Most condo owners think they're fully covered. Most of them are wrong.

Your association's master policy stops where the real exposure begins. When a pipe bursts upstairs, the bill lands on you.

Here's what every condo owner needs to know:

✅ Master policy only covers what's listed in it

✅ The deductible gets charged pro rata to unit owners

✅ Cabinets, floors, fixtures often aren't covered

✅ Personal liability and flood usually need separate policies

✅ Strategy beats rate, always

If you're buying a condo or already own one, get the right picture before something breaks.

RSRLinks.com/HBG

#ronsiegelradio #StrategicDebtManagement #CertifiedLiabilityAdvisor #CondoInsurance #CondoBuyer #HomeBuyersGuide