Most people ask the wrong question when shopping for a mortgage. They focus on interest rates and miss the bigger picture that could cost them thousands.

In this video, I break down why "What's the rate?" isn't the question you should be asking first. Instead, I'll show you the question that changes everything about how you evaluate mortgage options.

You'll discover:

✓ The real question that should guide every mortgage decision

✓ Why the lowest rate often costs you more money (with a real $750,000 example)

✓ The critical difference between eligibility and suitability that technology can't answer

✓ How break-even points determine whether you're actually saving money or losing it

✓ Why strategy beats rate, always

Whether you're refinancing or buying your first home, this changes how you think about mortgage decisions.

Watch the complete video below to see exactly how this applies to your situation.