I Used to Think Paying Off the House Early Was Smart. Then I Did the Math.
I Used to Think Paying Off the House Early Was Smart. Then I Did the Math.
I Used to Think Paying Off the House Early Was Smart. Then I Did the Math.
I Used to Think Paying Off the House Early Was Smart. Then I Did the Math.
There is one tax code in this country. There are two tax systems.
One for the informed. One for the uninformed.
Same rules. Same IRS. The difference is whether you know what's in there.
I used to think paying off the house early was smart. Then I did the math.
✅ Credits come off your tax bill, dollar for dollar
✅ Deductions lower the income that gets taxed
✅ Mortgage interest may be deductible on your primary or secondary home
✅ Your real after tax cost is often lower than your statement rate
A 6.5% mortgage in the right tax bracket can act more like 4.5%.
Strategy beats rate. Always.
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