From Tracking the Wrong Number to Building Real Wealth, Without a Bigger Paycheck
23% Student Loan Rates Are Coming. Most Families Have No Plan
23% Student Loan Rates Are Coming. Most Families Have No Plan
23% Student Loan Rates Are Coming. Most Families Have No Plan.
Grad PLUS is gone July 1. The federal loan cap drops to $20,500 a year for most grad degrees, and tuition is not going anywhere.
The private student loan market is about to double. Here is what families need to know before they sign.
✅ Private rates can hit 23%
✅ Most lenders need 670 FICO and $35,000 income
✅ 90% of co-signer release applications get denied
✅ A grandparent co-signer can put wages, tax refunds, even Social Security at risk
Strategy beats rate. Always. Plan the family conversation before the financial aid letter forces one.
Get your next steps before you sign anything: RSRLinks.com/KeySteps
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