The Real Reason Most Mortgages Cost More Than They Should Has Nothing to Do With the Rate
The Real Reason Most Mortgages Cost More Than They Should Has Nothing to Do With the Rate
The Real Reason Most Mortgages Cost More Than They Should Has Nothing to Do With the Rate
The Real Reason Most Mortgages Cost More Than They Should Has Nothing to Do With the Rate
Most homeowners think their mortgage rate is the whole story. It isn't.
Here's what really decides what your home costs you over 30 years:
✅ Where your paycheck sits every month
✅ How interest is calculated, daily versus monthly
✅ Whether your money stays liquid while you pay it down
✅ Your household blended interest rate, not just one loan
In most scenarios I have run, the effective rate ends up below 2% and the home is paid off in 8 to 10 years. Without changing what people earn.
Strategy beats rate. Always.
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