeks and are unlikely to do so in the near future. - If you're closing a loan in more than 30 days, you can wait a bit longer to lock in your rate, but be cautious as the outlook isn't great. For a more detailed understanding of these points and to get a comprehensive view of the current housing market, we recommend reading the full report.

Mortgage Minute brought to you By Geneva Financial Jun 21 2023

Understanding the housing market can be tricky, but we've broken down the latest financial report into simple terms. Here's a quick snapshot: Key Points: - Today's house prices might be slightly higher than yesterday's, but not by much, and they're not expected to change a lot during the day. - The Federal Reserve, the country's central bank, is expected to raise interest rates next month and keep them at 5.25% for the rest of the year. - If you're planning to close a loan in less than 15 days, it's a good idea to lock in your rate now as it's unlikely that rates will get better in the next week or so. - For loans closing in 15-30 days, consider locking in your rate as there's not much chance that rates will get better. - If you're closing a loan in more than 30 days, you can wait a bit before deciding whether to lock in your rate, but it might not be a bad idea to lock in your rate now. For a more detailed understanding, we recommend reading the full report. It provides a comprehensive view of the current housing market and what to expect in the near future.

Mortgage Minute brought to you By Geneva Financial Jun 20 2023

- The Federal Reserve (the Fed) is expected to keep interest rates steady, with a small increase likely in July. - Fed officials will be speaking this week, likely discussing the need to raise rates to control inflation. - Despite rumors of a recession, the job market is strong and the economy is doing well. - If you're planning to close a loan soon, it's a good idea to lock in your rate now. For a more detailed understanding of these points and more, I recommend reading the full report. It provides a comprehensive breakdown of these complex financial concepts in a way that's easy to understand.

Mortgage Minute brought to you By Geneva Financial Jun 16 2023

Today's home loan rates are stable and similar to yesterday's. The market is expecting an interest rate hike, but the Federal Reserve might have more increases planned. Despite talks of a recession, the economy is doing well. For those closing home loans soon, it's advised to wait for the best day to lock in a rate. For more details, check out the full report.

How To Apply For A VA Loan

Our nation owes its existence to the unwavering bravery, determination, and dedication of our active, reserve, and veteran members of the Army, Navy, Air Force, Marine Corps, and Coast Guard. These remarkable individuals stepped forward to safeguard the core values and liberties upon which our country was built. Just as we depended on your service to preserve our freedom, you can rely on us to support you and your family when you require a place to call your own. You have selflessly served this magnificent nation, and now it is our privilege to serve you. Allow us to assist you in navigating the home buying, selling, or refinancing process with ease while also helping you save money along the way!

Who is eligible for a VA Home Loan

Our nation owes its existence to the unwavering bravery, determination, and dedication of our active, reserve, and veteran members of the Army, Navy, Air Force, Marine Corps, and Coast Guard. These remarkable individuals stepped forward to safeguard the core values and liberties upon which our country was built. Just as we depended on your service to preserve our freedom, you can rely on us to support you and your family when you require a place to call your own. You have selflessly served this magnificent nation, and now it is our privilege to serve you. Allow us to assist you in navigating the home buying, selling, or refinancing process with ease while also helping you save money along the way!

Is the VA Home Loan Option Right For You

Our nation owes its existence to the unwavering bravery, determination, and dedication of our active, reserve, and veteran members of the Army, Navy, Air Force, Marine Corps, and Coast Guard. These remarkable individuals stepped forward to safeguard the core values and liberties upon which our country was built. Just as we depended on your service to preserve our freedom, you can rely on us to support you and your family when you require a place to call your own. You have selflessly served this magnificent nation, and now it is our privilege to serve you. Allow us to assist you in navigating the home buying, selling, or refinancing process with ease while also helping you save money along the way!

Mortgage Minute brought to you By Geneva Financial Jun 15 2023

The housing market is currently experiencing some instability among lenders, particularly in the wholesale sector, due to fluctuations in bond prices. Speculation about a potential recession, the Federal Reserve's actions to combat inflation, and interest rate hikes are creating uncertainty. It's important to note that interest rates are not expected to decrease significantly in the near future, unless there are signs of weakness in the labor market. Despite concerns, the economy continues to show resilience, as indicated by positive retail sales figures and the European Central Bank's decision to raise rates. Bonds have managed to perform relatively well despite these developments. Regarding the Federal Reserve, they decided to pause their rate hikes in June after a series of consecutive increases. However, they left the possibility open for future hikes as early as July, with most policymakers believing that further rate hikes are necessary to control inflation. Initially, the reaction to the Fed's decision was unfavorable for interest rates, which worsened during Fed Chair Jerome Powell's press conference. However, by the end of the day, bond prices had recovered, resulting in a slight improvement. Although some lenders had already adjusted their rates for the worse, if the gains persist, we can expect more favorable rates compared to the reprices. In summary, interest rates are not currently expected to change significantly. If there are indications of a weaker economy and labor market, rates may improve slightly. However, if the market believes that the Fed will continue raising rates, then rates will likely increase. For individuals with loans closing in less than 15 days, it is advisable to cautiously float, as the situation remains uncertain. Keep an eye on the market but avoid panicking. For loans closing in 15-30 days, cautiously floating is also recommended. It is important to identify favorable opportunities to lock in a rate, as significant drops in rates are unlikely but some days may present better locking options than others. For loans with 30+ days until closing, there is less immediate concern. The sentiment in the market can change over the next few weeks, but currently, there is no imminent risk of drastic rate increases.

H.E.L.P.E.R. Act Radio Interview

Rent Vs Own Workshop

In this presentation, we demonstrate the differences in Renting vs Owning Real Estate. You can see a clip for the ABC News & Talk Radio Program. Depending on your device, either below or to the right, you will see a clear view of the presentation. A radio clip on the impacts of Real Estate on Inflation, the impact Recession has on both Real Estate Values and Mortgage rates from a historical perspective. If you want a custom report, please let us know the property value you are considering and your current rent payment. If you are ready to get Pre-Approved for a new home loan: In Calif: SLTLoanApp.com Outside Calif: RSRLoanApp.com

Open House Masterclass – How to Open Houses into Marketing

Thank you for registering for our recent Open House Masterclass Lunch and Learn event. We hope you found the event informative and valuable and gained some new insights and strategies for hosting successful open houses. We would love to hear your feedback on the event. If you have any comments, suggestions, or questions, please do not hesitate to contact us. Once again, thank you for attending the event and your continued support. We look forward to seeing you at our future events. Next month, June 8, we will present "Non-QM Loans - A Realtor's Untapped Market". You can register now at RSRSeminar.com Best regards, Ron Please follow us on our social media: Facebook Business Page: https://www.facebook.com/RonSiegelRadio Twitter: https://twitter.com/RonSiegel LinkedIn: https://linkedin.com/in/ronsiegel YouTube: http://www.youtube.com/RonSiegel1 If you haven't already, please take a minute to give us a 5 Star Review on our Google Page and our Facebook Business Page. Google Page for Review: RSRReviews.com Depending on your device, either below or to the right you will see three sheets of loan products we offer at Geneva Financial. 1. Traditional Loans - Fannie Mae, Freddie Mac, FHA, VA and USDA 2. Non-Tradition (non-qm) loans - Bank Statement, DSCR, Self-Employed Borrowers, Fresh Start, Foreign National, etc 3. Down Payment Assistance - FICO as low as 600 We also have sources for Hard/Private Money Loans as well. My amazing lending team is ready to assist with any home loan financing needs. One can start the Loan Process at: SLTLoanApp.com in California RSRLoanApp.com outside California Here are a few additional resources for you: 1. Ever wonder why you get those credit card offers? Maybe you are getting offers to purchase an automobile, insurance, or a mortgage. You may or may not know, that credit bureaus make a lot of money by selling your personal information. If you would like to minimize those offers, register at: OptOutPreScreen.com and tell a friend 2. You might also want to get yourself added to the Do Not Call List. This can be done at DoNotCall.gov 3. Maximizing your FICO Score is important when considering any sort of consumer credit. The overwhelming majority of people we consult, pay their credit card bills incorrectly, from a FICO benefits perspective (even if you pay your bill in full each month). We share some inside tips at RSRCCPayment.com 4. If Buying or Selling a Home is in your future, RSRMoney.com is a great resource. You can monitor your credit, budget, finances, Real Estate Values and available properties for sale, all in one site with no obligations or advertising.

Mining Your Database for Referrals

Hello, I wanted to thank you for registering for the Realtor Success Seminar on Mining Your Database for Referrals. Building a long-term relationship-based business depends on you nurturing a database of people who know, like, and trust you and will be willing to refer their friends and family to you when they need to buy or sell a home. Attached are the following forms: ● All About You Form ● PDF of Handouts from the class ● Greatness Tracker ● Lead Tracker Your Immediate Action Steps: 1. Setup CRM to use to manage all client follow up 2. Complete your database marketing plan by choosing the tactics you will consistently implement. 3. Time block each tactic you choose on your calendar for the entire year 4. Sign up for any third-party vendors you need to use, like a mailing service such as ExpressCopy Please follow us on our social media: Facebook Business Page: https://www.facebook.com/RonSiegelRadio Twitter: https://twitter.com/RonSiegel LinkedIn: https://linkedin.com/in/ronsiegel YouTube: http://www.youtube.com/RonSiegel1 If you haven't already, please take a minute to give us a 5 Star Review on our Google Page: https://RSRReviews.com Depending on your device, either below or to the right you will see three sheets of loan products we offer at Geneva Financial. 1. Traditional Loans - Fannie Mae, Freddie Mac, FHA, VA and USDA 2. Non-Tradition (non-qm) loans - Bank Statement, DSCR, Self-Employed Borrowers, Fresh Start, Foreign National, etc 3. Down Payment Assistance - FICO as low as 600 We also have sources for Hard/Private Money Loans as well. My amazing lending team is ready to assist with any home loan financing needs. One can start the Loan Process at: SLTLoanApp.com in California RSRLoanApp.com outside California Here are a few additional resources for you: 1. Ever wonder why you get those credit card offers? Maybe you are getting offers to purchase an automobile, insurance, or a mortgage. You may or may not know, the credit bureaus make a lot of money by selling your personal information. If you would like to minimize those offers, register at: OptOutPreScreen.com and tell a friend 2. You might also want to get yourself added to the Do Not Call List. This can be done at DoNotCall.gov 3. Maximizing your FICO Score is important when considering any sort of consumer credit. The overwhelming majority of people we consult, pay their credit card bills incorrectly, from a FICO benefits perspective (even if you pay your bill in full each month). We share some inside tips at RSRCCPayment.com 4. If Buying or Selling a Home is in your future, RSRMoney.com is a great resource. You can monitor your credit, budget, finances, Real Estate Values and available properties for sale, all in one site with no obligations or advertising.

100 Top Tax Deductions for Realtors

Download the list of 100 Top Tax Deductions for Realtors... This week, Lucas Smith, Your Home Sold Guaranteed Realty Premier, is the featured guest on "Masters of Homes & Money" Realtor Mastermind. This Mastermind is designed for you. Learn about other top agents. Where they came from, how they built their teams, and how they are being successful in this market. If you are a Realtor, you can register to join us at RSRMasters.com

Ron Siegel Radio & Siegel Lending Team Agent Tools

Good Day... In this video, I give you a little of my history and background. Depending on your device, either below or to the right you will see three sheets of loan products we offer at Geneva Financial. 1. Traditional Loans - Fannie Mae, Freddie Mac, FHA, VA and USDA 2. Non-Tradition (non-qm) loans - Bank Statement, DSCR, Self-Employed Borrowers, Fresh Start, Foreign National, etc 3. Down Payment Assistance - FICO as low as 600 We also have sources for Hard/Private Money Loans as well. My amazing lending team is ready to assist with any home loan financing needs. One can start the Loan Process at: https://SLTLoanApp.com

A Plan to Retire on $18,000/Per Month. No IRA. No 401(k)

Greetings, knowledge seekers! In radio workshop, we discussed a strategy to retire on $18,000 per month with no 401(k) and no IRA. Simply using strategic Mortgage Financing

The Banking Crisis and How Banks Make Money

Greetings, knowledge seekers! Are you ready to embark on a fascinating journey through the complex world of the Banking Crisis and the intriguing ways banks make money? We've just released an enlightening video that unravels these mysteries, giving you the inside scoop on the financial system's hidden secrets. Our video delves deep into the mechanics of the banking industry, shedding light on how banks turn a profit through various methods, such as lending, fees, and investments. You'll also learn about the key role banks play in our economy and how their profit-making strategies can sometimes lead to precarious situations like the Banking Crisis. We also share a video of Senator James Lankford questioning Treasury Sec Janey Yellen.

Meet Ron Siegel

Good Day... In this video, I give you a little of my history and background. Depending on your device, either below or to the right you will see three sheets of loan products we offer at Geneva Financial. 1. Traditional Loans - Fannie Mae, Freddie Mac, FHA, VA and USDA 2. Non-Tradition (non-qm) loans - Bank Statement, DSCR, Self-Employed Borrowers, Fresh Start, Foreign National, etc 3. Down Payment Assistance - FICO as low as 600 We also have sources for Hard/Private Money Loans as well. My amazing lending team is ready to assist with any home loan financing needs. One can start the Loan Process at: SLTLoanApp.com in California RSRLoanApp.com outside California Here are a few additional resources for you: 1. Ever wonder why you get those credit card offers? Maybe you are getting offers to purchase an automobile, insurance, or a mortgage. You may or may not know, the credit bureaus make a lot of money by selling your personal information. If you would like to minimize those offers, register at: OptOutPreScreen.com and tell a friend 2. You might also want to get yourself added to the Do Not Call List. This can be done at DoNotCall.gov 3. Maximizing your FICO Score is important when considering any sort of consumer credit. The overwhelming majority of people we consult, pay their credit card bills incorrectly, from a FICO benefits perspective (even if you pay your bill in full each month). We share some inside tips at RSRCCPayment.com 4. If Buying or Selling a Home is in your future, RSRMoney.com is a great resource. You can monitor your credit, budget, finances, Real Estate Values and available properties for sale, all in one site with no obligations or advertising.

Mortgage Minute brought to you By Geneva Financial March 6, 2023

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

Stratgic Financing Potentially Saves $548.40 per Month!

Strategic Financing can potentially, LOWER the amount of Cash Needed to Close a Home Purchase Loan, Lower The Monthly Payment and SAVE OVER $117,000. This clip is from Ron Siegel Radon on ABC News & Talk KMET AM1490. You can see the actual TCA used on air either on the right of this screen or below, depending on your device. Strategy Beats Rate Always.

Price Drop vs Rate Drop (Seller Buy Down)

Hello, These higher interest rates will impact buyers' qualifications if you have not noticed. The higher rates are also beginning the "price drops " trend, which sellers use to help attract affordable housing for buyers. But, most sellers don't know or can show the actual numbers on how that impacts buyers. This inability to show the numbers and knowledge of how dropping the rates has a more significant impact on a buyer's payment than lowering a sales price could ever have. Price vs. Rate - Did you know, and I can show you through this side-by-side comparison, how a PRICE DROP of 30k compared to a 30k RATE DROP (SBD) impacts a potential buyer's payment? The rate drop triples the savings to that buyer payment, and if you took that new lower payment, that's like dropping the price by over 100k! Payment Assistance Plan - I wanted to show you how a Payment Assistance Plan works and how the Buyer & Seller can benefit when the PAP + is structured within a purchase transaction. ( videos below )

Mortgage Minute brought to you By Geneva Financial January 31, 2023

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

Mortgage Minute brought to you By Geneva Financial January 17, 2023

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

HomeSelect Program

Hello... The HomeSelect Program is a unique Home Loan where you pay the principle before interest. If you look at a 30-year fixed-rate mortgage amortization table, you will see it takes about 20 years to pay off half the 30-year loan. With the Home Select, we frequently see the entire loan paid off in 10-12 years. The Video shows a couple of scenarios as examples. These are NOT offers to lend, just samples to understand the program. If you would like a custom scenario, we simply need: ---Your existing mortgage statement and income profile or ---Purchase price, anticipated down payment and income profile We can replay with a custom scenario.

Mortgage Minute brought to you By Geneva Financial January 12, 2023

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

Copy of Mortgage Minute brought to you By Geneva Financial January 11, 2023

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

Reverse Mortgage Myths with Jay Kaplan

Hello, In this Radio Segment, Ron discusses Reverse Mortgage Myths with the late Jay Kaplan. If you have any friends, family, or co-workers looking to Buy, Sell, or Borrow on Real Estate, I hope we can count on you for the introduction. Home Buyer's Guide: www.RSRHBG.com Home Seller's Guide: www.RSRHSG.com

Mortgage Minute brought to you By Geneva Financial January 9, 2023

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

Mortgage Minute brought to you By Geneva Financial January 4, 2023

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

Mortgage Minute brought to you By Geneva Financial January 3, 2023

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

Mortgage Minute brought to you By Geneva Financial December 21

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

What Does “Vetting the House” really mean?

If you are contemplating or going thru a divorce, Get a complimentary copy of the Divorce Your Mortgage Workbook at www.MyDYMWorkBook.com Send it back to us and we will process that and send you a full Real Property Evaluation Report. As a divorce mortgage planner, the CDLP can help divorcing homeowners make a more informed decision regarding their home equity solutions while helping the professional divorce team identify any potential conflicts between the divorce settlement, home equity solutions, and real property issues. Involving a Certified Divorce Lending Professional (CDLPTM) early in the divorce settlement process can help the divorcing homeowners set the stage for successful mortgage financing in the future. This is for informational purposes only and not for the purpose of providing legal or tax advice. You should contact an attorney or tax professional to obtain legal and tax advice. Interest rates and fees are estimates provided for informational purposes only and are subject to market changes. This is not a commitment to lend. Rates change daily – call for current quotations. The information contained in this newsletter has been prepared by, or purchased from, an independent third party and is distributed for consumer education purposes.

3 Strategies to Maximize Your Home Sales Price in This Market

Hello, In this Radio Segment, Ron discusses 3 Strategies to Maximize Your Home Sales Price in this or any Market. If you have any friends, family, or co-workers looking to Buy, Sell, or Borrow on Real Estate, I hope we can count on you for the introduction. Home Buyer's Guide: www.RSRHBG.com Home Seller's Guide: www.RSRHSG.com

Blake & Jim: “How to Maximize the Price on the Home You Are Selling”

Hello, Business Planning Seminar: Running any business without a well-crafted plan can be a quick trip to failure, especially in such a deeply competitive market. Ask yourself these questions to gauge your business’s readiness for the new year: • Do you have a written business plan to guide you to success in the next 12 months? • Can you clearly and confidently advise your buyers and sellers on how to succeed in today’s market? • Do you have the right systems in place to adjust your business model for upcoming or sudden changes? • Do you know how many people you will need on your team in the next year to hit your goals? • Do you have your highest and best daily activities identified and time blocked? If you answered “No” to any of these questions, you must attend this exclusive [VIRTUAL] Business Planning for Realtors Seminar and get the tools you need to stay ahead of the growing competition. Learn how to build your foundation for explosive growth! In this presentation plus Q&A, Ron Siegel of Ron Siegel Radio and Geneva Financial will answer all your questions on the recent changes in the credit market and provide specific strategies to give you the edge.

The Power of Perspective During Divorce

If you are contemplating or going thru a divorce, be sure to download/complete the Divorce Your Mortgage Workboot (on this page). Send it back to us and we process that and send you a full Real Property Evaluation Report. Get a complimentary copy of the Divorce Your Mortgage Workbook at www.MyDYMWorkBook.com Send that back to us and we will reply with a Real Property Analysis for use during the process. As a divorce mortgage planner, the CDLP can help divorcing homeowners make a more informed decision regarding their home equity solutions while helping the professional divorce team identify any potential conflicts between the divorce settlement, home equity solutions, and real property issues. Involving a Certified Divorce Lending Professional (CDLPTM) early in the divorce settlement process can help the divorcing homeowners set the stage for successful mortgage financing in the future. This is for informational purposes only and not for the purpose of providing legal or tax advice. You should contact an attorney or tax professional to obtain legal and tax advice. Interest rates and fees are estimates provided for informational purposes only and are subject to market changes. This is not a commitment to lend. Rates change daily – call for current quotations. The information contained in this newsletter has been prepared by, or purchased from, an independent third party and is distributed for consumer education purposes.

Addressing the Decree, the Deed, and the Debt During Divorce

If you are contemplating or going thru a divorce, be sure to download/complete the Divorce Your Mortgage Workboot (on this page). Send it back to us and we process that and send you a full Real Property Evaluation Report, As a divorce mortgage planner, the CDLP can help divorcing homeowners make a more informed decision regarding their home equity solutions while helping the professional divorce team identify any potential conflicts between the divorce settlement, home equity solutions, and real property issues. Involving a Certified Divorce Lending Professional (CDLPTM) early in the divorce settlement process can help the divorcing homeowners set the stage for successful mortgage financing in the future. This is for informational purposes only and not for the purpose of providing legal or tax advice. You should contact an attorney or tax professional to obtain legal and tax advice. Interest rates and fees are estimates provided for informational purposes only and are subject to market changes. This is not a commitment to lend. Rates change daily – call for current quotations. The information contained in this newsletter has been prepared by, or purchased from, an independent third party and is distributed for consumer education purposes.

Can Divorcing Veterans Use an I.R.R.R.L. To Refinance The Marital Home

If you are contemplating or going thru a divorce, be sure to download/complete the Divorce Your Mortgage Workboot (on this page). Send it back to us and we process that and send you a full Real Property Evaluation Report, As a divorce mortgage planner, the CDLP can help divorcing homeowners make a more informed decision regarding their home equity solutions while helping the professional divorce team identify any potential conflicts between the divorce settlement, home equity solutions, and real property issues. Involving a Certified Divorce Lending Professional (CDLPTM) early in the divorce settlement process can help the divorcing homeowners set the stage for successful mortgage financing in the future. This is for informational purposes only and not for the purpose of providing legal or tax advice. You should contact an attorney or tax professional to obtain legal and tax advice. Interest rates and fees are estimates provided for informational purposes only and are subject to market changes. This is not a commitment to lend. Rates change daily – call for current quotations. The information contained in this newsletter has been prepared by, or purchased from, an independent third party and is distributed for consumer education purposes.

Can You Use Divorce Support Income For Getting A Mortgage

If you are contemplating or going thru a divorce, be sure to download/complete the Divorce Your Mortgage Workboot (on this page). Send it back to us and we process that and send you a full Real Property Evaluation Report, As a divorce mortgage planner, the CDLP can help divorcing homeowners make a more informed decision regarding their home equity solutions while helping the professional divorce team identify any potential conflicts between the divorce settlement, home equity solutions, and real property issues. Involving a Certified Divorce Lending Professional (CDLPTM) early in the divorce settlement process can help the divorcing homeowners set the stage for successful mortgage financing in the future. This is for informational purposes only and not for the purpose of providing legal or tax advice. You should contact an attorney or tax professional to obtain legal and tax advice. Interest rates and fees are estimates provided for informational purposes only and are subject to market changes. This is not a commitment to lend. Rates change daily – call for current quotations. The information contained in this newsletter has been prepared by, or purchased from, an independent third party and is distributed for consumer education purposes.

Two Common Mistakes Made By Divorcing Homeowners During Divorce

If you are contemplating or going thru a divorce, be sure to download/complete the Divorce Your Mortgage Workboot (on this page). Send it back to us and we process that and send you a full Real Property Evaluation Report, As a divorce mortgage planner, the CDLP can help divorcing homeowners make a more informed decision regarding their home equity solutions while helping the professional divorce team identify any potential conflicts between the divorce settlement, home equity solutions, and real property issues. Involving a Certified Divorce Lending Professional (CDLPTM) early in the divorce settlement process can help the divorcing homeowners set the stage for successful mortgage financing in the future. This is for informational purposes only and not for the purpose of providing legal or tax advice. You should contact an attorney or tax professional to obtain legal and tax advice. Interest rates and fees are estimates provided for informational purposes only and are subject to market changes. This is not a commitment to lend. Rates change daily – call for current quotations. The information contained in this newsletter has been prepared by, or purchased from, an independent third party and is distributed for consumer education purposes.

When divorce is becoming less common for younger adults, the so-called ‘gray divorce’ is rising

If you are contemplating or going thru a divorce, be sure to download/complete the Divorce Your Mortgage Workboot (on this page). Send it back to us and we process that and send you a full Real Property Evaluation Report, As a divorce mortgage planner, the CDLP can help divorcing homeowners make a more informed decision regarding their home equity solutions while helping the professional divorce team identify any potential conflicts between the divorce settlement, home equity solutions, and real property issues. Involving a Certified Divorce Lending Professional (CDLPTM) early in the divorce settlement process can help the divorcing homeowners set the stage for successful mortgage financing in the future. This is for informational purposes only and not for the purpose of providing legal or tax advice. You should contact an attorney or tax professional to obtain legal and tax advice. Interest rates and fees are estimates provided for informational purposes only and are subject to market changes. This is not a commitment to lend. Rates change daily – call for current quotations. The information contained in this newsletter has been prepared by, or purchased from, an independent third party and is distributed for consumer education purposes.

Why Is It More Difficult To Get Mortgage Financing In A Divorce

If you are contemplating or going thru a divorce, be sure to download/complete the Divorce Your Mortgage Workboot (on this page). Send it back to us and we process that and send you a full Real Property Evaluation Report, As a divorce mortgage planner, the CDLP can help divorcing homeowners make a more informed decision regarding their home equity solutions while helping the professional divorce team identify any potential conflicts between the divorce settlement, home equity solutions, and real property issues. Involving a Certified Divorce Lending Professional (CDLPTM) early in the divorce settlement process can help the divorcing homeowners set the stage for successful mortgage financing in the future. This is for informational purposes only and not for the purpose of providing legal or tax advice. You should contact an attorney or tax professional to obtain legal and tax advice. Interest rates and fees are estimates provided for informational purposes only and are subject to market changes. This is not a commitment to lend. Rates change daily – call for current quotations. The information contained in this newsletter has been prepared by, or purchased from, an independent third party and is distributed for consumer education purposes.

How A CDLP Can Be A Financial Neutral On Your Divorce Team

If you are contemplating or going thru a divorce, be sure to download/complete the Divorce Your Mortgage Workboot (on this page). Send it back to us and we process that and send you a full Real Property Evaluation Report, As a divorce mortgage planner, the CDLP can help divorcing homeowners make a more informed decision regarding their home equity solutions while helping the professional divorce team identify any potential conflicts between the divorce settlement, home equity solutions, and real property issues. Involving a Certified Divorce Lending Professional (CDLPTM) early in the divorce settlement process can help the divorcing homeowners set the stage for successful mortgage financing in the future. This is for informational purposes only and not for the purpose of providing legal or tax advice. You should contact an attorney or tax professional to obtain legal and tax advice. Interest rates and fees are estimates provided for informational purposes only and are subject to market changes. This is not a commitment to lend. Rates change daily – call for current quotations. The information contained in this newsletter has been prepared by, or purchased from, an independent third party and is distributed for consumer education purposes.

4 Reasons to Get Pre-Approved for an Equity Buy-out in a Divorce

If you are contemplating or going thru a divorce, be sure to download/complete the Divorce Your Mortgage Workboot (on this page). Send it back to us and we process that and send you a full Real Property Evaluation Report, As a divorce mortgage planner, the CDLP can help divorcing homeowners make a more informed decision regarding their home equity solutions while helping the professional divorce team identify any potential conflicts between the divorce settlement, home equity solutions, and real property issues. Involving a Certified Divorce Lending Professional (CDLPTM) early in the divorce settlement process can help the divorcing homeowners set the stage for successful mortgage financing in the future. This is for informational purposes only and not for the purpose of providing legal or tax advice. You should contact an attorney or tax professional to obtain legal and tax advice. Interest rates and fees are estimates provided for informational purposes only and are subject to market changes. This is not a commitment to lend. Rates change daily – call for current quotations. The information contained in this newsletter has been prepared by, or purchased from, an independent third party and is distributed for consumer education purposes.

Avoid These Common Mistakes Made by Divorcing Homeowners

If you are contemplating or going thru a divorce, be sure to download/complete the Divorce Your Mortgage Workboot (on this page). Send it back to us and we process that and send you a full Real Property Evaluation Report, As a divorce mortgage planner, the CDLP can help divorcing homeowners make a more informed decision regarding their home equity solutions while helping the professional divorce team identify any potential conflicts between the divorce settlement, home equity solutions, and real property issues. Involving a Certified Divorce Lending Professional (CDLPTM) early in the divorce settlement process can help the divorcing homeowners set the stage for successful mortgage financing in the future. This is for informational purposes only and not for the purpose of providing legal or tax advice. You should contact an attorney or tax professional to obtain legal and tax advice. Interest rates and fees are estimates provided for informational purposes only and are subject to market changes. This is not a commitment to lend. Rates change daily – call for current quotations. The information contained in this newsletter has been prepared by, or purchased from, an independent third party and is distributed for consumer education purposes.

What Real Property Details Matter in Divorce Mortgage Planning

If you are contemplating or going thru a divorce, be sure to download/complete the Divorce Your Mortgage Workboot (on this page). Send it back to us and we process that and send you a full Real Property Evaluation Report, As a divorce mortgage planner, the CDLP can help divorcing homeowners make a more informed decision regarding their home equity solutions while helping the professional divorce team identify any potential conflicts between the divorce settlement, home equity solutions, and real property issues. Involving a Certified Divorce Lending Professional (CDLPTM) early in the divorce settlement process can help the divorcing homeowners set the stage for successful mortgage financing in the future. This is for informational purposes only and not for the purpose of providing legal or tax advice. You should contact an attorney or tax professional to obtain legal and tax advice. Interest rates and fees are estimates provided for informational purposes only and are subject to market changes. This is not a commitment to lend. Rates change daily – call for current quotations. The information contained in this newsletter has been prepared by, or purchased from, an independent third party and is distributed for consumer education purposes.

Don’t Wait to Refinance or Sell Before Updating Homeowners Insurance During and After Divorce

If you are contemplating or going thru a divorce, be sure to download/complete the Divorce Your Mortgage Workboot (on this page). Send it back to us and we process that and send you a full Real Property Evaluation Report, As a divorce mortgage planner, the CDLP can help divorcing homeowners make a more informed decision regarding their home equity solutions while helping the professional divorce team identify any potential conflicts between the divorce settlement, home equity solutions, and real property issues. Involving a Certified Divorce Lending Professional (CDLPTM) early in the divorce settlement process can help the divorcing homeowners set the stage for successful mortgage financing in the future. This is for informational purposes only and not for the purpose of providing legal or tax advice. You should contact an attorney or tax professional to obtain legal and tax advice. Interest rates and fees are estimates provided for informational purposes only and are subject to market changes. This is not a commitment to lend. Rates change daily – call for current quotations. The information contained in this newsletter has been prepared by, or purchased from, an independent third party and is distributed for consumer education purposes.

11 Easy Ways To Protect Credit Score When Getting A Divorce

If you are contemplating or going thru a divorce, be sure to download/complete the Divorce Your Mortgage Workboot (on this page). Send it back to us and we process that and send you a full Real Property Evaluation Report, As a divorce mortgage planner, the CDLP can help divorcing homeowners make a more informed decision regarding their home equity solutions while helping the professional divorce team identify any potential conflicts between the divorce settlement, home equity solutions, and real property issues. Involving a Certified Divorce Lending Professional (CDLPTM) early in the divorce settlement process can help the divorcing homeowners set the stage for successful mortgage financing in the future. This is for informational purposes only and not for the purpose of providing legal or tax advice. You should contact an attorney or tax professional to obtain legal and tax advice. Interest rates and fees are estimates provided for informational purposes only and are subject to market changes. This is not a commitment to lend. Rates change daily – call for current quotations. The information contained in this newsletter has been prepared by, or purchased from, an independent third party and is distributed for consumer education purposes.

Mortgage Minute brought to you By Geneva Financial November 22

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

Mortgage Minute brought to you By Geneva Financial November 21

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

Understanding Credit and the Home Buying Process

Hello, Today's Economy runs on credit. Credit plays a significant role in our everyday lives. Your credit score will determine if you can rent an apartment, borrower money, open a credit card or qualify for a mortgage to purchase a home. It will also affect how much you pay for insurance and even if you get a job. Understanding Credit & The Home Buyer Process Seminar Understanding Credit and How it affects the home-buying process and your ability to qualify for a mortgage is crucial. In this educational seminar you will learn the following: Learn What is a Credit Score Learn How to Read a Credit Report Learn the Five Factors that Make Up a Credit Score Learn the difference between a Consumer Credit Score and a Mortgage Credit Score Learn How to Build and Establish Good Credit Learn Common Credit Score Myths Learn About the Different types of credit accounts Learn How the Credit Scoring Algorithm works Learn How Many credit pulls yout can when shopping for a mortgage Learn the Minimum Credit Scores to Qualify for each mortgage type and program Plus MUCH MORE! In this FREE 60-minute presentation plus Q&A, Ron Siegel of Geneva Financial will provide you with a very good understanding of credit, credit reports, credit scores, and how it affects your ability to purchase a home and qualify for a mortgage. Remember, Ron is not a Paid Public Speaker, if you see value in these programs, please think of us for all your Home Loan needs, and those of your Friends, Family and Co-Workers

Interest Rate Buy Down Strategies with Maria Espinoza

Hello, Interest Rate Buydown Strategy Seminar for Realtors: As Mortgage Interest Rates Rise, Seller Buydowns are making a comeback. In this class, we will explain what a buydown is and what the difference is between a temporary interest rate buydown and a permanent interest rate buydown (Payment Assistance Plan). We will also discuss how the Payment Assistance Plan will help with Home Affordability. In today’s market, sellers are often faced with the difficult decision of how to price their home. With interest rates on the rise, buyers are becoming more cautious about their purchases, and many more are reluctant to enter into a bidding war. As a result, sellers may find it necessary to lower their asking price in order to attract more buyers. However, there is another option that can be equally as effective: Offering to pay the buyer’s interest rate buy-down. Borrowers & Agents often know they can lower the mortgage interest rate for the life of the loan by paying “discount points” which is a permanent interest rate buy-down. Another little know strategy is a Seller Paid Temporary Interest Rate Buydown which gives the buyer significantly more payment savings for the first 1-3 years of the mortgage. This strategy can be a win-win for both the buyer and the seller. Learn all you need to know about Interest Rate Buydowns including the following: • Difference between permanent buydown & temporary buydown • Benefits for Seller using Buydown versus lowering price or seller paid closing costs • Benefits to the home buyer to increase affordability • Plus Much More! Learn what you need to know to be the expert on this unique strategy for a rising interest rate housing market. This seminar is presented by Ron Siegel of Geneva Financial.

Fed Rate Hike – Recession Proof Your Family

Hello, As expected, the Feds increased rates again by .75%, so let's relook at what that means to you and how to protect your family moving forward. So far, the Fed's rate hikes in 2022 have increased by a combined 3.5 percentage points — which means your monthly payment has more than doubled on your equity line and spiked excessively on your bank credit cards ( avg rate is now 19% ). This is where the Fed hikes are causing the most pain to the consumers. ......................................... What Moved? Feds move "short-term" rates, which would be your credit cards and equity lines of credit. What most think they moved is long-term debt, which are mortgages, which they can't directly unless they buy or sell mortgage-back securities. ......................................... Why They Moved Them? They need to do this to slow down inflation, which means they need to slow down the speed at which the economy is growing. ......................................... How Long Do They Plan To Increase Rates? They will do it as long as there is inflation in our economy, which could be into 2023 now. ......................................... How do you protect yourself? This is where we need to think things out and create a plan for you and your family. Because until now, most consumers have not felt those rate hikes, but with all of the 0.75% rate hikes piling up, your payments have spiked with what short-term debt you have open and has become a problem now. ......................................... The videos on the sidebar show you a Two-Step Plan for turning bad debt into good debt. The second step is to prepare you if we move into a recession in 2023, so we can be ready to take advantage if it presents itself.

Interest Rate Buy Down Strategies with Marnie Balog

Hello, Interest Rate Buydown Strategy Seminar for Realtors: As Mortgage Interest Rates Rise, Seller Buydowns are making a comeback. In this class, we will explain what a buydown is and what the difference is between a temporary interest rate buydown and a permanent interest rate buydown (Payment Assistance Plan). We will also discuss how the Payment Assistance Plan will help with Home Affordability. In today’s market, sellers are often faced with the difficult decision of how to price their home. With interest rates on the rise, buyers are becoming more cautious about their purchases, and many more are reluctant to enter into a bidding war. As a result, sellers may find it necessary to lower their asking price in order to attract more buyers. However, there is another option that can be equally as effective: Offering to pay the buyer’s interest rate buy-down. Borrowers & Agents often know they can lower the mortgage interest rate for the life of the loan by paying “discount points” which is a permanent interest rate buy-down. Another little know strategy is a Seller Paid Temporary Interest Rate Buydown which gives the buyer significantly more payment savings for the first 1-3 years of the mortgage. This strategy can be a win-win for both the buyer and the seller. Learn all you need to know about Interest Rate Buydowns including the following: • Difference between permanent buydown & temporary buydown • Benefits for Seller using Buydown versus lowering price or seller paid closing costs • Benefits to the home buyer to increase affordability • Plus Much More! Learn what you need to know to be the expert on this unique strategy for a rising interest rate housing market. This seminar is presented by Ron Siegel of Geneva Financial.

Top 5 Reasons Why You Should Purchase a Home Today

Hello, Are you a buyer that has gone to the sideline to wait to purchase a new home or has been delayed from entering the real estate market? If so, I'm sure your reasons could be valid, but I wanted to ensure you have all the information on whether this is a wise choice. The main issue, I assume, would be " affordability " from the significant rise in rates that has lowered your buying power or knocked you out of qualification. You might think this is a negative, but I wanted to highlight this exact issue and show you that it is an excellent thing for you as a potential home buyer. In the video above, I've laid out the domino effect of the increase in the rates market, which allows you opportunities that have not been present in the last few years for home buyers. The lack of affordability and inventory is an exciting and challenging dynamic in this market, making it completely different. What I mean by that is that usually, these two forces don't line out together in this magnitude. For example, when affordability issues last crept into the market, the housing supply spikes with the pullback of buyers, which we experienced recently in 2018/19. The main issue that has caused a much-needed pause in our housing market has been the spike in rates, which caused our affordability issues. So we should focus on the opportunities that present you as a home buyer now vs. just six months. ........................................... Six Months Ago vs. Today Six Months Ago: Buyers competed against 10+ offers per property. Buyers had to release all loan, inspection, and appraisal contingencies. Buyers had to convert their loans into " cash offers " to compete. Buyers had to overbid on their offers to compete. Buyers had to settle on whatever home came on the market. Buyers are being delayed in converting their " cash overs " into loans in this high-rate environment. Today: Few Buyers, which means less competition. Buyers can write offers with and maintain their contingencies. Buyers with minimum down payments can purchase again. Buyers can get fair value or even undervalued properties with their offers. Buyers have more choices of homes than buying whatever comes to market. With help from lenders like myself, we can structure much better terms, like buying down the rate.

Mortgage Minute brought to you By Geneva Financial October 20

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

ReEntering the Purchase Market with Payment Assistance

In this presentation we will demonstrate how one can increase their purchase power.

Mortgage Minute brought to you By Geneva Financial July 14

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

Borrow Smart Case Study: 3x Principal Paid in First 5 Years

For this Family, we eliminated $19,084 in debts and pulled some reallocated assets. Diversified their portfolio. Gave them significantly more liquidity. Preserved their home appreciation and increase their projected net worth by $124,356 over the following 15 years. It all started with a review of all Liabilities/Goals on during a Borrow Smart Conversation.

Mortgage Minute brought to you By Geneva Financial July 7

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

Mortgage Minute brought to you By Geneva Financial June 20

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

Mortgage Minute brought to you By Geneva Financial June 20

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

Mortgage Minute brought to you By Geneva Financial June 16

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

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Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

Mortgage Minute brought to you By Geneva Financial June 13

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

Borrow Smart Case Study Increases Net Worth over $124,000

For this Family, we eliminated $19,084 in debts and pulled some reallocated assets. Diversified their portfolio. Gave them significantly more liquidity. Preserved their home appreciation and increase their projected net worth by $124,356 over the following 15 years. It all started with a review of all Liabilities/Goals on during a Borrow Smart Conversation.

Borrow Smart Case Study Saves $2616/mo

For this Family, we eliminated $60,756 in debts and freed up $2616.68 per month to be used toward financial investments and Life Insurance. Projections: Saved $51,210 over 5 Years, Increase Net Worth $236,522 over 10 years. In addition, we helped the family Diversify their portfolio, Gave them significantly more liquidity, Preserved their home appreciation It all started with a review of all Liabilities/Goals on during a Borrow Smart Conversation.

Mortgage Minute brought to you By Geneva Financial June 9

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

Reverse Mortgage Myths Dispelled

Ron discuss Reverse Mortgage Myths Dispelled with Jay Kaplan

Reverse Mortgage Myths Dispelled

Ron discuss Reverse Mortgage Myths Dispelled with Jay Kaplan

Mortgage Minute brought to you By Geneva Financial May 23rd

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

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Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

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Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

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Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

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Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

Mortgage Minute brought to you By Geneva Financial May 11th

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

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Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

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Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

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Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

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Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

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Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

Mortgage Minute brought to you By Geneva Financial April 21st

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

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Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

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Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

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Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

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Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

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Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

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Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

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Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

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Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

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Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

Mortgage Minute brought to you By Geneva Financial March 31st

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

Copy of Mortgage Minute brought to you By Geneva Financial March 30th

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

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Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

The Mortgage Minute brought to you By Geneva Financial March 29th

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

The Mortgage Minute brought to you By Geneva Financial March 28th

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

The Mortgage Minute brought to you By Geneva Financial

Ron Siegel Radio: Your Home and Mortgage Connection presents 'The Mortgage Minute' brought to you by Geneva Financial.

MMA Rapid Payoff Program

Once completed, this worksheet will allow us to create a custom/unique presentation for your family to identify options to be debt free, guaranteed, in 9-11 years. Simply download the sheet (top right corner link), complete the date and return to RJ@RonSiegelRadio.com. It might take us a day or two to get numbers all crunched and returned to you. We look forward to showing you, YOUR debt-free date. Be Well, Ron

Rapid Debt Payoff Program

Once completed, this worksheet will allow us to create a custom/unique presentation for your family to identify options to be debt free, guaranteed, in 9-11 years. Simply download the sheet (top right corner link), fill in the as much as possible and return to RJ@RonSiegelRadio.com. It might take us a day or two to get numbers all crunched and returned to you. We look forward to showing you, YOUR debt-free date. Be Well, Ron

The Definition of Divorce

If you are contemplating or going thru a divorce, be sure to download/complete the Divorce Your Mortgage Workboot (on this page). Send it back to us and we process that and send you a full Real Property Evaluation Report, As a divorce mortgage planner, the CDLP can help divorcing homeowners make a more informed decision regarding their home equity solutions while helping the professional divorce team identify any potential conflicts between the divorce settlement, home equity solutions, and real property issues. Involving a Certified Divorce Lending Professional (CDLPTM) early in the divorce settlement process can help the divorcing homeowners set the stage for successful mortgage financing in the future. This is for informational purposes only and not for the purpose of providing legal or tax advice. You should contact an attorney or tax professional to obtain legal and tax advice. Interest rates and fees are estimates provided for informational purposes only and are subject to market changes. This is not a commitment to lend. Rates change daily – call for current quotations. The information contained in this newsletter has been prepared by, or purchased from, an independent third party and is distributed for consumer education purposes.

New and First Time Home Buyer Workshop

Our First-Time/New Home Buyer seminar will walk you through budgeting, planning, and successfully starting your homeownership journey. Receive free resources to make the process easier, including a free credit scoring handbook, free home buying handbook, and a mountain of valuable information. Learn what you should expect from the professionals you work with and how to find the right help. We'll also go over negotiation techniques and best practices to find the best offer possible. Get a jump-start with a certified mortgage planner to help you get pre-approved for a mortgage home loan at the seminar! Start Watching Properties in your Target Zone... www.RSRHomeScout.com

Neutralizing the preApproval Landmine

In today's Market, many Agents as well as buyers have no idea their PreApproval Letter they hold is no longer valid due to interest rate increases. We show you how one can still get January interest rates in March. Custom Home Buying (ad free) Shopping or Home Value Tool: www.RSRHomeScout.com

What My Loved Ones Need to Know

What My Loved Ones Need to Know is a Planning Guide put together by Mass Mutual

Should you wait or buy now? – This video analyzes the past, the present and the future on the market.

Hello, As professionals in the real estate market, we ask this question several times each week. So we thought we would put some critical data together, share our opinion on the housing market, and answer that question. Question: "Should we wait to purchase or buy now?" Here are the data points we will need to discuss to determine our best. ............... Appreciation - shows the increase of the value of a property from a monthly, quarterly, and a year over year adjustment. Forecasts - opinions from national real estate experts if properties keep increasing, slow, or plateau out. Supply & Demand - shows the data related to how many buyers to sellers are present in the housing market.

Mortgage Insurance

What is Mortgage Insurance? Why is it important?

Featured Home – 1264 Clarence Dr Vista, CA 92084 – $809,000

Have your cake and eat it, too! Enjoy the peace and tranquility of a single-story sanctuary on a 0.56-acre (24,393 SF) lot, yet be enviably close to shops, restaurants and all that Vista has to offer. This lovely home features a completely remodeled kitchen with stainless steel appliances and premium granite counters, offers beautiful teak hardwood floors, and has all the space you would need for an RV, extra vehicles and recreational toys. There's even a must-see, detached "Zen Den" currently utilized as a yoga studio. Listed by Brent Humpherys CA BRE Lic. # 01313810

Sellers Have Incredible Leverage in Today’s Market

Know your houses worth and choose the correct Agent

Alpha III TaxGuard

Do you have a highly appreciated asset, ie home, investment property, business, stock, etc? Are you concerned that if you sell the property you will have a large tax liability? What if there was NO TAX DUE at closing? The Alpha III TaxGuard might be the solution for you. Complete this initial form and we can reply with a preliminary report to see if further exploration might benefit you!!!!

How to Actually Get Rid of Family Debt Fast

How to Actually Get Rid of Family Debt Fast

What is a VA Home Loan?

What is a VA Home Loan? How can you leverage it to get into your dream home? What are the Qualifications?

Should I Refinance

Is this the correct time for you to Refinance? What can you do with the funds from a Refinance?

Maximizing Your Credit Score with a Credit Card Payment Strategy

There is a Specific Strategy to Pay Credit Cards with a FICO Score Benefit.

Wealth Building Thru Debt Planning

Appraisal Gap Plan

Buying A Home

Mortgage Planning

Rate Quotes

Afford to Rent vs Buy

Refi Hurdles

What Hurdles might be keeping you from Saving Money?

Visionary Investment

Reviews

"Ron has amazing insight into the financial and real estate markets."

doug waldman

"Great services. Communicative , well educated and was very helpful overall. Highly recommend"

samantha dalby

"Looking forward to partnering with Ron for our community event (Open House on June 23rd, 2024) at American Legion Post 132!"

diana trujillo